Bangladesh Krishi Bank, the largest specialized bank of the country, was established under the President Order No. 27 of 1973 to finance climate-dependent uncertain and risky agriculture sector. BKB provides credit facilities for farmers, marginal farmers, extreme poor, sharecroppers and to the mass-people of Bangladesh who are the real players in making agricultural outputs and success of rural e
conomy. BKB is financing in Fishery project, Cold storage, Ice plant, Fish freezing plant, Rice Mill, Saw mill, Poultry project, Poultry and Fish Hatchery project, Dairy project, Salt project, Food storage, Food processing, Tea sector etc. throughout the country. Thus BKB contributed to grow first line agro-based project in the country. BKB has received the ‘Letter of Appreciation’ from Bangladesh Bank for its outstanding achievement in agricultural loan disbursement. BKB Deposit Scheme:
Savings Account Urban 3.50%, Rural 3.50%
22
Current Account 0.00%
213
Special Notice Deposit (SND) Account (a) For less than 100.00 Crore Urban 4.00%, Rural 4.00%
(b) For 100.00 Crore and above Urban 4.00%, Rural 4.00%
Student Savings Account 1.00% Higher than Savings Rate
Time Deposits (BKB own products) Monthly/Quarterly Benefit Scheme
Fixed Deposit Receipt (FDR) Account From 3(three) months and above but less than 6(six) months 6.00%
From 6(six) months and above but less than 1(one) year 6.00%
From 1(one) year but less than 3(Three) years 6.00%
Small Savings Scheme 5 yrs 6.00%
225
Education Savings Scheme Monthly Installment 5/7/10 yrs 5.00%, 5.50%, 6.00%
One Time Installment 7/10/15 yrs 6.50%, 7.00%, 7.25%
Special Schemes
23/6
BKB Monthly Profit Scheme One Time Installment 1,00,000/- or Multiple 7 yrs 8.00%
23/2
BKB Monthly Profit Scheme (Old) 3/5 yrs 10.80%
23/5
BKB Double Profit Scheme One Time Installment 1,00,000/- or Multiple 9 yrs 8.25%
23/4
BKB Quarterly Profit Scheme Quarterly
1,00,000/- or Multiple,
Maximum 25,00,000/-
3 yrs 7.50%
228
BKB Monthly/Quarterly Profit Scheme 3/5 yrs 6.50%
229
Monthly Savings Scheme (MSS) Monthly 1,000/- to 10,000/- 3/5/10 yrs 6.00%, 7.00%, 7.00%
231
BKB Millionaire Scheme Monthly Installment 25,250/-, 14,100/-, 9,310/-, 5,700/- 3/5/7/10 yrs 7.25%, 7.50%, 7.75%, 8.25%
232
BKB Monthly Deposit Scheme Monthly Installment
1,000/- or Multiple,
Not above 10,000/-
3/5/7/10 yrs 7.25%, 7.50%, 8.00%, 8.25%
233
BKB Lackpoti Scheme Monthly Installment 950/- 7 yrs 8.25%
