Harpreet Bhatia - Mortgage Professional

07/18/2025

🇨🇦 Bank of Canada rate forecasts are in 🤞

New Bank of Canada rate forecasts are in:
🔹 RBC expects no more cuts—holding at 2.75% through 2026, the most hawkish outlook.
🔹 Scotiabank revises its call lower to 2.50% (from 2.75%).
🔹 BMO Financial Group remains the most dovish, forecasting 2.00% by early 2026.
🔹 TD, CIBC & National Bank all see a 2.25% terminal rate

Read more: https://bit.ly/3TOnyJI

07/01/2025

🇨🇦 Happy Canada Day 🇨🇦
💪Strong & 🫡Proud & ❤️Free

Take a moment to appreciate the journey of this beautiful nation and celebrate with joy, unity and gratitude. I hope you are celebrating the incredible people, the land and the story that is Canada 🍁🇨🇦

03/18/2025

🚨 Canada’s inflation rate jumped to 2.6% in February, driven by the end of the sales tax holiday, but price pressures go beyond that. Core inflation rose to 2.9%, with broad gains in recreation (+3.4%), food (+1.9%), and clothing (+1.6%). The share of items rising 3%+ also increased, a worrying sign for the Bank of Canada. 😟😟😟

One bright side: shelter inflation slowed to 4.2%, its weakest pace since 2021.

03/12/2025

With new tariffs on the horizon, the ripple effect on the economy could lead to higher costs, inflation, and even shifts in interest rates. We know that it's a scary time for most of us and clients are wondering what to expect and how to protect themselves and their family.

If you're a homeowner or planning to buy, now is the time to review your mortgage strategy to stay ahead.

✅ Renewing Soon? Lock in a competitive rate before potential increases.
✅ Variable Rate Holder? Consider how economic changes might impact your payments.
✅ Looking to Buy? Work with a mortgage professional to ensure you're getting the best terms.

Tariffs may be out of your control, but your mortgage strategy isn’t! Let's chat about securing your financial future. 💪🏡

🏡 At EZ Financials, we’re here to help you navigate these changes! Get expert insights on securing the best mortgage solutions despite economic uncertainties.

📩 Need mortgage advice? Contact me at [email protected] 💼

02/03/2025

🚨BREAKING🚨: Canadian bond yields are plunging (9:39 a.m. EST) after U.S. President Trump signs tariffs—25% on most Canadian goods, 10% on oil/gas, set to take effect Tuesday.

〽️ Many lenders have already started cutting fixed mortgage rates.

⚠️ Experts warn of downward pressure on the Bank of Canada, with inflation, GDP slowdown, and CDN dollar depreciation concerns.

02/02/2025

🚨 U.S. Trade Tariffs & Canada's Response: What It Means for You! 🚨

The latest U.S. trade tariffs are shaking up the Canadian economy, affecting businesses, consumers, and mortgage rates. 🇨🇦💰

🔹 Canada has responded with counter-tariffs impacting key industries like manufacturing, agriculture, and energy.
🔹 Rising inflation & supply chain disruptions could influence interest rates, affecting mortgage affordability.
🔹 How can you stay financially secure? By making informed decisions on homeownership, refinancing, and financial planning.

🏡 At EZ Financials, we’re here to help you navigate these changes! Get expert insights on securing the best mortgage solutions despite economic uncertainties.

📩 Need mortgage advice? Contact me at [email protected] 💼

01/14/2025

Canada’s 5-year bond yield is on the rise, jumping from 2.95% earlier this month to 3.24% as of today, driven by renewed U.S. inflation fears ahead of this week’s key inflation data. As a result, fixed mortgage rates are expected to trend higher in the week ahead.



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11/01/2024

09/02/2024

🚨🚨🚨 Interest Rate Announcement this Wednesday 🚨🚨🚨
sTAY tUNED.....Bank of Canada expected to reduce rates 🤞