Kandice Moore - Real Estate & Mortgages

Kandice Moore - Real Estate & Mortgages Mortgage Agent | Real Estate | Investments
Serving Ontario

Helping you get approved, invest smarter, and build wealth through real estate. Trust the Journey.

Hi, I’m Kandice Moore, a Realtor® with eXp Realty, deeply rooted in the belief that where we live is more than just a place — it’s a sacred space that supports our well-being, our growth, and our life’s journey. My path to real estate has been guided by both practical experience and spiritual intuition. With over two decades of real estate investing and property management under my belt — alongsid

e years of running successful businesses — I bring a unique, holistic approach to buying and selling homes. I honour the energetic aspect of each home. I believe every property has its own story, its own vibration, and its own potential to support those who dwell within it. Whether you're purchasing your first home, seeking a peaceful retreat, or selling a cherished space, I’m here to walk alongside you — not just as an agent, but as a guide. My work is rooted in integrity, intuition, and the sincere desire to help others find a space that truly aligns with who they are. When I’m not helping clients, you’ll find me immersed in nature, offering spiritual services, or creating sacred experiences through healing, teaching, and community connection. Trust the Energy. Let’s find a space that resonates with your soul and supports your next chapter.

Jason M. won his mortgage payment this month!Hey, if you know anyone who needs a mortgage, my Brokerage runs a monthly g...
09/09/2026

Jason M. won his mortgage payment this month!

Hey, if you know anyone who needs a mortgage, my Brokerage runs a monthly giveaway where you can win up to $2,500 for your mortgage payment. All you have to do is make an introduction and I’ll enter you both in the draw.

Good Luck!

Thank you Elke for the onions, I planted them the next day and they are already coming up!  We will have greens for the ...
09/08/2026

Thank you Elke for the onions, I planted them the next day and they are already coming up! We will have greens for the fall. 🌰

Will have to start putting a little blanky on the tomatoes at night soon! 🍅

🏦 Your mortgage renewal letter arrives… now what?If your bank sends you a renewal offer, it can be tempting to simply si...
09/08/2026

🏦 Your mortgage renewal letter arrives… now what?

If your bank sends you a renewal offer, it can be tempting to simply sign it and move on.

But before you do, take a few days to compare your options.

Your current lender isn't necessarily offering you the best rate, mortgage product, or terms for your current situation.

A mortgage renewal is an opportunity to review:

🔹 Your interest rate
🔹 Your mortgage terms
🔹 Your payment
🔹 Your financial goals
🔹 Options from other lenders

Even a small difference in your interest rate can add up over the life of your mortgage.

And the best part? You don't have to do all the shopping yourself. A mortgage agent can help you compare available options and determine whether staying with your current lender makes sense.

📩 Your renewal letter isn't a deadline to stop shopping. Let's look at your options before you sign.

https://homesinmuskoka.ca
https://muskokamortgageontario.ca
cell: 705-706-1841
Kandice Moore l Mortgage Agent Level 1
eXp REALTOR® Lic #6002139

🏡 How does a reverse mortgage work?For many Canadian homeowners aged 55+, a reverse mortgage can be a way to access some...
09/06/2026

🏡 How does a reverse mortgage work?

For many Canadian homeowners aged 55+, a reverse mortgage can be a way to access some of the equity you’ve built in your home—without having to sell the home you love.

Depending on your circumstances, you may be able to:

💰 Access a portion of your home’s equity
🚫 Make no regular monthly mortgage payments
💵 Receive funds as a lump sum, regular advances, or a combination
🏠 Continue to own and live in your home

The funds can potentially be used for things like paying off existing debt, home improvements, unexpected expenses, helping family, or simply creating more financial flexibility in retirement.

A reverse mortgage isn't right for everyone, and understanding the costs, interest, and long-term impact is important before making a decision.

If you’re a Canadian homeowner 55+ and wondering “Could a reverse mortgage work for me?”, let’s have a conversation. No pressure—just information so you can make an informed decision.

📩 Send me a message to learn more about your options.
https://homesinmuskoka.ca
https://reversemortgagemuskoka.ca
cell: 705-706-1841
Kandice Moore l Mortgage Agent Level 1
eXp REALTOR® Lic #6002139

Some things just belong together. 🥜🍓🌽🥑🏡Getting pre-approved for a mortgage before you start house hunting can help you u...
09/06/2026

Some things just belong together. 🥜🍓🌽🥑🏡

Getting pre-approved for a mortgage before you start house hunting can help you understand what you can afford, strengthen your offer, and put you in a better position when the right home comes along.

Whether you're a first-time home buyer, moving, refinancing, or looking for an investment property, having the right mortgage strategy matters.

📍 Serving home buyers across Ontario
💬 Let’s talk about your mortgage options and get you one step closer to those keys!

https://homesinmuskoka.ca
cell: 705-706-1841
Kandice Moore l Mortgage Agent Level 1
eXp REALTOR® Lic #6002139

🏡 Unlock the equity in your home without selling it.If you’re a homeowner in Muskoka or anywhere in Ontario, a reverse m...
09/04/2026

🏡 Unlock the equity in your home without selling it.
If you’re a homeowner in Muskoka or anywhere in Ontario, a reverse mortgage may give you access to tax-free funds from your home equity while allowing you to remain in your home.
A reverse mortgage can potentially help you:
✨ Access tax-free cash from your home equity
✨ Avoid selling investments to create additional cash flow
✨ Preserve more of your retirement savings
✨ Pay off higher-interest debt and reduce monthly expenses
✨ Create more financial flexibility in retirement
✨ Access funds without making regular monthly mortgage payments

For some Canadian homeowners, using home equity can be an important part of a retirement income strategy—especially when cash flow is tight but significant equity is tied up in the home.

Could a reverse mortgage be right for you? It depends on your circumstances, your home and your financial goals. I can help you understand your options and whether this type of financing makes sense for you.

📍 Serving Muskoka, Bracebridge, Gravenhurst, Huntsville and Ontario

💬 Have questions about reverse mortgages? Send me a message.

https://homesinmuskoka.ca
cell: 705-706-1841
Kandice Moore l Mortgage Agent Level 1
eXp REALTOR® Lic #6002139

🏘️ Thinking about buying a multi-unit property?The rental income a property generates can play an important role in whet...
09/03/2026

🏘️ Thinking about buying a multi-unit property?

The rental income a property generates can play an important role in whether you qualify for financing.

Lenders look at the Debt Service Coverage Ratio (DSCR) to determine whether the property’s income is sufficient to cover its debt obligations.

📊 A stronger ratio can make financing a multi-unit investment property easier to obtain — and can also help you understand how well a property may support itself financially.

Before you make an offer, it’s worth looking beyond the purchase price and asking:

“Will the income from this property support the financing?”

That’s where having the right numbers — and the right mortgage guidance — can make a difference.

📩 If you’re considering a multi-unit or investment property, let’s talk about your financing options.

https://homesinmuskoka.ca
cell: 705-706-1841
Kandice Moore l Mortgage Agent Level 1
eXp REALTOR® Lic #6002139

That 20% number can make homeownership feel completely out of reach — especially when you’re already paying rent and try...
09/02/2026

That 20% number can make homeownership feel completely out of reach — especially when you’re already paying rent and trying to save at the same time.

But for qualified buyers, an insured mortgage can allow you to purchase with as little as 5% down. 🙌

You may not have to wait years to save 20%.

The important part? Knowing what you actually qualify for and what your options look like before you start house hunting.

💬 Curious what you could buy with the down payment you have saved? Send me a message. Let’s look at the numbers.

🏠 Your homeownership journey might be closer than you think.

https://homesinmuskoka.ca
cell: 705-706-1841
Kandice Moore l Mortgage Agent Level 1
eXp REALTOR® Lic #6002139

🎖️ Tactical Field Operations – Residential Asset MaintenanceConducted a strategic perimeter sweep of a privately held re...
04/14/2026

🎖️ Tactical Field Operations – Residential Asset Maintenance

Conducted a strategic perimeter sweep of a privately held residential asset, identifying and neutralizing multiple ground-level “landmine” hazards to ensure safe conditions for all occupants. Operation carried out under optimal weather conditions with precision and zero tolerance for risk.

Objective: maintain property integrity, protect daily operations, and uphold pride of ownership—because whether a property is on the market or not, its value and livability always matter.

Operation outcome:
✅ Area secured
✅ Hazards eliminated
✅ Property maintained at peak condition

Maintaining a disciplined approach to homeownership—because strong asset management supports long-term equity, financial stability, and future financing opportunities if and when the mission shifts.

Key competencies:
• Residential asset maintenance & risk mitigation
• Property stewardship & pride of ownership
• Tactical field ex*****on
• Long-term equity mindset

04/01/2026

Happy April Fools

Address

200 Manitoba Street/Unit 3/Suite 335
Bracebridge, ON
P1L2E2

Alerts

Be the first to know and let us send you an email when Kandice Moore - Real Estate & Mortgages posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Kandice Moore - Real Estate & Mortgages:

Shortcuts

Share