06/27/2025
Asset location is about how your investments are taxed, and the types of accounts you hold them in, like RRSPs or non-registered accounts.
Why does it matter? Placing the right types of income in the right accounts can help reduce taxes and support your long-term goals.
Some key takeaways:
✅ Registered accounts like an RRSP grow tax-deferred, making them a great choice for interest income
📊 Capital gains and dividends are taxed more favourably than interest income, often making them a better choice for non-registered accounts
🎯 The goal: Same overall strategy, but pay less tax on investment income
Want to explore a more tax-efficient portfolio? Let’s talk.
Where you hold your assets could have an impact on tax treatment.
