10/17/2026
These two types of insurance are sometimes talked about together, but they serve different purposes.
💠 Critical illness insurance can provide a lump-sum benefit if the insured person is diagnosed with a covered critical illness and meets the requirements set out in the policy.
💠 Disability insurance is designed to provide a benefit when an insured person becomes disabled according to the definition and other requirements in their policy.
Having critical illness insurance does not automatically mean you have disability coverage. Having disability insurance does not automatically mean you have critical illness coverage.
Brightview offers both as part of its Personal & Family Insurance services.
The right combination of coverage depends on your circumstances, existing insurance and the risks you are trying to protect against.
So instead of simply asking, "Do I have insurance?" a more useful question is:
"What situations am I actually protected against?"
If you're not sure, Brightview can help you understand what your options are.
We'd love to chat!
www.brightviewfinancial.ca