Chantal McNeily, Investment Advisor of RBC Dominion Securities Inc.

06/09/2026

Retirement does not fail because of money. It struggles when life feels empty.

For many, the focus leading up to retirement is financial. Savings, investments, income strategies. All important. But only part of the picture.

What often gets overlooked is how to plan for the life you are stepping into.

When work falls away, so does structure. Routines shift, social circles change, and the sense of purpose tied to a career can feel less defined. Even with strong finances, this transition can feel unfamiliar.

The difference is often intention.

Planning ahead might look like building structure into your days before retirement, not after. Identifying what replaces the role work once played, whether that is mentorship, part time work, volunteering, or personal projects that create momentum.

It also means being proactive about relationships. Staying connected takes effort. The people who navigate this stage well are often the ones who invest in their community just as deliberately as they did in their careers.

And just as importantly, it means having open conversations with family about expectations and support. Clarity now can prevent isolation later.

Financial planning builds the foundation.
How you choose to live is what brings it to life.

Register today for our upcoming retirement planning webinar: https://rbcteams.webex.com/weblink/register/rde11e9d88c441b5dfb1162018d7811ed

06/03/2026

Most people plan for retirement. Few plan for care.

Yet nearly 1 in 4 Canadians over 85 will need long-term care and the costs can quietly reshape even the strongest financial plan.

Whether it is $3,000 a month or $50 an hour, these are not short-term expenses. They are long, ongoing decisions that affect your independence, your routine, and often your family.

The difference is simple.
You either make these decisions in advance, or you make them under pressure.

If this is something you have not thought through yet, it is worth a conversation. Register today for our upcoming virtual webinar: https://rbcteams.webex.com/weblink/register/rde11e9d88c441b5dfb1162018d7811ed

06/02/2026

Bring your parents. Bring your adult kids. Grab the person who's been saying "we really should figure this out" for the last five years.

This luncheon is the room where that conversation finally happens — with experts who can actually help.

Creating Impact in Your Lifetime and Legacy: A practical look at the financial and estate planning considerations of giving during your lifetime and beyond.

🗓 Saturday, June 13, 2026
🕛 12:00 – 3:00 p.m.
📍 Barrie Country Club — 635 St. Vincent St. North, Barrie ON
✅ Complimentary. Space is limited.

I look forward to co-hosting with the United Way Simcoe Muskoka alongside our panel of expert speakers.

DM me to reserve your seat or learn more about the event on my website: chantal.mcneily.com.

With 20+ years in the financial services industry, Chantal's purpose is to help you design a life of affluence, embracing all aspects of life that fuel your soul and define your purpose.

05/28/2026

Happening today.

If your home is part of your retirement picture, this is a conversation worth joining.

The Property Decision: Stay, Sell, or Something New explores the financial side of staying put, downsizing, renovating, or making a move and how each option can shape your next chapter.

It’s not too late to register and join us.

Webex by Cisco is an AI-powered secure enterprise collaboration platform.

05/27/2026

On Saturday, June 13, I've collaborated with United Way Simcoe Muskoka to host a luncheon at the Barrie Country Club for people who want to give smarter, not just more.

You'll hear from experts in estate law, accounting, wealth management, and philanthropic planning — and leave knowing exactly how to make charitable giving part of your financial plan. Not someday, now.

🗓 Saturday, June 13, 2026
🕛 12:00 – 3:00 p.m.
📍 Barrie Country Club — 635 St. Vincent St. North, Barrie ON
✅ Complimentary. Space is limited.

This is a room full of people with families asking the same question you are: how do I make my legacy mean something?

DM me to reserve your seat or learn more about the event on my website: chantal.mcneily.com.

05/26/2026

Sarah still makes her coffee the same way every morning.

Same kitchen. Same view out the window. But everything feels different now.

At 62, recently widowed, the house that once felt full now feels quiet in a way she can’t quite explain. It’s not just the space, it’s the weight of being the one making every decision.

At first, she tells herself she’ll stay. It feels easier than changing anything else.

But over time, small thoughts start to creep in.

The maintenance her husband used to handle.
The rising costs.
The rooms that don’t get used anymore.

And the harder question she doesn’t say out loud right away.
Am I staying because this still fits my life… or because I’m not ready to let it go?

When we talk, it’s not about telling her what to do. It’s about slowing things down and walking through what each path could look like, so she doesn’t feel like she’s guessing.

A few months later, she decides to downsize.

She keeps her routines. Brings the pieces of home that matter. Finds something that feels manageable again.

It doesn’t erase what the house meant, but it gives her something she didn’t have before.

A sense that she’s moving forward on her own terms.

Every story looks different.
But for many who find themselves suddenly single, this is where the housing conversation begins.

05/20/2026

Mom and dad buy a cottage.

At first, it’s everything they hoped for. Weekends at the lake. Kids running around barefoot. Long dinners, late nights, everyone saying, “this is what it’s all about.”

Years go by. The kids grow up. Schedules fill. Visits become less frequent. The cottage still matters, but it looks different now. More upkeep. More cost. More coordination to get everyone there at the same time.

Or another version.

A couple buys a place down south, picturing winters away, an easy escape. But as time passes, travel feels heavier. Health shifts. The idea of managing two homes, in two places, starts to feel like more than they expected.

Or the long-term plan.

“We’ll keep it in the family.”

But without clear conversations, that plan can get complicated. Who uses it? Who maintains it? What happens when it’s passed down?

Second properties are rarely just about the purchase; they evolve with your life.

And the real question isn’t whether it was the right decision then… it’s whether it still fits now.

If your home or second property is part of your retirement picture, this is exactly what we’re unpacking in our upcoming session. Register today: https://rbcteams.webex.com/weblink/register/re89d33c365913a3b7722aa5794f7fb17

05/12/2026

Elizabeth Taylor didn’t hold onto every home she ever owned.

Over her life, she had beautiful properties tied to different chapters, relationships, milestones, reinvention. But as her life evolved, she let some of them go. She adjusted. She chose to live in a way that reflected where she was, not where she had been.

That’s what makes downsizing such a complicated decision.

It’s rarely about the house itself. It’s about what it represents. The years spent there, the memories, the version of life it held.

But over time, that same home can start to feel heavier. More upkeep, more cost, more equity tied up in a way that limits flexibility.

Downsizing isn’t about letting go of something meaningful. It’s about making sure your home still supports the life you’re living now and the one you’re moving toward.

The earlier you start thinking about these decisions, the more options you tend to have. Register today to join the conversation: https://rbcteams.webex.com/weblink/register/re89d33c365913a3b7722aa5794f7fb17

05/06/2026

We all know AI has become increasingly prominent in many areas of life. As a female financial advisor, I wanted to share my recent interaction with ChatGPT.

I asked the bot to take everything it could find about me on the internet and make a photo based on that information.

The image it generated?

A man.

Because I didn’t provide a picture for reference, everything it said it read about me, a financial authority in wealth management, a polished, powerful leader, led it to assume I must be a man.

It wasn’t until I asked why it made me a man that it implemented the other information it had found (like how I am “a senior woman in wealth management”). This is a clear example of how vital pieces of information are often disregarded because of confirmation bias, and I, being a woman, was overlooked because of preconceived beliefs.

When I asked it to generate the image again, this time fully recognizing that I am a woman, the result was completely different. The image showed a woman surrounded by light.

What stood out to me was how it explained that choice. The light wasn’t random. It represented clarity, leadership, and helping others move forward with confidence. It reflected both structure and precision, but also something more human, intuition, presence, and impact. Not loud or performative, but steady and earned.

Although this isn’t surprising, it’s important to recognize just how deeply gender bias runs and how it’s woven into all elements of life.

I see it in how women are affected differently by financial inequalities. Through all the subtle and not-so-subtle ways people, systems and even bots underestimate what women are capable of and who they can be.

As someone who works directly with women to navigate their finances and create plans that set them up for success, I’ve seen firsthand just how much we all gain when we support and uplift women, and how much we all risk losing when we don’t.

04/29/2026

Happening tomorrow.

If retirement is on your mind, this is a conversation you don’t want to miss.

Your Retirement Paycheque: What to Expect

You’ve spent years building your wealth but turning that into income is a completely different phase. One that comes with a lot of questions.

When should you start CPP or OAS?
How do you draw from your investments?
What does a retirement paycheque actually look like?

We’re covering it all in this short, 30 minute session.

It’s not too late to register and join us.

Because the question isn’t just “do I have enough” it’s “do I know how this works?”

Join us tomorrow -

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