Angie Ross - Money Coach

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Angie Ross - Money Coach Helping you maximize your money to maximize your life.

Maybe I’m a sh*te money coach. 😂I’m not going to tell you that your $7 latte is the reason you’re not wealthy.I’m not go...
10/15/2026

Maybe I’m a sh*te money coach. 😂

I’m not going to tell you that your $7 latte is the reason you’re not wealthy.

I’m not going to make you track 37 categories, eliminate everything fun, or wait until 65 to actually enjoy your money.

I’m going to look at the s**t that can REALLY move the needle:
your cash flow, debt, interest, investment fees, taxes, savings… and where thousands of dollars might be quietly disappearing.

And then?
We make room for the stuff you actually give a s**t about.

The dinners.
The travel.
The golf.
The concert tickets.
The life you’re working so damn hard to pay for.

I don’t think the goal is to die with the biggest investment account.

I think the goal is to get more JOI...Joy on Investment...out of your money AND still have your financial s**t together.

If you’re sick of personal finance advice that makes enjoying your money feel like pain, suffering and sacrifice...follow along.

You’re my kind of people. 😏

10/13/2026

2% sounds tiny. Until you see what it can actually cost you. 👀

In this example:
Same starting investment.
Same monthly contributions.
Same 7% return.
Same 25 years.
The difference? The MER.

And the difference in the ending investment value?
About $225,000. 🤯

This is exactly why I’m always telling my clients: you don’t need to become an investment expert.

But you DO need to understand what the hell you’re paying for.
And you need the right tools to help you figure it out.

That’s exactly what I’m covering in my FREE No B.S. Money Tools Masterclass on November 10th at 7 PM ET.

I’m sharing some of my favourite tools that can help you make smarter decisions with your money...without spreadsheets, finance-bro nonsense or needing a degree in economics.

👇 Comment TOOLS and I’ll send you the registration link.

Because earning more money is great.
Keeping more of it is pretty damn important too.

Your money shouldn’t require 17 spreadsheets and a minor accounting degree. 😂I’m sharing my fave No B.S. money tools...t...
10/12/2026

Your money shouldn’t require 17 spreadsheets and a minor accounting degree. 😂

I’m sharing my fave No B.S. money tools...the ones I actually use with myself, my family and my clients.

Tools to help you:
💰 manage your cash flow
📉 understand investment fees
💳 tackle debt
✈️ save for the fun s**t
🙌 and make managing your money WAY easier.

No traditional budgeting. No financial-industry B.S. Just tools that actually help.

It’s FREE.

Dm TOOLS and I’ll send you the link to register.

(Or click on the link in my bio)

I spent almost 20 years building a career I was supposed to be grateful for.Six-figure salary.Benefits.Pension.Summers o...
10/08/2026

I spent almost 20 years building a career I was supposed to be grateful for.

Six-figure salary.
Benefits.
Pension.
Summers off.
And I was grateful.

I also knew I didn’t want to do it forever.

What most people don’t know is that becoming a money coach wasn’t some random midlife plot twist. 😂

I completed my CFP coursework while building the personal finance course at my school.

Then I earned my Certified Cash Flow Specialist designation and started coaching people outside the classroom.

That's when I realized...this is what I’m supposed to be doing!

But walking away from a secure career after almost 20 years?
Fu***ng terrifying.

The reason I could do it wasn’t because I stopped caring about money.

It was because I had spent years getting mine in order.

We had savings.
Investments.
Assets.
Life Jacket Funds.
A cash-flow system that worked.

I didn’t YOLO my way out of a six-figure career.
My money bought me the option to leave it.

THIS is what I want money to do for you...

Give you choices.
Give you breathing room.
Let you say yes.
Let you say no.
Let you change your damn mind.

That’s JOI.
Joy on Investment.

And I’ll take more of that over dying with the biggest pile of money any day. ✌️

If that sounds like your kind of personal finance, stick around. We do money differently over here.

10/07/2026

Amazon: 15% off Uber gift cards.
Me: Cute. I can get you 20%. 😂

Costco regularly sells $100 in Uber gift cards for $79.99.

Load them into your Uber account and use them for Uber Eats OR regular Uber rides.

And THIS is the kind of money advice I love.

Not “delete Uber Eats.”
Not “never get takeout.”
Not “walk 14 km because transportation is a waste of money.” 🙄

I want you to spend money on the s**t that makes your life better.

I just don’t want you paying full fu***ng price when you don’t have to.

Want more of my favourite No B.S. money tools, hacks and resources?

I’m teaching them in my FREE No B.S. Fave Money Tools Masterclass on November 10th at 7 PM ET.

The stuff I actually use.
The stuff I recommend to clients.
And absolutely none of the “stop buying coffee” bulls**t.

👇 Comment “TOOLS” and I’ll send you the registration link.
More JOI. Less bulls**t.

10/06/2026

Want your kid out of your basement before they’re 50? 😂

Then maybe we need to actually let them practise managing money BEFORE they become adults.

This is why I’m liking the new Wealthsimple account for kids & teens.

They get their own card.
They can see where their money is going.
They can make decisions with it.
And yes… they can screw up with it.

GOOD.

Because blowing $75 on something stupid at 16 and realizing you’re broke until your next allowance is a hell of a lot cheaper than learning that lesson with a $10,000 credit card at 25. 😬

We can teach our kids about saving, compound interest and “making good choices” until we’re blue in the face.

But at some point, they need to actually manage money.

And I’d much rather they learn while we’re still around to provide some guardrails.

Will this guarantee they’re out of my basement before 50?

Absolutely not. 😂

But I’m willing to improve my odds.

Parents of teens: how much control do you give your kids over their own money? 👇

5 years ago, we bought our place in Tremblant.Which still feels a little wild to say.Because there was a time when ownin...
10/02/2026

5 years ago, we bought our place in Tremblant.

Which still feels a little wild to say.

Because there was a time when owning an investment property, never mind a vacation rental somewhere we LOVE, didn’t even feel like something that was in the cards for us.

And yes, financially, it’s been a great investment.

It generates Airbnb income.
It’s grown in value.
It’s helped us build wealth.

But the return I never could have calculated on a spreadsheet?

The **JOI. ❤️**

Joy on Investment.

Five years of weekends with friends.
Family trips.
Golf. Skiing. W**e. Food. Laughing.
Watching our kids grow up there.

And THAT is exactly how I want to use my money.

Not just to build the biggest pile possible for someday.

But to build a life I actually really fu***ng enjoy NOW — while still taking care of future me.

So I want to know:

**What have you spent money on that gave you WAY more JOI than you ever expected?**

A trip? A pool? Concert tickets? A cottage? A hobby?

Or something completely ridiculous that you’d happily spend the money on again tomorrow? 😂

Tell me in the comments. 👇

P.S. Want more JOI from your money without screwing over future you?

DM me **CLARITY**. That’s literally what I help people figure out. ❤️

A little financial drive-by from the golf cart. 🏌️‍♀️If you’re making good money but still wondering where the hell it a...
09/29/2026

A little financial drive-by from the golf cart. 🏌️‍♀️

If you’re making good money but still wondering where the hell it all went, you are not broken, irresponsible or “bad with money.”

Your money just needs an actual job...not vague instructions to “be better” while your Visa bill free-ranges through your life. 😂

You don’t need to stop enjoying your money.

You need to know:

What’s already spoken for.
What Future You needs.
And what Present You can spend without the financial hangover.

The goal isn’t to die with the lowest grocery bill...

It’s to get some damn JOI out of the money you work so hard for.

Which slide called you out the hardest? 👀

And if you’re ready to stop guessing and make a plan for your cash flow...DM me **“JOI.”** and let's chat!

09/28/2026

Imagine divorcing someone… and then accidentally leaving them a giant pile of money. 💀😂

You updated your will.

You moved on.

Maybe you even remarried.

But you forgot one tiny piece of financial admin:
YOUR BENEFICIARIES. 👀

A beneficiary designation on certain accounts or insurance policies can determine where that money goes...regardless of what you wrote in your will.

Which means that person you haven't spoken to since 2011 could still be sitting there, patiently waiting for their surprise inheritance. 😂

Houston, we have a problem.

So here's today's boring money s**t that actually matters:
Check the beneficiaries on your registered accounts, pensions and insurance policies and make sure they still reflect what you actually want.

It'll take you a few minutes.

And potentially prevent the world's most irritating person from having the world's best day. 💀

Send this to someone who needs to check their damn beneficiaries.

09/22/2026

Nothing says romance like making sure you get their TFSA when they die. ❤️😂

But seriously… beneficiary ≠ successor holder.

And this is EXACTLY the kind of boring financial s**t that can make a big difference someday...yet somehow nobody talks about it.

So tonight’s date night activity:

🍷 Pour a drink.
📱 Pull up your TFSAs.
👀 Check the damn paperwork.

Because flowers die.

Tax-free investments can live on. 😂

Now excuse me while I casually inquire about my husband’s life insurance policy…

Send this to your spouse. Consider it foreplay for financially responsible adults. 💀

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Ajax, ON
L1Z

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