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⚠️ DON’T ASSUME YOUR COVERAGE WILL STAY THE SAME ⚠️Ontario auto insurance policies renewing after July 1, 2026 may inclu...
06/22/2026

⚠️ DON’T ASSUME YOUR COVERAGE WILL STAY THE SAME ⚠️

Ontario auto insurance policies renewing after July 1, 2026 may include new choices related to Accident Benefits coverage.

According to information released by insurers, some benefits currently included automatically may soon require drivers to actively choose whether to keep them.

That means it will become even more important to:

✔ Review renewal documents carefully
✔ Ask questions about optional coverage
✔ Understand how your benefits work
✔ Consider your family’s financial needs

Auto insurance is not just about meeting legal requirements — it’s about protecting yourself after unexpected events.

Best Buy Insurance can help explain the upcoming reforms and answer any questions you may have.

🚘 WHAT HAPPENS IF YOU CAN’T WORK AFTER AN ACCIDENT? 🚘One of the most important Accident Benefits available under Ontario...
06/19/2026

🚘 WHAT HAPPENS IF YOU CAN’T WORK AFTER AN ACCIDENT? 🚘

One of the most important Accident Benefits available under Ontario auto insurance is Income Replacement coverage.

This benefit may help provide financial support if injuries from a car accident prevent you from working.

Beginning July 1, 2026, Ontario auto insurance reforms may make some Income Replacement options optional rather than automatically included in every policy.
Several insurers, including Aviva and Economical, are encouraging drivers to review these upcoming changes carefully before renewal time.

Every driver’s financial situation is different. Understanding your options now can help you make informed decisions later.

For more information about how these changes may affect your policy, contact Best Buy Insurance.

Insurance for Seasonal Employees & Summer HiringWith summer approaching, many Ontario businesses are preparing to hire s...
06/17/2026

Insurance for Seasonal Employees & Summer Hiring

With summer approaching, many Ontario businesses are preparing to hire seasonal employees to meet increased demand. Whether you operate a café, landscaping service, retail store, or hospitality business, adding staff can boost productivity—but it also brings important insurance considerations.

When hiring seasonal employees, it’s essential to ensure your business insurance reflects changes in your workforce. Personal insurance policies do not cover business activities, and employer-related risks should be addressed through proper commercial coverage. Commercial general liability insurance helps protect your business if an employee or customer is injured on your premises or as a result of your operations.

If seasonal workers use vehicles, tools or equipment, confirm that your commercial auto and equipment coverage are current. Coverage that works during slower months may need adjustment once staff and equipment increase.
Workers’ compensation requirements should also be reviewed to ensure compliance with provincial regulations.

A Best Buy Insurance broker can help assess your current policies and recommend appropriate coverage for your summer staffing plans. Reviewing your insurance now helps protect your business and team throughout the busy season.

🚗 INSURANCE IS ABOUT MORE THAN JUST YOUR VEHICLE 🚗Ontario Accident Benefits are designed to help protect you financially...
06/15/2026

🚗 INSURANCE IS ABOUT MORE THAN JUST YOUR VEHICLE 🚗

Ontario Accident Benefits are designed to help protect you financially after an accident injury — not just repair your car.

Beginning July 1, 2026, Ontario drivers may notice changes to how some of these benefits are offered under their auto insurance policies.

Information from Aviva, Economical, CAA Insurance, Wawanesa and other insurers, indicates that some benefits may become optional selections at renewal.

This means reviewing your coverage carefully will become more important than ever.

Best Buy Insurance can help explain:

✔ What benefits are changing
✔ Which coverages may become optional
✔ How the changes could affect your protection
✔ What options may fit your needs

Contact Best Buy Insurance for more information before your next renewal.

JULY 1, 2026 IS AN IMPORTANT DATE FOR ONTARIO DRIVERS That’s when Ontario’s updated auto insurance Accident Benefits ref...
06/12/2026

JULY 1, 2026 IS AN IMPORTANT DATE FOR ONTARIO DRIVERS

That’s when Ontario’s updated auto insurance Accident Benefits reforms begin affecting new and renewing policies.

According to information shared by insurers across Ontario, drivers may soon have more flexibility in selecting certain coverages that were previously included automatically.

These changes could affect benefits related to:

✔ Income replacement
✔ Caregiver support
✔ Housekeeping assistance
✔ Visitor expenses
✔ Death and funeral benefits

Because every driver’s situation is unique, there is no “one-size-fits-all” solution.
Before your next renewal, speak with Best Buy Insurance to review your policy and better understand the upcoming changes.

ATV & Off-Road Vehicle Insurance Before Trail Season BeginsWith warmer weather and longer days on the horizon, many Onta...
06/10/2026

ATV & Off-Road Vehicle Insurance Before Trail Season Begins

With warmer weather and longer days on the horizon, many Ontario riders are gearing up for trail season. All-terrain vehicles (ATVs), side-by-sides, dirt bikes and other off-road vehicles can deliver adventure and fun— but it’s important to make sure you have the right insurance coverage before you hit the trails.

Unlike standard auto insurance, coverage for off-road vehicles is specific to how and where you ride. ATV and off-road vehicle insurance typically provides protection for accidental damage, theft, fire and vandalism, as well as liability if someone is injured while you’re operating the machine on private land or permitted trail systems. Without proper coverage, you could be responsible for costly repairs or legal claims out of pocket.

It’s also worth reviewing how your off-road vehicle is stored during the off-season, as secure storage may qualify you for additional savings. If you use your ATV for work — such as on agricultural land, for property maintenance, or commercial recreational use — that may influence the type and amount of coverage you need.

A Best Buy Insurance broker can help you compare options and choose a policy that reflects your riding style, vehicle type and seasonal use. Getting insured before trail season begins means you can focus on the fun, knowing you’re protected every kilometre of the way.

🚨 OPTIONAL COVERAGE DOES NOT ALWAYS MEAN UNIMPORTANT 🚨One of the biggest changes coming to Ontario auto insurance on Jul...
06/08/2026

🚨 OPTIONAL COVERAGE DOES NOT ALWAYS MEAN UNIMPORTANT 🚨

One of the biggest changes coming to Ontario auto insurance on July 1, 2026 is that some Accident Benefits may become optional instead of automatically included.

While removing optional coverage could reduce premiums in some situations, it may also reduce financial support available after a serious accident.

For example, some optional benefits may help with:

• Replacing lost income
• Supporting caregivers
• Assisting with housekeeping expenses during recovery

Industry information released by insurers emphasizes the importance of understanding your coverage choices before making decisions. If you’re unsure what these changes mean for you, Best Buy Insurance is here to help explain your options.

💡 DID YOU KNOW? 💡Many people assume their auto insurance only covers vehicle damage after an accident. In reality, Ontar...
06/05/2026

💡 DID YOU KNOW? 💡

Many people assume their auto insurance only covers vehicle damage after an accident. In reality, Ontario Accident Benefits are designed to help support people recovering from injuries — even if the accident was not their fault.

These benefits may assist with:

✔ Medical treatment
✔ Rehabilitation costs
✔ Lost income
✔ Attendant care
✔ Family support expenses

Beginning July 1, 2026, Ontario’s insurance reforms may change which benefits are automatically included in your policy.

insurers are encouraging drivers to review their coverage carefully before renewal. For more information about how these changes could affect your policy, contact Best Buy Insurance today.

Home-Based Businesses: Does Your Home Policy Cover You?With more Ontarians running businesses from home—whether it’s onl...
06/03/2026

Home-Based Businesses: Does Your Home Policy Cover You?

With more Ontarians running businesses from home—whether it’s online retail, consulting, design services or cottage industry products—it’s important to understand how your insurance coverage applies. A standard home or condo insurance policy protects your dwelling, personal belongings and personal liability, but it may not automatically extend to business-related risks.

For many home-based businesses, equipment like laptops, cameras, tools or inventory may be essential to operations. If these items are damaged, lost or stolen, the cost to replace them could be significant. A typical home policy often has limits on business property and may exclude certain types of business risk altogether. Similarly, personal liability coverage may not respond to claims arising from business activities.

This doesn’t mean you can’t be insured—it means you need the right kind of coverage. Best Buy Insurance brokers can help you explore options that extend protection for business property, equipment and liability. This may include adding a business property endorsement or considering a dedicated business policy tailored to your type of operations.

Whether you’re a freelancer, an online seller or run a client-facing service from home, a policy review ensures you’re not leaving gaps in your coverage. Talking with a Best Buy Insurance broker helps you protect both your home and your livelihood as your business grows.

👨‍👩‍👧 ONTARIO FAMILIES SHOULD PAY CLOSE ATTENTION TO THESE CHANGES 👨‍👩‍👧Starting July 1, 2026, some Accident Benefits un...
06/01/2026

👨‍👩‍👧 ONTARIO FAMILIES SHOULD PAY CLOSE ATTENTION TO THESE CHANGES 👨‍👩‍👧

Starting July 1, 2026, some Accident Benefits under Ontario auto insurance policies may no longer be included automatically.

This is especially important for families who rely on income protection or caregiver support after an injury.

Insurance providers have noted that some benefits related to caregiving, housekeeping, and dependent support may become optional selections under the new reforms.

Every family’s needs are different, which is why reviewing your policy before renewal is important.

Best Buy Insurance can walk you through the upcoming changes and help you understand what coverage may be appropriate for your household.

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