10/10/2026
Three questions about your money, answered simply.
Can AfricanCrowd spend my money? No. It sits in a custody account at Access Bank, separate from our own accounts, and an independent counter-signatory is needed to move it.
What if the business does not reach its target? Every campaign is all or nothing, so you get a full refund.
Why should I trust a founder I have never met? Before a campaign opens to the public, the founder must secure 20 percent of the target from their own network. That is skin in the game, shown before any stranger is asked. Ultimately you have to take the step to trust them, however, it carries no guarantees as you will see below.
One thing no safeguard changes: a business can still struggle, and your share can lose value. We will be honest about that next week too.
Which should we answer first next week?
A. What do I actually own?
B. What can go wrong?
Reply A or B. More at africancrowd.capital