06/23/2026
**Things you need to know to properly insure and license your boat**
Before you head to the lake, make sure the basics are covered:
✅ Is the boat properly listed on your insurance policy?
✅ Is the insured value accurate?
✅ Does your insurer know where the boat is stored?
✅ Do you have the bill of sale and Hull Identification Number?
✅ Does the boat need a Pleasure Craft License?
✅ Does the operator have the proper boating card?
✅ Are age and horsepower rules being followed?
Boat insurance and boat licensing are separate, but both matter.
Take a look at this breakdown of what boat owners should know before boating season gets busy.
If you're a boat owner, you may have recently heard about Canada's updated Pleasure Craft Licence requirements. And if your first reaction was: "Didn't I already buy the boat, insure the boat, get my boating licence, and keep my bill of sale?" You're probably not al ...
