Andrea Johnston- Mortgage Edge

06/15/2026

First-time home buyer in Ontario for 2026?
This educational guide clearly explains all the available government programs and benefits to help you get ahead.👇

Are you planning to purchase your first home in Ontario in 2026? Several government programs are available to help make homeownership more attainable. Ontario Land Transfer Tax Refund First-time home buyers in Ontario may be eligible for a provincial land transfer tax refund of up to $4,000.

01/20/2026

If your mortgage is renewing in 2026, this is the most important thing to know:
You are NOT required to accept your bank’s first renewal offer.
Many homeowners who review their renewal early are able to:
1 . Compare rates from multiple lenders
2. Adjust their mortgage strategy (fixed vs variable, term length, payment structure)
3. Access equity for renovations, investments, or debt consolidation
4. Avoid costly penalties or restrictive terms
Renewing isn’t just about the rate — it’s about choosing the right overall mortgage plan for your next stage of life. I’d love to help you review your options and build a strategy that works for YOU!
Message me or visit MortgagesByAndrea.com for your free consultation.
Andrea Johnston
Mortgage Agent Level 2 | Mortgage Edge 10680
MilitaryRelocationMortgages MortgageExpertOntario MortgagesByAndrea

12/25/2025

As the year comes to an end, I want to take a moment to say thank you. Your support this year has meant more to me than you may realize, especially during a time of change in my business.
Changing companies is never a small decision, and your continued trust, encouragement, referrals, and kind words reassured me every step of the way. It reminded me why I do what I do and how lucky I am to work with such incredible clients.
Helping you navigate your mortgage—whether buying, refinancing, renewing, or simply planning ahead—is something I never take lightly. Behind every file is a family, a goal, and a future, and I’m so grateful you chose to walk that journey with me.
I hope this Christmas season brings you peace, joy, and time with the people who matter most. Thank you again for being part of my journey and for supporting me through this exciting new chapter.
Wishing you and your loved ones a very Merry Christmas and a wonderful New Year ahead.

12/10/2025

📢 Bank of Canada Rate Hold Announcement! If your purchase, refinance, or renewal is coming up, I'm
here to help you take advantage of this stability and navigate your options with clarity and confidence. A few moments of your time could save you $$$ later. Call or DM today!

12/02/2025

Wondering how much you actually require for a down payment for a CMHC insured loan?
Here's a quick breakdown based on home price, and yes it's only 5%!
Have question or would like to see what you qualify for? Let's chat.
DM For more information.
OAC and subject to closing cost.

11/22/2025

https://vt.tiktok.com/ZSfh7EjEk/

Watch, follow, and discover more trending content.

11/11/2025

With deep respect and remembrance,
we honour the men and women who served our country with courage and love. 🇨🇦
Lest we forget.

11/07/2025

Congratulations to for winning the Fall Giveaway!🍂✨

Thank you to everyone who participated!
Keep your eyes out for the next giveaway to come.. you won't be expecting this one 👀🎄🧑‍🎄

11/02/2025

🍂🍂GIVEAWAY🍂🍂

Fall isn’t over yet!
Enter into fall giveaway and keep your eyes open for future giveaway’s to come👀🤫

WHAT YOU CAN WIN🫶🏻
🫶🏻$50 Homesense Gift card
🫶🏻 a cozy blanket
🫶🏻 2 mugs with hot chocolate

HOW TO ENTER:
🍂follow on Instagram
🍂like this post
🍂share to your story and tag
🍂 tag two friends in the comments

WINNER will be announced Nov. 7! Must be local to Belleville/Quinte Area for pick up/drop off.

‼️‼️Please know:
This account will never ask for your personal or banking information. Winner will be contacted by myself (Andrea) through Instagram.

09/18/2025

Beautiful home! Great price.Rates are dropping so let's chat to see what that can mean for you!