Edward Jones-Financial Advisor: Rob Payne

09/02/2026

What’s the best type of investment portfolio?

It's a trick question—there's no such thing as a one-size-fits-all approach.

The right investment strategy depends on where you are in life. A portfolio should reflect your financial goals, time horizon, and comfort with risk—all of which evolve over time.

For example, someone just starting their career will likely have different priorities than someone approaching or enjoying retirement. Earlier in life, long-term growth may be the focus. Later on, preserving wealth and generating income may become more important.

As a financial advisor, I often tell my clients: The best portfolio is the one that's built around you.

Do your investments match your life stage? Let's review your portfolio together.

Things you need to consider as you build a portfolio that’s right for you.

08/30/2026

When most people think about investing, stocks often come to mind. But fixed-income investments can play an equally important role in a well-diversified portfolio.

Investments like bonds and GICs provide interest payments at regular intervals, creating a more predictable source of income. They're issued by corporations, municipalities, and governments, and can help balance the growth-focused side of your portfolio with greater stability.

The right mix of investments always depends on your goals, time horizon, and comfort with risk. But alongside equities, fixed income often plays an important supporting role.

What role should GICs, bonds or other fixed income investments play in your portfolio? Please book an appointment and we can explore potential strategies.

08/29/2026

The burden of proof shifts back to AI skeptics. NVIDIA's earnings reinforced that AI demand and spending remain robust, with customer demand continuing to outpace supply and little evidence that the AI investment cycle is nearing an end.

How did the markets perform this week? Get the highlights and the latest economic news.

08/28/2026

A new school year is just around the corner, and for many families that means it's time to start drawing from an RESP.

Julie Petrera, our Director of Financial Planning at Edward Jones Canada, shared some helpful perspective in The Canadian Press on the mistakes to avoid — like taking from the wrong portion of the account first, or leaving too much invested in equities too close to withdrawal time.

We work with media to share insights like these because the families we serve are asking these same questions every day. By contributing to credible publications, we help bring timely, trustworthy guidance to clients and families across Canada — not just in our own communities, but wherever these conversations are happening.

If education planning is on your mind, reach out. We're here to help.

As the school year approaches, families across the country are getting ready to tap into their registered education savings plans.

08/28/2026

Much of the time, investing involves an element of uncertainty. That’s why sometimes, it helps to know exactly what you can expect.

Guaranteed Investment Certificates (GICs) offer a fixed interest rate for a set term, so you'll know your return from the start. Eligible GICs are also insured by the Canada Deposit Insurance Corporation (CDIC) for up to $100,000 per insured category, making them a straightforward, lower-risk investment option.

Whether you're saving toward a specific goal, preserving capital, or adding stability to your portfolio, GICs can boost your confidence in uncertain markets.

Interested in building some stability into your portfolio?

Please book an appointment and we can discuss GICs and other fixed-income options.

These investments are important in any portfolio mix because they offer a steady income stream.

08/27/2026

Keeping up with the markets takes time, research, and ongoing attention.

Most mutual funds give you access to professional investment expertise. Experienced portfolio managers actively manage the fund by researching opportunities, adjusting the portfolio as markets change, and making investment decisions on your behalf.

You also have the confidence of knowing exactly what you own, with fund holdings available through regular reporting and the fund's prospectus.

Ready to put professional management to work for your long-term goals? Call me to set up an appointment and let's get started.

08/26/2026

Not every investment strategy is designed to do the same thing.

An active investing approach aims to go beyond tracking the market by making deliberate investment decisions with the goal of outperforming an index or helping limit losses during market downturns.

This approach doesn’t guarantee higher returns. But during times of market volatility, the potential for downside protection can offer greater confidence.

Deciding what’s best for you means aligning your investment approach to your financial goals, time horizon, and your comfort with risk.

Wondering if actively managed investments belong in your portfolio? Call me to set up an appointment and we can explore some options.

Learn about the similarities and differences between these two popular investment styles.

08/24/2026

You may have heard of active investing and passive investing. But what's the difference?

Active investing means that your investments are managed by professionals who research and select investments with the goal of outperforming an index. While there's no guarantee of better performance, this can offer greater potential for returns and reduced risk.

Passive investing aims to match the performance of a market index. Your investment typically rises and falls with the market and comes with lower fees.

The good news? You don't have to choose just one approach.

Many well-diversified portfolios include a mix of active and passive investments. The right balance depends on your financial goals, time horizon, and comfort with risk.

Wondering which approach makes sense for you? Let's connect and build an investment strategy that fits your goals.

Learn about the similarities and differences between these two popular investment styles.

08/22/2026

Exchange-traded funds (ETFs) are investment funds that combine many different securities into a single investment, making it easy to build a diversified portfolio.

Whether you're just starting to invest or looking to add flexibility to an established portfolio, ETFs offer a wide range of options to suit different financial goals, risk preferences, and levels of involvement.

They also provide transparency. Before you invest, you can review the fund's objectives, risks, fees, and underlying holdings through its prospectus, helping you make more informed investment decisions.

Want to learn more? This article offers a comprehensive look at ETFs and the benefits they offer. If you’d like to incorporate ETFs into your investment strategy, please book a call and we can explore some options.

What are exchange-traded funds and how do they work? Get all the facts and information you need to understand these funds.