Harpreet Bhatia - Mortgage Professional

07/18/2025

🇨🇦 Bank of Canada rate forecasts are in 🤞

New Bank of Canada rate forecasts are in:
🔹 RBC expects no more cuts—holding at 2.75% through 2026, the most hawkish outlook.
🔹 Scotiabank revises its call lower to 2.50% (from 2.75%).
🔹 BMO Financial Group remains the most dovish, forecasting 2.00% by early 2026.
🔹 TD, CIBC & National Bank all see a 2.25% terminal rate

Read more: https://bit.ly/3TOnyJI

07/01/2025

🇨🇦 Happy Canada Day 🇨🇦
💪Strong & 🫡Proud & ❤️Free

Take a moment to appreciate the journey of this beautiful nation and celebrate with joy, unity and gratitude. I hope you are celebrating the incredible people, the land and the story that is Canada 🍁🇨🇦

03/18/2025

🚨 Canada’s inflation rate jumped to 2.6% in February, driven by the end of the sales tax holiday, but price pressures go beyond that. Core inflation rose to 2.9%, with broad gains in recreation (+3.4%), food (+1.9%), and clothing (+1.6%). The share of items rising 3%+ also increased, a worrying sign for the Bank of Canada. 😟😟😟

One bright side: shelter inflation slowed to 4.2%, its weakest pace since 2021.

03/12/2025

With new tariffs on the horizon, the ripple effect on the economy could lead to higher costs, inflation, and even shifts in interest rates. We know that it's a scary time for most of us and clients are wondering what to expect and how to protect themselves and their family.

If you're a homeowner or planning to buy, now is the time to review your mortgage strategy to stay ahead.

✅ Renewing Soon? Lock in a competitive rate before potential increases.
✅ Variable Rate Holder? Consider how economic changes might impact your payments.
✅ Looking to Buy? Work with a mortgage professional to ensure you're getting the best terms.

Tariffs may be out of your control, but your mortgage strategy isn’t! Let's chat about securing your financial future. 💪🏡

🏡 At EZ Financials, we’re here to help you navigate these changes! Get expert insights on securing the best mortgage solutions despite economic uncertainties.

📩 Need mortgage advice? Contact me at [email protected] 💼

02/03/2025

🚨BREAKING🚨: Canadian bond yields are plunging (9:39 a.m. EST) after U.S. President Trump signs tariffs—25% on most Canadian goods, 10% on oil/gas, set to take effect Tuesday.

〽️ Many lenders have already started cutting fixed mortgage rates.

⚠️ Experts warn of downward pressure on the Bank of Canada, with inflation, GDP slowdown, and CDN dollar depreciation concerns.

02/02/2025

🚨 U.S. Trade Tariffs & Canada's Response: What It Means for You! 🚨

The latest U.S. trade tariffs are shaking up the Canadian economy, affecting businesses, consumers, and mortgage rates. 🇨🇦💰

🔹 Canada has responded with counter-tariffs impacting key industries like manufacturing, agriculture, and energy.
🔹 Rising inflation & supply chain disruptions could influence interest rates, affecting mortgage affordability.
🔹 How can you stay financially secure? By making informed decisions on homeownership, refinancing, and financial planning.

🏡 At EZ Financials, we’re here to help you navigate these changes! Get expert insights on securing the best mortgage solutions despite economic uncertainties.

📩 Need mortgage advice? Contact me at [email protected] 💼

01/14/2025

Canada’s 5-year bond yield is on the rise, jumping from 2.95% earlier this month to 3.24% as of today, driven by renewed U.S. inflation fears ahead of this week’s key inflation data. As a result, fixed mortgage rates are expected to trend higher in the week ahead.



www.ezfinancials.ca
Mortgages Made Easy

11/01/2024

09/02/2024

🚨🚨🚨 Interest Rate Announcement this Wednesday 🚨🚨🚨
sTAY tUNED.....Bank of Canada expected to reduce rates 🤞

08/16/2024

THANK YOU to Amanpreet Singh from Aman Group for inviting me to this unforgettable event.

We are thrilled to welcome Harpreet Bhatia, from EZ Financials, as our new Sponsor for the Kanwar Grewal Concert! 🎉 Your support is invaluable, and we’re excited to have you on board for this unforgettable event. Thank you, Harpreet Bhatia, for joining us on this amazing journey! 🙌

08/02/2024

🚨🚨🚨 Good News for 1st Time Home Buyers
⬆️ in the amortization period for new build to 30 years (previously 25 years)