Edward Jones - Financial Advisor: Daryl Krompart CFP

06/01/2026

The decision about when to start OAS and how to coordinate it with your other income sources isn't something you should figure out on your own. It's a complex decision with long-term implications.

Many factors influence what makes sense for you. Your current tax rate, your total retirement income, your health, and even your lifestyle all play a role in determining the optimal timing. Some retirees benefit from delaying to avoid the clawback. Others need the income sooner to maintain their desired lifestyle.

The goal isn't just to maximize your OAS benefit. It's to create a coordinated retirement income strategy that supports the life you want to live.

I can help you understand your options and create a strategy that fits your situation.

05/30/2026

Markets closed last week hopeful that a U.S.–Iran peace deal will finally help unwind the shock to global energy markets seen this year, with equities hitting new record highs and bonds rebounding.

How did the markets perform this week? Get the highlights and the latest economic news.

05/28/2026

The way most people think they spend money and the way they actually spend it can be surprisingly different. You might assume you're only spending a certain amount on dining out or subscriptions, but when you track it, the reality often looks quite different.

That's why the first step in creating a balanced family budget is simply knowing where your money goes each month. Not judging it. Not changing it yet. Just understanding it. Track your income, your essential expenses, your debt payments, and yes, the money you spend on things that make life enjoyable.

Having a clear picture of your spending habits can help you gain more control. And having more control can help reduce financial stress and can help you make better decisions about what matters most to your family.

If you'd like help getting a clear view of your financial situation and creating a plan that works for your family, reach out. We can walk through it together.

These considerations can help you get a handle on how you spend money each month.

05/27/2026

Helping your child buy a home is meaningful. For many parents, it's a natural extension of supporting their children through major life milestones. But it should fit within a sustainable plan that protects your own financial future.

Before you commit, review your retirement needs. Can you afford to part with this money without affecting your lifestyle in retirement? What about emergencies or potential caregiving needs down the road?

Consider how this support today affects your other goals. Are you delaying something important for your own future? Could this impact your ability to maintain your home, travel, or cover healthcare costs as you age?

Planning ahead helps you balance generosity with financial security. It means you can help your child in a way that doesn't create stress or limitations for you later. A structured approach provides clarity for both you and your child about what's possible and what expectations make sense.

If one of your goals is to help your children financially, let's plan for it. I can help you understand what you can comfortably afford while protecting your own long-term security.

05/25/2026

If you’re planning your TFSA contributions, this is a great time to revisit your strategy.

I’m here locally to help you make the most of your tax free room.

05/23/2026

Stocks continue to climb despite rising rates.

How did the markets perform this week? Get the highlights and the latest economic news.

05/21/2026

Your financial future deserves professional guidance and long-term commitment – in a way that fits into your busy life.

Get the attention you deserve for the long term, right here in your community.

05/20/2026

You don't have to manage your financial life alone.

If you're juggling a demanding career and want a long-term relationship with someone who listens, explains and keeps you on track, now is a great time to connect.

05/18/2026

Market corrections can feel unsettling, but they're a normal part of investing. What matters most is staying focused on what's important to you and your long-term goals.

Based on our market pulse, history shows us that corrections averaging 14.7% have recovered in about four months, with markets rising an average of 18.4% six months later. While some indicators are viewed by market participants as supportive, the underlying economic conditions remain supportive.

This is where our partnership matters most. I'm here to help you navigate volatility with a strategy built on quality investments, diversification, and long-term thinking. Together, we'll make adjustments as needed to keep you on track toward your goals.

If market volatility has you concerned or you'd like to discuss how your portfolio is positioned, I'm here to help you stay the course.

We're committed to keeping you in the know about the latest market movements.

05/16/2026

As we know, markets this year have been robust. In fact, despite near 10% corrections in both the S&P 500 and Canadian TSX in March, and ongoing uncertainty around the Iran war and oil prices, stocks are back near all-time highs.

How did the markets perform this week? Get the highlights and the latest economic news.