Shannon/ DeRosa Mortgage Team - Powered by Indi Mortgage

Shannon/ DeRosa Mortgage Team - Powered by Indi Mortgage Clear mortgage guidance for purchases, renewals, refinances and real-life lending situations.

Is a Reverse Mortgage Right for You? 🏡💰A Reverse Mortgage allows Canadian homeowners to access their home equity without...
09/17/2026

Is a Reverse Mortgage Right for You? 🏡💰

A Reverse Mortgage allows Canadian homeowners to access their home equity without monthly payments, helping them stay in their home longer without financial stress.

Key Benefits:
✅ Stay in your home, stress-free
✅ No monthly mortgage payments = more cash flow
✅ Tax-free funds that won’t impact CPP (Canada Pension Plan) or OAS (Old Age Security)

It’s a long-term solution designed to provide financial freedom and stability in retirement.

Want to learn more? Let’s chat.

House hunting is exciting, until you fall for a home that's outside your budget. A pre-approval fixes that before it hap...
09/15/2026

House hunting is exciting, until you fall for a home that's outside your budget. A pre-approval fixes that before it happens.

✅ Know your real number – Not a guess you did in your head, an actual figure based on your income, debts, and credit.
✅ Shop with confidence – Every home you tour is one you can actually afford, so there's no guessing and no disappointment later.
✅ Move faster when it counts – With your number and your rate already locked in, you can make an offer the moment you find the one.

Falling in love with a home is the fun part. Falling in love with one you can't afford isn't. Let's get your number figured out first.

The First-Time Home Buyers' Tax Credit isn't something separate you have to apply for, it's a line on your tax return th...
09/14/2026

The First-Time Home Buyers' Tax Credit isn't something separate you have to apply for, it's a line on your tax return that puts real money back in your pocket.

✅ Worth up to $1,500 – A 15% federal credit on up to $10,000 of eligible home-buying costs.
✅ Covers the paperwork – Legal fees, inspections, and other closing costs all count toward it.
✅ Easy to qualify – If you (or your spouse/partner) haven't owned a home in the past four years, you're likely eligible.

Buying your first home comes with enough costs. This is one you can actually claim back. Let's make sure you're not leaving money on the table.

I can’t recommend my mortgage broker enough. She helped me refinance my mortgage and find a financing solution that ulti...
09/12/2026

I can’t recommend my mortgage broker enough. She helped me refinance my mortgage and find a financing solution that ultimately gave me the opportunity to invest in myself and start what is now a successful plumbing and HVAC business.Throughout the entire mortgage refinancing process, she was professional, knowledgeable, responsive, and incredibly helpful. She took the time to explain my options, answer my questions, and make sure I understood the process and the financial decisions I was making.As a business owner, I now appreciate even more how important it is to have the right professionals in your corner. Her knowledge of mortgages, refinancing, lending options, and the Alberta mortgage market made a significant difference for me.What started as a mortgage refinance ended up helping create the financial flexibility I needed to take the leap into entrepreneurship and build my company. I’m incredibly grateful for the role she played in making that possible.I would highly recommend her to anyone looking for a knowledgeable and trustworthy mortgage broker in Calgary or Alberta, whether you’re buying a home, refinancing a mortgage, looking for competitive mortgage rates, accessing home equity, or exploring financing options as a self-employed individual or business owner.

If you’re someone who thrives on certainty, a fixed-rate mortgage might be the right fit for you... providing the stabil...
09/11/2026

If you’re someone who thrives on certainty, a fixed-rate mortgage might be the right fit for you... providing the stability and peace of mind you need.

A fixed rate provides a locked-in interest rate for your entire term, meaning your monthly payments stay the same, no matter how market rates change. This predictability makes budgeting easier and protects you from unexpected rate hikes—helping you stay confident and in control of your long-term financial plans!

Your side hustle income can boost your mortgage affordability—but only if lenders recognize it as stable and legitimate....
09/09/2026

Your side hustle income can boost your mortgage affordability—but only if lenders recognize it as stable and legitimate. To count, it must be:

✅ Sustainable – Lenders need proof the income will continue long-term.
✅ Declared to the CRA – It must be on your tax returns and bank statements.
✅ Well-Documented – Be ready to provide tax filings and income records.

While extra income may strengthen your application, not all lenders will accept it. Want to maximize your mortgage potential? Let’s chat!

A little local-business appreciation post for Raven’s Nest Farm! 🥬🌿Located just 2 km east of Airdrie, Raven’s Nest Farm ...
09/09/2026

A little local-business appreciation post for Raven’s Nest Farm! 🥬🌿

Located just 2 km east of Airdrie, Raven’s Nest Farm is a small, family-run indoor farm growing leafy greens and herbs in small batches year-round.

I recently placed my first order and had it delivered right to my door. Everything had been harvested just the day before, and I was so impressed by how fresh and beautiful it looked. The butterhead lettuce was so gorgeous that it deserved a photo of its own! The handwritten thank-you note was also such a thoughtful touch.

We used some of the romaine that evening, and it was crisp and delicious. Next up is a Caprese grilled cheese sandwich with the fresh basil!

I’m already planning my next order. It’s wonderful to discover and support a growing local farm so close to home. 💚

Learn more or place an order:
https://ravensnestfarm.ca/

Today, we honour the hardworking Canadians who keep our communities strong, our goals moving forward, and our dreams wit...
09/07/2026

Today, we honour the hardworking Canadians who keep our communities strong, our goals moving forward, and our dreams within reach.

Whether you’re clocking in, building your own business, or taking a well-deserved break, your efforts matter.

From all of us at Indi, happy Labour Day!

Whether you’re a first-time investor, expanding your existing portfolio, or looking to renew/refinance, having a Mortgag...
09/02/2026

Whether you’re a first-time investor, expanding your existing portfolio, or looking to renew/refinance, having a Mortgage Broker on your side means more options, expert guidance, and a smoother path to long-term growth.

Looking for financing options for an investment property - we have solutions from our Commercial Division for large projects to your first residential rental property. Contact us today for all your financing needs!

A rate hold protects your rate while you shop. But it does not protect your qualification. New article in the Airdrie Ci...
08/29/2026

A rate hold protects your rate while you shop. But it does not protect your qualification. New article in the Airdrie City View this week explaining the difference and what to watch for. Link in comments.

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Airdrie, AB

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+14038056502

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