10/15/2026
Considering a co-signer for your first home? You’re not alone.
According to CMHC’s 2026 Mortgage Consumer Survey, 28% of first-time homebuyers reported having a co-signer.
While a co-signer may help you qualify for a mortgage, it’s a significant financial commitment for everyone involved. Understanding how co-signing works, the responsibilities it carries, and the potential risks is an important part of making an informed decision.
We’re here to walk you through the details, answer your questions, and help you understand what co-signing could mean for both you and your co-signer.
Considering a co-signer for your first home? Connect with your Mortgage Broker to understand your options and what everyone involved should know before making that commitment.