09/02/2026
You spent 18 years putting money INTO the RESP.
Please don’t just start yanking it out with no plan. 😂
Because how you withdraw the money matters...and your broke-ass university student’s low tax bracket can actually work in your favour.
Prioritize the right money. Understand the EAP rules. And don’t accidentally create a tax problem because nobody explained this s**t to you.
You had a plan for putting the money in. Have a plan for getting it out.
Save this for RESP withdrawal time. 🎓💰
And follow me for more no-BS money s**t you probably should’ve been taught already.