Savita Parmanand- Mortgage Agent

Savita Parmanand- Mortgage Agent Whether you are buying your home or simply renewing your mortgage on your existing home, I can be of

By leveraging your home, you can unlock opportunities for financial growth. Whether it’s through increasing property val...
03/31/2025

By leveraging your home, you can unlock opportunities for financial growth. Whether it’s through increasing property value, using your home equity for investments, or refinancing to secure better terms, your home can be a stepping stone to long-term wealth. 💰

Reach out to talk about how you can make your home work for you and start building your financial future today. 📈

The #1 thing you can do is get advice early. I can help you understand:👉 What you can afford👉 The down payment you need...
03/28/2025

The #1 thing you can do is get advice early. I can help you understand:

👉 What you can afford
👉 The down payment you need
👉 Costs involved with buying a home
👉 Improving your credit
👉 Prepayment options
👉 Refinancing penalties (if you decide to do so down the road)
👉 Budgeting and more!

Reach out today and start the conversation.

Traditionally, Spring is one of the busiest seasons in real estate! Thinking about buying or refinancing? Reach out to m...
03/26/2025

Traditionally, Spring is one of the busiest seasons in real estate! Thinking about buying or refinancing? Reach out to make sure you're mortgage-ready before the rush!

To best meet your needs, I have a wide array of products to choose from – banks, private sources, independent lenders, e...
03/24/2025

To best meet your needs, I have a wide array of products to choose from – banks, private sources, independent lenders, etc. Whether you are looking to explore your options or get a second opinion, the lending options available from broker channel could save you thousands! Reach out today to learn more.

If you are thinking about buying, reach out to secure your rate. A rate hold will let you take your time finding the hou...
03/21/2025

If you are thinking about buying, reach out to secure your rate. A rate hold will let you take your time finding the house you love. In the event raise rise, you will still be able to take advantage of today’s rate, and in the event, rates drop you can take advantage of the lower rate.

Renewing your mortgage isn’t just a routine step—it’s a chance to lock in a better rate, adjust your payments, or tap in...
03/19/2025

Renewing your mortgage isn’t just a routine step—it’s a chance to lock in a better rate, adjust your payments, or tap into home equity! Reach out to review your options and make your mortgage work for you.

Your credit score plays a big role in your mortgage approval. 🌟 If you’re planning to buy or refinance this year, now’s ...
03/17/2025

Your credit score plays a big role in your mortgage approval. 🌟 If you’re planning to buy or refinance this year, now’s the time to tidy up your credit! Need tips? Send me a message. I am armed with information and ready to help.

❌ Myth: You need a perfect credit score to get a mortgage✅ Fact: Many lenders offer solutions for different credit situa...
03/14/2025

❌ Myth: You need a perfect credit score to get a mortgage
✅ Fact: Many lenders offer solutions for different credit situations! Don't let myths hold you back—reach out to explore your options.

If your mortgage is up for renewal in 2025, don't wait until the last minute! 🚀 Rates and lender options vary, so planni...
03/10/2025

If your mortgage is up for renewal in 2025, don't wait until the last minute! 🚀 Rates and lender options vary, so planning ahead can save you money. Reach out to explore your best options today!

If you’ve had a previous consumer proposal or bankruptcy, you need to re-establish your credit profile before applying f...
03/07/2025

If you’ve had a previous consumer proposal or bankruptcy, you need to re-establish your credit profile before applying for a mortgage.

It’s not just about the amount of time that has passed between declaring bankruptcy and applying for a mortgage. The most important objective should be rebuilding your creditworthiness.

If you have any questions or need assistance, send me a message, I’m here to help.

🏡 In 2024, 30% of first-time buyers received a financial gift for their down payment—60% of whom wouldn’t have been able...
03/05/2025

🏡 In 2024, 30% of first-time buyers received a financial gift for their down payment—60% of whom wouldn’t have been able to buy without it. And it’s not just first-time buyers—many move-up buyers are also receiving support as they take the next step in homeownership.

💡 If you're considering a down payment gift, here’s how to make it a smooth and positive experience:
✔️ Inform the lender to ensure a seamless process.
✔️ Document the gift properly to protect everyone involved.
✔️ Give within your means to maintain your own financial security.

A well-planned gift can open doors to homeownership while keeping everyone on solid financial footing. 🔑💰

Are you thinking of buying your first home? Below are 5 tips to help you prepare!Tips for starting your home search 👇1️⃣...
03/03/2025

Are you thinking of buying your first home? Below are 5 tips to help you prepare!

Tips for starting your home search 👇
1️⃣ Get a pre-approval
2️⃣ Know your credit score
3️⃣ Determine your budget
4️⃣ Identify your down payment source
5️⃣ Learn about the incentives available to first-time buyers

Address

15 Harwood Avenue South
Ajax, ON
L1S2B9

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