The Bearded Mortgage Guy - Nick Paglia

10/06/2022

I'm not entirely sure why the media is fear mongering everyone into thinking that these interest rate hikes are a serious problem... If you are a first time home buyer or someone looking to purchase a rental property take a look at these numbers. Yes, your interest rate is higher, but your payments are actually lower plus you are saving money in all these other areas!

-Lower purchase price
-Less down payment
-Lower closing costs
-Less realtor fees
-Insurance is less expensive

If you want to keep mone of your hard earned money in your pocket, stop listening to the news and talk to a licensed professional today!

Want to find out how much you qualify for? Send me a DM, give me a call, or check out my website.

Thebeardedmortgageguy.ca

Let's get you into your dream home today!

06/22/2022

Scan my QR code to access a simple easy to use mortgage calculator! It's a really cool app with tons of different options.

Have questions or want to talk about the current state of the market. Send me a DM and let's chat!

03/21/2022

This is your reminder to take it one day at a time. You are stronger than you think. Inhale, exhale, repeat... Tomorrow is a new day and everything will be ok.

02/22/2022

These are the important dates you need to keep an eye out for on the mortgage world.

As many of you probably know, the next announcement is on March 2nd, and it is expected that the Bank of Canada will be increasing rates (this was also expected on Jan. 26th but did not happen).

Now is as good a time as any to refinance, take equity, or even lock in a 120 day rate hold for a purchase.

Have questions? Let's chat, send me a DM today and let's get the process started!

01/25/2022

I would like to say a big congratulations and thank you to my clients M&A on the purchase of their new home. Thank you for allowing me the opportunity to work with you and trusting me to be able to get the job done! I would also like to send a huge thank you to Paul Magliocchi for trusting me to take care of your clients and I'm so happy we were able to get them into the home of their dreams.

-The Bearded Mortgage guy-

01/10/2022

What does that mean for the market you may ask. Well when the demand outweighs the supply you start to see prices 📈 and bidding wars follow

What does that mean for you as a seller? It means that there is no better time than now to list your 🏠 with one of our go to realtors and put some 💰💰💰 in your pocket.

What does that mean for you as a buyer 🤷? It means it is more important than ever to send me a message and get pre approved before you dive into this market! Know what your max 🤑 is so you can put in a strong offer on the 🏡 of your dreams.

Rates are still super 📉 so reach out today and let's get started on your journey to a new home today!

Thinking of doing some Reno's before the big move? Let's refinance your current mortgage and get you those long overdue upgrades!

12/14/2021

Over the last few years you have built up equity in your home. Did you know that you can access that built up equity for thing such as renovations or to purchase a rental property?

For more info DM me today! Don't wait!

12/07/2021

11/30/2021

I would like to say a big congratulations and thank you to my client D on the purchase of her new home. Thank you for allowing me the opportunity to work with you and trusting me to be able to get the job done! I would also like to send a huge thank you to .ca for trusting me to take care of your client and I'm so happy we were able to get her into the home of her dreams.

-The Bearded Mortgage guy-

11/03/2021

A reverse mortgage is a loan that allows you to get money from your home equity without having to sell your home. You can borrow up to 55% of the current value of your home depending on your age, your home's appraised value and your lender.

In order to qualify you must be:
-A homeowner
-at least 55 years of age.

Want to find out more? Call, email or DM me today!
416-707-6498.
[email protected]
Thebeardedmortgageguy.ca