Edward Jones - Financial Advisor, Financial Planner: Daryl Krompart

10/17/2026

U.S. technology has come under pressure in October amid concerns about AI-related debt, revenue expectations and higher rates, while investors have gravitated toward value stocks and more defensive sectors.

How did the markets perform this week? Get the highlights and the latest economic news.

10/15/2026

If funds in a Registered Education Savings Plan (RESP) aren’t used for education, the investment growth can be taxed at your marginal rate plus an additional 20%. If you have RRSP contribution room, you may be able to transfer up to $50,000 of that growth into your RRSP, helping you avoid the penalty and defer tax until a future date.

If you’d like help assessing whether this strategy fits your situation, I’m here to guide you.

Reach out to book a meeting.

You may have been investing for years for your child or grandchild's post-secondary education. But what happens if they decide not to go to university or college? In this article, we outline what happens to your contributions, the government grants and investment growth.

10/14/2026

Trying to predict the perfect moment to invest is tempting. But here's what history tells us: the best market days often show up during the most uncertain times, exactly when many investors are sitting on the sidelines.

Missing even a small number of strong market days over several decades can create a meaningful gap in long-term results. The challenge is that no one can consistently predict which days those will be.

This is why staying invested matters. A long-term approach allows you to participate in market growth over time, rather than risking being out of the market when opportunities emerge.

If you're unsure about staying invested or want to understand what approach fits your timeline, reach out. We can walk through it together.

When considering where to invest your hard-earned money, it's natural to wonder: should I wait for conditions to settle before investing?

10/12/2026

Most people think of budgeting as managing what's happening right now. But a balanced budget can help do something more important. It creates room for your future.

Finding that little "extra" each month can mean a lot as you move toward reaching your long-term financial goals, like retirement. When you free up even small amounts through smarter spending choices, that money can go toward education savings for your children, building an emergency fund, or contributing more to retirement accounts.

This is where budgeting stops being about restriction and becomes about possibility. It's not just tracking expenses. It's making sure your daily financial decisions support the life you want to build over the next 10, 20, or 30 years.

If you'd like to understand how your day-to-day budget connects to your bigger financial picture, let's have a conversation. I can help you see a path from where you are today to where you want to go.

These considerations can help you get a handle on how you spend money each month.

10/10/2026

Four years in, the S&P 500 bull market is not an outlier in terms of either strength or longevity.

How did the markets perform this week? Get the highlights and the latest economic news.

10/07/2026

When your child is ready to buy their first home, you might want to help financially. There are several ways to do this, and each comes with different considerations.

Scenario 1: Gift money toward a down payment. This can be straightforward, but you lose control of how those funds are used once gifted. If you're considering this, it's important to keep your own future financial needs in mind first.

Scenario 2: Loan funds with clear repayment terms. This keeps you in more control, but increases your child's debt load, which could affect the size of mortgage they qualify for. Proper documentation is essential to prevent misunderstandings later.

Scenario 3: Co-sign their mortgage. This helps them access better rates or a larger loan without requiring you to access your own capital. But you may be on the hook for the full amount if they can't make payments, and it could limit your ability to access credit in the future.

Each approach should align with your own long-term financial plan. What works for one family might not work for another.

If you're thinking about helping your child purchase a home, let's talk. We can help you understand which approach makes sense for your situation and how it fits with your overall financial goals.

Here’s what to consider

10/05/2026

Where you hold your investments can be just as important as what you invest in. Asset location is a strategy that helps place investments in the accounts that may offer the greatest tax efficiency, helping you keep more of what you earn over time.

A thoughtful approach can make a meaningful difference to your long-term financial goals.

If you have questions about whether your portfolio is tax efficient, reach out to me or book a call to discuss your options.

Edward Jones, its employees and financial advisors do not provide tax or legal advice. Consult a qualified tax or legal professional regarding your personal situation. This content is for informational purposes only.

10/03/2026

Recent U.S. inflation data improved, with core PCE inflation rising 3.0% from a year ago in August, while shorter-term measures showed further moderation.

How did the markets perform this week? Get the highlights and the latest economic news.

10/01/2026

Family estate planning can be complicated and overwhelming, but getting everyone on the same page financially makes things a lot easier. We can help get those conversations started. Book an appointment with me to learn more.

Edward Jones, its employees and Edward Jones financial advisors are not estate planners and cannot provide tax or legal advice.

Every family in Canada has its own structure, shared circumstances, memories, conflicts, beliefs and values that shape how they work and communicate to get things done. Strong family communication can help address concerns about providing support for loved ones and help establish financial security....

09/30/2026

Today, we remember.