Car Insurance in Ontario
Driving in Ontario may mean that you are headed down the 401 during an icy snowstorm, or sitting in traffic on the Gardiner Expressway, gazing at the summer sunset over the Toronto skyline. When driving your car, feel confident your auto insurance coverage fits your needs. Mandatory Car Insurance Coverages Include
Whether you lease, finance, or own your car, there is a mi
nimum amount of required coverage you need to have by law to protect yourself and your loved ones. This minimum varies by province and can include coverage like:
Liability Coverage
If you injure someone or damage property, payments are made on your behalf. Direct Compensation
Damages to your car are covered to the extent at which you are not at fault in a collision. Uninsured & Unidentified Automobile Coverage
Medical costs and damage are covered if an uninsured driver is at fault. Accident Benefits Coverage
Regardless of who is at fault, medical and other expenses you are entitled to receive are covered. Home Coverage for your house
Our customers are all unique, so we’ve done the research to create home insurance packages that suit a range of needs and to make it simple for you to understand your coverage and features. It’s not just your house, it’s the place you call home. That’s why we cover:
All risks: Covers your home and belongings against all causes of loss—except those directly mentioned as exclusions in your policy. Personal liability: You’re protected in case a visitor gets injured inside your home, or if you’ve accidentally damaged someone’s property and have to pay for the damages. Additional living expenses: Includes temporary accommodations so you can stay somewhere comfortable if you cannot stay at home. Rebuilding to code: Additional costs to repair or rebuild your home to code are covered up to the amount of coverage. Water damage coverage: Covers events like sewer backup and sump pump overflow, water entering a below-ground-level home, and even overland flooding from any body of freshwater. Legal and home assistance: Bundled Home & Car insurance comes with free advice from lawyers and a network of home contractors. Travel Medical Insurance
Are you thinking of planning a trip? Have you thought about travel medical insurance? Ontario Insurance can help you choose a plan that could fit your needs. From a single trip plan to an annual one, our plans include coverage when traveling internationally or within Canada, but outside of your home province. Is it a family trip or maybe a getaway for two? Or are you a snowbird heading south? Travel medical insurance can help provide you with coverage so you can make the most of your travels.