ETown Mortgage Team

ETown Mortgage Team Connie & Briana are Edmonton based Mortgage Brokers with over 27 years of experience combined. Powered by Indi Mortgage

Most people hear "mortgage broker" and think home purchase. But for entrepreneurs, business owners, and investors, our w...
08/26/2026

Most people hear "mortgage broker" and think home purchase. But for entrepreneurs, business owners, and investors, our work often looks a little different.

We help clients navigate financing for:

✅ Retail, office, industrial, and mixed-use property purchases
✅ Refinancing commercial assets to unlock equity or improve cash flow
✅ Real estate-backed business expansion financing
✅ Apartment buildings and multi-unit residential (5+ units)
✅ Construction and development projects

Commercial deals aren't like residential ones. The structures are different, the lenders are different, and the qualifying criteria shift from deal to deal. That's exactly the kind of complexity an experienced broker is built to handle.

No two commercial scenarios look the same — so we don't treat them that way.

📩 Have a commercial deal in mind? Let's talk through what's possible.

08/25/2026

Is buying an acreage a dream of yours? I would love to see if we can make that dream a reality for you.

You can apply online via the link in my bio or book a call.

Ready to transform your current home into your dream space? 🏡Refinancing your mortgage can be a smart way to access the ...
08/24/2026

Ready to transform your current home into your dream space? 🏡

Refinancing your mortgage can be a smart way to access the funds needed for that major renovation you've been dreaming of!

By tapping into your home's equity, you could consolidate high-interest debt, fund significant improvements, and potentially even increase your property's value.

Let's explore how refinancing can help bring your renovation vision to life!

🏡 The term of your mortgage is the specific length of time (e.g., 6 months, 1 year, 3 years, 5 years, or 10 years) that ...
08/20/2026

🏡 The term of your mortgage is the specific length of time (e.g., 6 months, 1 year, 3 years, 5 years, or 10 years) that your current mortgage agreement, including your interest rate and conditions, is in effect.

It's not the full amortization period, but rather the period until you need to renew or renegotiate your mortgage!

You'll likely need multiple terms to repay your mortgage. If you pay the balance at the end of your term, you don't need to renew your mortgage.

Understanding your term helps you plan for future renewals and potential rate changes. Want to learn more? Let's chat!

The Bank of Canada announces its next interest rate decision on Wednesday, September 2, 2026.Whether you're buying, rene...
08/18/2026

The Bank of Canada announces its next interest rate decision on Wednesday, September 2, 2026.

Whether you're buying, renewing, or watching the market, this one matters.

We'll break down exactly what it means for your mortgage the moment the decision drops. Follow along.

08/17/2026

Edmonton still has some of the most affordable houses across the country.
Even on a single income, a lot of Edmontonians are able to purchase their own homes.

If you want to check out your purchasing power you can apply online via the link in my bio or book a call.

With the cost of living rising and financial pressures adding up, many homeowners are looking for ways to free up cash f...
08/14/2026

With the cost of living rising and financial pressures adding up, many homeowners are looking for ways to free up cash flow, consolidate debt, or access home equity for other projects.

A mortgage refinance could help you:

✅ Reduce high-interest debt through consolidation
✅ Unlock home equity for renovations or investments
✅ Improve cash flow by adjusting your mortgage terms

If you’re feeling the squeeze, let’s talk about smart solutions that can give you some breathing room. A quick conversation could open up new financial possibilities!

08/13/2026

The age old question: what is better? fixed or variable rates?
And you’d be surprised to find out that both options can be good for you, depending on your situation and goals.

I’d be happy to offer you advice for your situation and help you make that decision.

You can apply online via the link in my bio or book a call.

When Traditional Lending Isn’t the Right Fit, Alternative Lending Might Be 🏡💡Not every borrower meets the strict guideli...
08/12/2026

When Traditional Lending Isn’t the Right Fit, Alternative Lending Might Be 🏡💡

Not every borrower meets the strict guidelines of traditional lenders. That's where alternative lending comes in - offering flexible solutions for those who need a different approach to financing.

We are seeing more homeowners and business owners turn to alternative lenders due to:

✅ Higher TDS (Total Debt Service) Ratios. If your debt levels exceed prime lender limits, alternative lending can provide solutions that better match your financial situation.

✅ Self-Employed or Small Business Income. Many business owners claim lower taxable income, making it harder to qualify with banks. Alternative lenders allow for a more flexible income review based on bank statements, business financials, and other supporting documents.

✅ Financing for Unique Situations. Whether you are purchasing, refinancing, or need access to equity, alternative lenders provide options that go beyond the traditional lending box.

If you have been turned down by a bank/prime lender, it doesn't mean your mortgage goals are out of reach. Let’s explore your options and find a solution that works for you!

08/06/2026

Even though summer is usually a time where people are off on vacation, many people are still making changes to their mortgage and living situations.

I am available and ready to help you with your plans.

You can apply online via the link in my bio or book a call.

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Blue River, BC

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