Brad Sproxton - Desjardins Insurance Agent

08/07/2026

Poor little thing... 🥹

Left behind.
Outdated.
Probably hasn't been reviewed in years.

We see this more often than you'd think.

As your business grows, your commercial insurance should grow with it. New revenue, new equipment, new employees, or even incorporating can all change the coverage you need.

Don't let your policy become the forgotten member of the business.

It only takes a few minutes to review, but it could save you a lot of headaches when it matters most.

We'll protect you. 🤝

08/06/2026

Your business changes over time. Your insurance should too.

If you've hired employees.
Bought new equipment.
Grow your revenue.
Or taken on bigger clients.

It may be time to review your coverage.

Too often, business owners wait until renewal or worse, after a claim to find out their policy no longer fits the business they've built.

A quick conversation today can help make sure your coverage keeps pace with your business tomorrow.

When was the last time you reviewed your business insurance?

08/05/2026

One of the most common mistakes I see with growing businesses is this:

The business changes, but the insurance policy doesn't.

A lot of business owners start as sole proprietors and later incorporate. It's a great step forward.
but many forget to update their insurance to reflect the new business structure.

It might seem like a small detail, but if you ever need to make a claim, having the correct business name and coverage in place can make a big difference.

That's why I recommend setting aside just 10 to 15 minutes each year to review your policy with your advisor.

As your business grows and evolves, your protection should too.

A quick review today could save you a lot of time, stress, and unnecessary risk down the road.

08/03/2026

Every successful business starts with a plan.

We spend time building strategies for growth, hiring the right people, and creating systems that move the business forward.

But one part of the plan is often overlooked: protecting everything you've worked so hard to build.

The unexpected isn't something any of us can predict. It's something we prepare for
Whether it's protecting your family, your business, or the people who help make it all possible, having the right plan in place gives you something that's hard to put a price on: confidence.

Because the goal isn't just to build a successful business.

It's to make sure it can keep going, no matter what life throws your way.

What part of your business plan do you think is most often overlooked?

07/31/2026

Calling your insurance company shouldn't feel like navigating a maze.

When you call our office, you won't be sent through endless menus or bounced from one department to another.

You'll talk to a real person who takes the time to understand what's going on and help you figure out the next steps.

That's one of the biggest advantages of working with a local insurance agency.

We're here to answer your questions, guide you through the process, and be there when you need us most.

Because good service doesn't end once your policy is in place.

That's where it begins.

07/30/2026

Most business owners don't avoid planning because they don't care.

They avoid it because they're busy.

They're focused on growth.
On customers.
On operations.
On what's right in front of them.

Unfortunately, risk doesn't wait until the timing is convenient.

The businesses that navigate challenges best are usually the ones that prepared before they had to.

Sometimes one conversation today can prevent a much bigger problem tomorrow.

That's why planning matters.

07/29/2026

Many business partnerships run smoothly for years.

Until something unexpected happens.

Without a buy-sell agreement in place, what was once a great partnership can quickly become a difficult situation for everyone involved.

That's why I encourage business owners to have this conversation early.

Not because you expect something to go wrong, but because it's easier to make important decisions when everyone is healthy, aligned, and thinking clearly.

A properly funded buy-sell agreement helps protect the business, the owners, and their families if life takes an unexpected turn.

It's one of those conversations that's always easier to have today than it is when you actually need it.

07/27/2026

Most business owners spend years building something valuable.

They focus on growth.
Hiring.
Revenue.
Serving clients.

And they should.
But one question often gets overlooked:

What happens if you're suddenly unable to be there?

The reality is that many businesses are still heavily dependent on the owner.

Decisions.
Relationships.
Leadership.
Direction.

Growth is important.
But resilience matters too.

Because a strong business isn't just built to succeed.
It's built to withstand the unexpected.

07/24/2026

One of the biggest mistakes I see business owners make is assuming they'll always have time to plan later.

The reality is, most people don't put it off because they don't care.

They put it off because it doesn't feel urgent.

If your business depends on you to generate revenue, make decisions, or keep things moving, have you thought about what would happen if you suddenly couldn't be there?

What happens to your employees?

Your clients?

Your family?

Key person insurance is designed to help businesses navigate those situations. It's a conversation that's much easier to have before you ever need it.

Because the best time to plan isn't after something happens.

It's while you still have the opportunity to choose your options.

07/24/2026

I’m no magician, but I’ve got a few tricks in my hat to help you save on car insurance. Get in touch to ask me about all our savings and discounts.

Whether it be your Auto Insurance, Home Insurance, Life Insurance or Commercial Insurance, let us sh