JBFI Inc.

JBFI Inc. Jonathan Braams founded JBFI Inc. Are you or somebody you know struggling financially and/or worrying about money? zoom, etc.)

with a mission to inspire, educate, empower, and support individuals on their Journey to Be Financially Independent – so that they can take control of their lives and focus their time and money on what they value most. Or do you earn a good income but struggle to save money each month/year? Do you have no clue when you can retire and how much you should be saving? If so, money may be causing unnec

essary stress in your life and you can likely benefit by having a financial coach! JBFI is offering an in-depth 4-month program based on a proprietary system of tracking income, expenses, and networth that has been developed over the last decade

What you can expect from the program:
- Inspiration to pursue financial independence
- Decreased financial stress as you learn more about personal finance
- Increases financial consciousness - learn how to treat your personal finances like a business!
- No more cash flow problems
- Increased income and decreased expenses through aligning income and expenses with your values
- A savings strategy and/or debt paydown strategy
- Clear long term goals and a plan for future
- An accountability partner to keep you motivated and on track

No downside! - Full money back guarantee if you don’t get value from my services above and beyond the cost. Preferential rates and fee waivers available for low-income earners. All sessions conducted virtually via phone or videoconference (e.g. For more information, please visit www.jbfi.ca or contact Jonathan at [email protected]. Take control of your finances and sign up for a free consultation today!

http://jbfi.ca/quarterly-progress-update-67-q1q2-2022/
08/20/2022

http://jbfi.ca/quarterly-progress-update-67-q1q2-2022/

Welcome to my sixth and seventh quarterly updates.  I decided to start providing quarterly updates on my own financial position so that you can follow me on my Journey to Be Financially Independent. The reason for this is threefold: To be upfront and transparent with my readers to show that I am pr...

http://jbfi.ca/quarterly-progress-update-5-q4-2021-2021-annual-summary/
04/25/2022

http://jbfi.ca/quarterly-progress-update-5-q4-2021-2021-annual-summary/

Welcome to my fifth quarterly update, and my first full year summary! I decided to start providing quarterly updates on my own financial position so that you can follow me on my Journey to Be Financially Independent. The reason for this is threefold: To be upfront and transparent with my readers to....

http://jbfi.ca/registered-education-savings-plan-resp/
03/21/2022

http://jbfi.ca/registered-education-savings-plan-resp/

A Registered Education Savings Plan, or “RESP” since people love using acronyms when talking about personal finance, is a savings account that can be used to save for a child’s post-secondary education. How does it work, and what is the benefit? Money going in (contributions) do NOT generate a...

http://jbfi.ca/how-much-does-a-child-cost-year-1/
03/07/2022

http://jbfi.ca/how-much-does-a-child-cost-year-1/

It’s hard to believe but my son is now 16 months old! I thought now would be a good time to look back and see how much we spent in the first year of parenthood (from just before he was born until his first birthday). Before we get going, I’ll set the stage by being […]

http://jbfi.ca/assigning-a-value-to-your-time/
02/05/2022

http://jbfi.ca/assigning-a-value-to-your-time/

As they say, “time is money”. In fact, time is arguably worth more than money since it is finite for each and every one of us. If you spend or lose some money you can always earn more. With time, once it’s gone – it’s gone forever. The other key difference is with money, you […]

http://jbfi.ca/quarterly-progress-update-4-q3-2021/
11/14/2021

http://jbfi.ca/quarterly-progress-update-4-q3-2021/

Welcome to my fourth quarterly update. I decided to start providing quarterly updates on my own financial position so that you can follow me on my Journey to Be Financially Independent. The reason for this is threefold: To be upfront and transparent with my readers to show that I am practicing what....

http://jbfi.ca/getting-organized-for-an-emergency/
09/28/2021

http://jbfi.ca/getting-organized-for-an-emergency/

Let’s face it – bad things happen. Car accidents Natural disasters Break-ins Sickness Death etc. There is only so much that we can do to prevent bad things from happening. That said, one thing that we can do is to be prepared for when bad things happen. During an emergency, life can be complicat...

http://jbfi.ca/quarterly-progress-update-3-q2-2021/
09/13/2021

http://jbfi.ca/quarterly-progress-update-3-q2-2021/

Welcome to my third quarterly update. I decided to start providing quarterly updates on my own financial position so that you can follow me on my Journey to Be Financially Independent. The reason for this is threefold: To be upfront and transparent with my readers to show that I am practicing what I...

http://jbfi.ca/quarterly-progress-update-2-q1-2021/
06/16/2021

http://jbfi.ca/quarterly-progress-update-2-q1-2021/

Welcome to my second quarterly update. I decided to start providing quarterly updates on my own financial position so that you can follow me on my Journey to Be Financially Independent. The reason for this is threefold: To be upfront and transparent with my readers to show that I am practicing what....

http://jbfi.ca/financial-coaching-the-average-canadian-household-part-6-of-6/
05/27/2021

http://jbfi.ca/financial-coaching-the-average-canadian-household-part-6-of-6/

Part 6: The After Picture – How the Average Canadian Household’s Finances look like after JBFI Financial Coaching This is the sixth and last post that walks through a theoretical exercise of financial coaching the average Canadian household to see how we could improve their financial situation. ...

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