European Finance Groups

23/04/2022

European Finance Group give you the best Service

EFG loan/investment departmentContact Us At: www.europeanfinancegroup.org [email protected]

28/01/2021

Part 2: Terms And Conditions
Find out about the terms and conditions for obtaining a loan in our Group.

EFG loan/investment departmentContact Us At: www.europeanfinancegroup.org [email protected]

28/01/2021

EFG loan/investment department
Any question?
[email protected]

EFG loan/investment departmentContact Us At: www.europeanfinancegroup.org [email protected]

28/01/2021

Non Recourse Loan

We are currently offering a Non-Recourse Loan against a Bank Guarantee (BG/SBLC) as collateral with our Monetization Program. The Program allows you to generate Investments Funds which can be used for trade finance, constructions, credit enhancement, government funding, property investment and all round range of funding. We can provide 100% LTV Non-recourse loan with our BG Leased Monetization Program. Find below Our Transactional Procedures and Bank Transmission charges for the Delivery of our Cash Loan from our financial institution.

TRANSACTION PROCEDURE:

The Lender shall carry our Financial, Corporate and Due diligence investigations on the Borrower’s company after the successful investigation and confirmation of the authenticity Borrower’s company/ identification by our legal department, the Lender and Borrower execute, sign and initiate this Deed of Agreement, which thereby automatically becomes a full commercial recourse contract to be lodge by both parties initiation of Swift Transmission.


Within Three (3) Banking Days after the Legal department has successful verified the authenticity of the Borrower’s document, Our financial department shall send a copy of Letter Of Intent to Complete, Sign and Stamp.


Within Two (2) Banking Days after the financial department has received and Confirm the Borrower’s sign and stamp Letter of Intent, Lender will issue a copy of Signed Contract to the Borrower to Complete and stamp then send back Countersigned to the Borrower to complete contract.


Within One (1) Banking day after the Lender receives from the Borrower, the Countersigned Contract, The Lender will send a copy of Advance payment guarantee APG or payment refund guarantee PRG that will be duly be signed and stamped by the lender’s bank which guarantees that any delay or default from the Lender side, on Borrower’s first request to our bank any payment made in advance will be refunded along with 1% penalty fees and the signed and seal Payment Invoice. The Borrower will make only 50% payment of the Bank Transmission, Administrative & Handling charges for the Non-Recourse Loan via Swift MT103 by direct wire transfer into the Lender’s provided Banking .


Within Three (3) banking days after confirmation of receipt of payment for 50% of the Bank Transmission, Administrative & Handling charges for the Non-Recourse Loan via Swift MT103 in Lender’s nominated bank account, the Lender will deliver Non-Recourse Loan (Cash Loan) via Swift MT103 to the Borrower’s Provided Bank Account.


Borrower sends out leasing fees 5% LTV per annul by Swift MT103 to the Lender’s nominated Bank account with the initially 50% balance of Bank Transmission, Administrative & Handling charges by wire transfer within Five (5) Banking days upon delivery and confirmation of the Non-Recourse Loan via Swift MT103 in the Borrower’s nominated Bank account.


Any unauthorized calls by any party or its representative lawyers to probes or communication in an improper way to bank(s) in this transaction shall be prohibited and contract terminated.


The 5% LTV will only be paid for 10 years and after which the Loan becomes Non-Recourse. NOTE: You are only to pay in advance 50% of the required processing fees in order to complete and successfully acquire the loan from our financial institution.
1). Guarantee: We guarantee the ultimate successful Funding of your Projects. In the case of fail, we return 100% of the swift Fee Paid with 1% penalty fee.

2). Speed: It takes up to 5-10 business days to fund your Project.

3). Reliability: Trust is important for us. We fund entrepreneurs to run their businesses successfully already since 2012.

4). Experience: Our experienced professionals will consult you about all the steps that should be done after contacting our Legal Department. We have developed and time-tested approaches for all the operations.

5). No risk: The Advance payment guarantee APG or payment refund guarantee PRG will be duly signed and stamped by the Lender’s bank which means the Fee is 100% secured, we are helping our clients get funded with minimum cost.

6). Insurance: Set up insurance right for you and your business and We help client insure their projects, even if their projects fails they have no worries as the insurance company covers the Loss. If you have any questions kindly visit our website or email us. www.europeanfinancegroup.org

28/01/2021

Property Loans
These include bridge loans, hard money loans, long term debt, preferred equity, joint venture equity, loan syndications, construction loans, development projects, property acquisitions, recapitalizations and much more!

We have a capital network of select hedge funds, family offices, opportunity funds, REITs and private equity firms, all flush with capital looking for ways to deploy it… and for the right transaction – speed and efficient closings are the norm.

Summary of the scope of this capital network as follows

Preferred Equity/JV
Distressed Debt/Hard Money/Unique Situation Bridge Loan
Construction
Opportunity Funds– Opportunity funds can be very creative and will look at a very, very wide spectrum of investments. These include both debt and equity. Typically $5M and above.
PREFERRED PROJECT TYPES NOT LIMITED TO:

Senior Care
55+ Senior Non-Hud
Hotels (flagged or with major operator)
Multi-Family
Mixed Use
Condo’s and Condo Conversions
Large Land Purchases in Major Cities with Vertical Schedule in Place
Large Solar Facilities
Other on Case by Case Basis
Bridge Loans: $5M to $20M

Types: Construction, Refinance, Purchase

Territory: USA/Canada (including Hawaii, Alaska)

Term: 12 months to 24 months

Rate: 8.9% to 11.9%, fixed

LTV/LTC: 55% to 75% (subject to property type)

PPP: 6 months interest

Points: 3% to 5%

Closing: 2 weeks to 30 days

Fees: Appraisal at cost; Site inspection, Lexus Nexis Search

Require: PFS, Company and Individual Resumes, Executive Summary with history, 5-year proforma, pictures, appraisal if available, property owned list, pre-sales or pre-lease list, purchase agreements.

Bridge Loans: $20M to $75M

Types: Construction, Refinance, Purchase

Territory: USA/Canada/ Caribbean/ PR/ Bermuda/USVI

Term: 12 months to 24 months

LTV/LTC: to 65%

Rate: 6.5% to 8.9%

PPP: 12 months

Points: 3%

Closing: 30 days to 45 days

Fees: Appraisal at cost, Site Inspection, Lexis Nexis Search

Require: PFS, Company and Individual Bio’s, Executive Summary with history, 5-year proforma, pictures, appraisal if available, property owned list, pre-sales or pre-lease list, Purchase agreements

Equity: $20M to $200M

Types: Purchase, Construction, Refinance

Territory:USA/Canada/Caribbean/Bermuda/PR/USVI/Mexico/DR/Panama/CR/Colombia/Brazil/parts of Europe

Term: 3 years to 5 years

Leverage: to 90%

Rate: Participation of 30% to 85%, with waterfall for 3 to 5 years beginning at 8% and increasing

PPP: TBD

Points: 3%

Closing: 45 days to 60 days

Fees: Standard Closing Costs + Minimum Application Fee

Require: Full Documents Sets

Standard & Specialty Debt Funding

Debt: $3M to $150M

Types: Purchase, Construction, Refinance

Territory: USA/Canada/Mexico/ Bermuda/PR/USVI/parts of the Caribbean, Central & South America, East & West Europe.

Term: 18 months to 5 years

Leverage: 55% to 75%

Rate: 2.75% to 9%

Points: 0% to 2%

PPP: TBD subject to deal type and terms

Closing: 45 to 75 business days

Fees: $5,000 to $25,000, plus appraisal

Require: Full Documents

28/01/2021

Project Fund Application
There are a variety of non-bank lending products available, such as asset-based loans, peer-to-peer loans, and crowdfunding resources. These can be used for anything from starting a business, working capital, or financing all types of projects. We offer various alternative financing methods for funding projects of all sizes, we will consider all types of projects but we prefer projects related to the following:

Humanitarian
Education
Medical
Renewable Energy
Agriculture
Infrastructure
Transport
Water
Housing
Job Creation
Real Estate
Mergers & Acquisitions
Business Expansion
Technology
Leisure
Entertainment
Manufacturing
We require an equity position as a joint venture partner for the project the amount of equity we require depends on the amount of funding required, type of project and the percentage of the funds available from the project owner. We only fund projects on a non re-course basis with a minimum 50% equity position except for humanitarian projects which we can fund up to 100% on a non-recourse basis.

We first need a Feasibility Study or Executive Summary of the Project in English, with details on the following:

Total cost of the project?
How long it will take to complete?
Breakdown of the Monthly drawdown schedule to complete project?
How much funds you have available to start the Project?
Expected Yearly profits?

28/01/2021

Stand-by-Letter of Credit (SBLC)

We provide one of the most secure funding guarantees in the business so you can complete your Bank Guarantee Funding with us with confidence and safety. Our funder confirms…. The Funder has Sufficient funds on account to fully settle your transaction. Funds are Reserved at the Funders Bank solely for settlement of your transaction. The Funders Bank issues the 799 Payment Guarantee with Full Banking Responsibility AND Liability. This means if the funder defaults on completing the payment for our BG for any reason, then the funders bank will complete the payment and is standing behind the 799 payment guarantee with the banks full responsibility and liability.

This is one of the highest and most secure payment guarantees available. Full details of the 799 wording are below… About SBLC Providers When you are completing transactions, particularly when banks are involved, it is important to protect all parties. With standby letters of credit, or SBLC, you can create assurance that invoices or loans will be paid as promised, even if the borrower defaults on the loan or invoice. Obtaining SBLC financing is the best way to create a guarantee of funds, even if the person who is promising to pay doesn’t come through with the appropriate funds.

A Guaranteed Payment One issue that other promises to pay can have is they may be subject to dispute by the customer or the beneficiary of the payment. A financial standby letter of credit guards against these disputes. This is because the letter of credit clearly states the obligations of all parties that are involved in the transaction. In many cases, there is an additional party besides the buyer and seller to further guarantee payment if the buyer fails to follow through on the payment agreement.

A Back-up Option The primary use of standby letters of credit created by SBLC providers is to serve as a back-up option that is only used if the buyer fails to pay. However, it does require some form of collateral or line of credit to back up the letter. This is why the third-party involved in the transaction is typically a bank that offers up the line of credit to ensure that a payment will be made to the seller. This gives sellers greater assurance of payment, especially for larger transactions. .

Our Journey So far
Our story began in 1982, with the first Financier which was created with almost no external help. Today, the institution is established in 17 countries.

There are: Eight in Europe (Germany, Croatia, United Kingdom, Belgium, Italy, Spain, Greece and Malta), Seven in East Africa and the Indian Ocean (Burundi, Djibouti, Ethiopia, Kenya, Madagascar, Tanzania and Uganda),

One in the Democratic Republic of the Congo, and also one in France, across a network of 15 commercial banks, one financial corporation, one banque de l’habitat, one leasing company, one brokerage firm, two investment companies, one asset management company and one Group representative office in Paris.

Since 2010, We have been listed, as well as have direct access to the international market as a result of its presence in Europe and Asia.

We help you to grow…
We deliver a unique, expert and confidential financial service for our reputable and new clients and assure excellence, financial supremacy and efficiency for our Clients. Each member of our unique team holds specific and detailed knowledge in a wide range of financial sectors enabling us to offer our Clients the very best advice and to take our Clients to where they want to be, on time and on target. Using techniques such as securitization, private bond issues, private debt and equity and other forms of structured finance and lending, we are able to provide much needed expansion and exploratory capital as well as specific project finance and efficiently reviving stagnant or dormant assets.

Working closely with our private bankers with whom we hold strong partnership alliances, we offer opportunity to growing companies and to those established companies that require further investment for expansion or are in need of debt restructure. Traditional Hong Kong discretion combined with modern financial dynamics makes us leaders in the offering of corporate refinance and restructuring to companies and corporations in need of finance and capital or to prepare for public or private sale in an international arena.

28/01/2021

A Bank Guarantee is a Letter of Guarantee issued by one bank to another bank to guarantee the performance of an obligation on the part of the applicant, guaranteeing the beneficiary. It is important to note that a Bank Guarantee is not like a Letter of Credit (L/C) or Documentary Credit. The main difference between a Bank Guarantee and a Documentary Credit is that a L/C also functions as a means of payment. A bank guarantee acts as security for a payment, and not as a means of payment.

Bank guarantees are governed almost exclusively by the law of the country of domicile of the bank that issues the guarantee to the beneficiary. This means that the legal position of the Guarantee must be studied in each case. Every declaration that is designated a “bank guarantee” must be examined carefully to ascertain its legal significance and implications. A particularly clear distinction must be made between a surety bond and an abstract payment undertaking. The custom and protocol in international trade is to have undertakings that are payable on first demand and that are legally separate from the underlying transaction Bank Guarantee’s take several forms. They can be used to guarantee the payment of a liability. Depending on the type of liability (as evidenced by an underlaying contract), the Bank Guarantee will take various formats (or wordings). In Collateral Transfer, the Guarantees issued are to secure loans or credit lines. These are referred to as Credit Facilities Guarantees and are worded.

28/01/2021

The official procedure of the investment plan

1- The contract legalizing must confirmed between three parts

-The client which is you
-The Bank presenter
-The international lawyer

2-you must confirm your appointment before 72 hours as a minimum period to set you an official appointment.

3-you must accomplish your required documents previously to arrange everything with our official financial bodies

4-you must determine the typ of payment :
-By cash with the chosen currency
-Manager cheque
-Wire transfer

NB: we can’t provide you cash money if your required amount is above 20 million dollars as well.

5-you will finish this deal in the three following steps :

A- You will receive an official sample of the contract and check it carefully before you put your official signature in collaboration with the international lawyer fees will be decided up on the needed budget And it must must be transferred to the lawyer Office manager to put the suitable contract agreement that will serve your best interests you must confirm your payment by sending us the official receipt by email scanned perfectly

B-when you reach up to our branch after we signing the international contract you must arrange 10% of the amount by cash as an assurance budget to finalize your process within 21 days as maximum limit .

B-You have to prove that you own 20% from the required as a bank solvency or assets it’s a must .

C-We will follow up with you in collaboration with our financial behalf in uae to arrange your financial investment budget
(This part will be managed after your confirmation on our conditions )

NB- no part of this agreement is negotiable