Julia Fontan- Mortgage Asssociate

Julia Fontan- Mortgage Asssociate Helping 𝒚𝒐𝒖 achieve 𝒚𝒐𝒖𝒓 homeownership dream
✨
Broker at Source Mortgage Centre, powered by DLC

06/04/2026

‼️‼️You do not have to wait until your renewal date to look at your mortgage.

A lot of people think you’re locked in until the term ends. Like you just have to sit there and ride out a high rate. But that’s not always true.

We had a client recently who was on a really high rate. So we checked a few things.

The penalty to break it early? Low. Today’s rates? Lower than what they had.

So we moved them to a new lender, early.

And now they’re saving almost $230 a month.

Here’s the important part:

⚠️This was NOT a refinance. They did not take out any equity. Nothing got pulled out of the home.

It was just an early renewal. Same mortgage amount. Still insured. Everything the same, except a better rate and a lower payment.

That’s it.

So if you’ve got a mortgage and you’ve been wondering if you’re paying more than you need to, just ask. We’ll run the numbers and be straight with you about whether it’s worth it.

👩🏻‍💻 Julia Fontan, Mortgage Associate
🏡 DLC Source Mortgage Centre

—

Rates can change at any time. The savings shared here were specific to this client’s situation. Everyone’s circumstances are different, so reach out for a quote tailored to you.

Helping my clients buy a home is never just about the numbers, it’s about making sure they feel supported, understood, a...
05/12/2026

Helping my clients buy a home is never just about the numbers, it’s about making sure they feel supported, understood, and taken care of every step of the way.

Going “above and beyond” shouldn’t be extra… it should be the standard 🤍

So grateful for the trust my clients place in me, especially for something as important as buying a home.

And nothing means more than hearing they’d come back again 🏡

05/06/2026

My dad will literally build me a house if I asked. 👸🏻

05/03/2026

In the middle of a Construction Zone 🤡

04/27/2026

Some files aren’t a “no”, they’re a “not structured right yet.”

This client had already been turned away by their bank…
Then two other brokers said the only option was private lending.

We took a different approach.

We broke the file down to understand what was actually holding it back — income structure, ratios, and how the story was being presented. From there, we worked through it strategically:
✔️ What matters most to the lender
✔️ What can be repositioned
✔️ What strengths we can leverage

This is where experience, negotiation, and lender relationships make all the difference.

After restructuring the file and having the right conversations…
✅ Approved in under 24 hours
🏦 With a traditional lender (not private)
📉 At an amazing rate
🏡 Moving into their home this May

Not every deal is straightforward but the right strategy can completely change the outcome.

If you’ve been told no, it might just mean you need a different approach. Or maybe you just need me in your life. 🤪

04/21/2026

When I tell you ask me all the questions, I mean it 🤪

It’s a safe place over here, and my main mission is to ensure you understand the process, your options and what you’re getting yourself into.

So yes 🙌🏻 please always ASK questions 💕

Address

Airdrie, AB

Website

Alerts

Be the first to know and let us send you an email when Julia Fontan- Mortgage Asssociate posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Featured

Share

Category