Insurance with Tash

04/27/2026

🚗 Ontario Drivers: 📣 Did You Know DCPD Is Now Optional?

Direct Compensation Property Damage (DCPD) is no longer mandatory on auto policies in Ontario, but opting out isn’t always the money-saver it seems.

🔍 What is DCPD?
DCPD covers damage to your vehicle when you’re not at fault in an accident involving another insured vehicle in Ontario.

💡 If you remove DCPD, here’s the risk:
❌ No coverage for damage to your vehicle if you’re not at fault
❌ You may have to pay out of pocket for repairs
❌ You can’t rely on the other driver’s insurance to pay you directly
❌ Potential delays and legal headaches trying to recover costs

💰 Yes, you might save a bit on premium…
…but you’re taking on significantly more financial risk if something happens.

⚖️ Bottom line:
DCPD protects your vehicle in situations where you did nothing wrong. Removing it shifts that risk back onto you.

📩 Not sure what’s right for you? Reach out, I am happy to walk through your options and make sure you’re properly protected!

04/21/2026

🚗 Big changes are coming to Ontario auto insurance (July 2026).

Ontario is moving to a more customizable system for accident benefits. While medical, rehabilitation, and attendant care will remain mandatory, most other coverages like income replacement, caregiver, and death benefits, will now be optional.

What does that mean for you?

✔️ More flexibility to choose coverage that fits your needs and budget

⚠️ But also more responsibility to make sure you’re properly protected.

If you don’t select additional coverage, you may not have certain financial support after an accident.

Now more than ever, it’s important to review your policy and understand what you’re covered for.

📩 Have questions? Let’s make sure you’re protected the right way.

04/20/2026

Back at it again 🙂
Feel free to reach out if you would like some quotes on your home and auto insurance! 🙂 🚘🏘️

05/26/2021

Not everyone who rents has tenant insurance, yet it's an integral thing to have. Just because you don't own a home doesn't mean you shouldn't get tenant insurance and protect your belongings. FUN FACT: Some landlords now require it as a condition of their lease. Read here about the pros and cons of getting tenant insurance: https://bit.ly/3wnEwRp

05/07/2021

💸💰🤑

05/01/2021

Are you shopping around for a ? If so, we have your guide to comprehensive home insurance coverage right here: ⬇️
https://bit.ly/3apvhrf

Find out why getting comprehensive home insurance might be the right insurance plan for your home.

03/10/2021

We know that insurance can be a challenging concept. We also know that one of the most important things to many of our clients is saving money on insurance. Insurance customers are always looking for expert advice on how best to save money. That’s why today, we’re going to outline one of the key ways to save on insurance: bundling.

Looking for expert advice on how best to save money on insurance? Read this article to learn more about one of the key ways to save on insurance: bundling.

03/03/2021

Yayy! 😊
Looking for some quotes?? I would love to help! Feel free to message me or call/text/email for a quote!
[email protected]
289-205-2941

Natasha is one of our newest advisors and already she is impressing her clients! Way to go Natasha thanks for being Team Surex!

02/16/2021

With more than 8 million drivers in Ontario alone, car travel is at an all-time high. Because of this, we see more and more traffic infractions every year! One of the most common types of infractions is speeding.
How long does a ticket stay on your record? How much could your insurance go up? What else should you know? Let us help!



https://www.surex.com/blog/speeding-ticket-ontario-and-insurance

01/17/2021

Maybe you’ve heard the myth that insurance companies have an exclusion for “Acts of God” (or natural disasters), but the truth is that type of exclusion isn’t something used in the Canadian insurance industry and you can get coverage for natural disasters.

So, does this mean you are covered for ALL natural disasters? It’s not that simple; a lot of it depends on the coverage you decide to purchase with your insurer.

A typical home insurance policy may cover you for natural disasters such as wildfires or hailstorms, but your broker will offer you extra coverage that does not come with a base home insurance policy such as flooding, sewer backup and earthquake coverage. Consider carefully when you shop for insurance and weigh the risks to your home because without these endorsements on your policy, you will have to pay out of pocket for any damage to your property.

It’s usually better to be safe than sorry. Purchasing the additional coverage for natural disasters will provide the peace of mind and financial stability you need in the middle of a crisis.

The winter is a time of extreme weather changes that may put your home at risk. Take the time to review your home insurance policy with your BIG broker today and be prepared for any adverse weather that may impact your home.