Edward Jones - Financial Advisor: Daryl Krompart CFP

06/25/2026

Helping your child buy a home? There’s more than one financial strategy to consider.

Each approach can open the door to homeownership but could affect your finances in different ways.

The key is choosing a strategy that supports your child while staying true to your long-term financial goals.

✨Want more guidance on balancing family and finances? Reach out and let's talk.

Here’s what to consider

06/24/2026

Missed our "Doing money differently: Tax planning strategies that work" webinar? You can still catch all the valuable insights on demand.

Julie Petrera, Director of Financial Planning, shared practical tax planning strategies that help you keep more of what you earn, including tax-loss selling insights, asset location approaches, and household-level planning strategies that make a real difference.

Whether you're building your investment portfolio, planning for retirement, or simply looking to optimize your tax strategy, this session offers useful guidance you can begin applying right away.

This webinar is informational only. Edward Jones, its employees and financial advisors, cannot provide tax or legal advice.

Wednesday, March 25, 2026 at 4:00 PM Eastern Daylight Time.

06/22/2026

Before you commit to helping your child financially with a home purchase, it's worth understanding how this decision might ripple through the rest of your financial picture.

1. Your retirement and savings: Large gifts or loans can influence your long-term savings or retirement goals. If you need to liquidate investments to provide a gift, there could be tax consequences you'll want to plan for.

2. Your credit and borrowing capacity: Co-signing affects your own credit and borrowing ability. It shows up on your credit report and could limit what you can access for your own needs or to help other children down the road.

3. Fairness across your family: If you have multiple children or a blended family, you'll also want to think through fairness considerations. How will you ensure equal treatment over time? What happens if you pass away before you're able to help all your children equally?

4. Documentation and protection: Regardless of which approach you take, clear documentation helps avoid family misunderstandings later. This is especially important if you're loaning money or if there's any possibility of a relationship breakdown in your child's future.

If you're considering helping your child buy a home, reach out. I can help you understand the full financial impact and help make sure this decision supports rather than compromises your own future.

Here’s what to consider

06/20/2026

The Fed held the fed funds target range steady at 3.5%-3.75% and removed the previously projected 2026 rate cut from the dot plot, as expected.

How did the markets perform this week? Get the highlights and the latest economic news.

06/18/2026

Many people want to help their loved ones, whether it’s children, grandchildren, or even a favorite charity, but don't know when or how to start.

Lifetime gifting is about creating opportunities and memories while you’re here to enjoy them. But finding the right balance between meaningful support and your own financial security is essential.

If you’ve been thinking about how to give wisely and with purpose, let’s explore strategies that fit your goals and values.

Send me a message and let’s start the conversation.

Costs at death have sparked growing interest in lifetime gifting since many believe that gifts made prior to death are immune from taxation and probate fees. The reality is that – it depends.

06/17/2026

When it comes to your financial future, having the right people by your side can be a gamechanger. And your team at Edward Jones is right there with you to help you achieve what matters most. Because real wealth isn't just about numbers; the key to being rich is knowing what counts. Let's find your rich.

06/15/2026

Many investors with multiple accounts, like an RRSP, TFSA, and non-registered account, may be leaving money on the table without realizing it.

That’s because most people focus only on asset allocation, what they own, and miss an important opportunity around asset location, where those investments are held.

It’s not just what you invest in. It’s where your investments live.

Different investments are taxed in different ways. Interest income from things like bonds and GICs is fully taxable, while stocks may generate capital gains and dividends that receive more favourable tax treatment. Asset location is about matching those investments to the right account types to maximize your after-tax return.

For example, more tax efficient investments may make sense in non-registered accounts, while investments that generate taxable interest are often better suited to registered or tax-sheltered accounts like an RRSP or TFSA.

Book a call with me and I can look at how your accounts, investments, and tax considerations work together. I also coordinate with your tax professional to help ensure these decisions support your broader financial strategy.

06/13/2026

Tech is cooling, not breaking: The recent pullback in semiconductors reflects profit-taking after a “too far, too fast” rally, with improving breadth signaling a healthier market backdrop.

How did the markets perform this week? Get the highlights and the latest economic news.

06/11/2026

Old Age Security (OAS) doesn't exist in isolation. It interacts with all your other retirement income sources, and understanding these interactions helps you make smarter decisions about your overall retirement strategy.

Here's what to know: OAS benefits may be reduced if your income exceeds certain thresholds. This is called the OAS recovery tax or clawback. For every dollar you earn above the threshold, you lose 15 cents of your OAS benefit.

This means the way you manage your pension income, RRSP/RRIF withdrawals, investment income, and even part-time work can all affect how much OAS you actually keep. Some retirees are surprised to discover that a larger RRIF withdrawal or investment gain pushes them into clawback territory.

Planning your withdrawals, pensions, and savings together helps optimize your retirement income mix. When you coordinate all your income sources strategically, you can often keep more of what you've earned.

If you want to understand how your OAS will work alongside your other retirement income, let's have a conversation. I can help you see the full picture and make decisions that work together.

You asked – we answered! Here are the top 10 questions about Old Age Security (OAS)

06/10/2026

Financial planning creates a framework that helps you understand how different areas of your financial life connect and influence one another. It considers areas like cash flow, taxes, retirement timing, protection strategies, and estate considerations as one connected picture.

This integrated approach helps bring clarity, consistency, and direction to financial decisions over time, making it easier to stay focused on what matters most.

Reach out to explore how comprehensive financial planning can support what matters most to you.