10/21/2026
Ontario storms can move fast and hit hard.
Before the next system rolls through, a few things worth checking:
Clear your eavestroughs and downspouts. Water backup causes more interior damage than most homeowners expect. Make sure drainage is directing water away from your foundation, not toward it.
Secure or store anything loose in your yard. Patio furniture, yard equipment, and anything unsecured can become a projectile in high wind — and your liability if it reaches a neighbour's property.
Check your roof before the season gets worse. Look for lifted or missing shingles now, while you can address them. Catching it before a storm is considerably less painful than after.
Farm clients: check your outbuildings. Replacement costs have climbed steadily, and older structures on farm properties are often underinsured relative to what it would actually cost to rebuild.
Not sure your coverage reflects what you have today? We're easy to reach.
collingsinsurance.ca
