Jake Earle - Financial Advisor

07/13/2022

The Bank of Canada raised its key interest rate by a full percentage point today, marking the largest single hike since August 1998.

Overnight rate increase 'largely the result of international factors'

06/07/2022

Rising inflation and cost of living, stock market volatility… chances are, you’ve been hearing these terms a lot lately. Are you wondering how a recession impacts you? Here’s what you can expect.

Do you know how a recession impacts you? Here’s how it affects your savings and what you can do to keep your finances on track.

05/11/2022

Don't let any Critical Illness catch you off guard and let it impact your financial well-being. Get protection for yourself and your kids today.

Check out the details for claims paid in 2021.

You have options!
📲902-329-2548

05/06/2022

Uncertainty and volatility continue in the global financial markets due to multiple reasons.

1️⃣ Rising interest rates
2️⃣ Inflation
3️⃣ Supply chain issues
4️⃣ Geo-political conflict

The most important things to remember when investing:

◾️Asset allocation explains most of returns
◾️Keeping a diversified portfolio is the most powerful tool
◾️Understanding that uncertainty never goes away
◾️It’s time in the market, not timing the market
◾️Markets are made up of up, and down cycles
◾️No strategy outperforms all the time
◾️A down market does not equal a poor financial plan

03/28/2022

The Power of Planning - Inspired by Atomic Habits

Does making small changes to your plan impact your goals?

Should I buy that $80,000 car?
Should I make that $10,000 withdrawal from my investments?
What happens if I become disabled?

"Imagine a plane taking off from Los Angeles and directed to New York. If the pilot decided to adjust the course by 3.5 degrees to the south previous to departure, the plane would slightly move few centimeters, and no one would probably notice. However, throughout the journey, the impact of that little change would be tremendous––to the point that the plane would land in Washington DC, instead of New York." Quoted from Atomic Habits

The same concept works with our finances and reaching our goals, the decisions we make today will impact the future us. Are you okay with making a decision today that could potentially mean retirement is now at 65 instead of 60? You could be, but lets find out the consequences of these decisions today and not later.

Let's get you where you want to be!

03/17/2022

The federal government is planning to review the rules surrounding the down payments on investment properties. They're hoping to try and curb speculation in the red-hot 🥵 housing market. Down payment increases ⬆️ or restriction on the source of funds 🚫 are the current measures they are looking at.

Do you think these measures will help? 🤔

Speculative investing in residential real estate has become an important concern, prompting Canadians to overbid on properties

03/17/2022

According to this article, 70% of respondents said that they only have six months or less in savings to fall back on in the event of income loss. One in three have one month or less. As costs like gas and groceries continue rising, income loss is even harder on you and your loved ones.

Now is a good time to consider insurance as a vital part of your overall financial strategy.

Canadians are cutting back on spending to make ends meet, but protecting loved ones is important says PolicyMe

03/10/2022

A successful retirement requires thought and planning. This is especially true with housing costs, which can eat up a big chunk of your expenses. You’ll need to determine whether it makes more sense to sell your home and buy again or rent.

Want to learn how to make the right decision for you? Click here to have a listen.

Listen to help decide if renting or buying a house in retirement is right for you.