28/01/2025
đĩ đ¨đđđđ đĒđđđđđđđŽđđđ: đ¨ đēđđđđđđ-đĒđđđđđđđđ đ°đđđđđđđđđ đˇđđđđđđđđ¸
đ Astha CapitalGrow operates strictly according to Shariah principles, providing Islamic investments that align with Islamic Law. This welfare-based economic activity focuses on facilitating funds in compliance with Islamic standards. Astha CapitalGrow follows the Islamic investment models of đđŽđđđĢđđđ and đđŽđŦđĄđđĢđđ¤đ, inspired by the practices of Islami Bank Bangladesh Limited (IBBL).
đĻ đ´đđ
đđđđđ:
âMudarabaâ is derived from the Arabic word âīēīēŽīēŋâ, which means âtravel,â symbolizing undertaking business. It is a profit-sharing partnership where:
One party provides capital, known as Shahib al-maal.
The other party, known as Mudarib, contributes skill and labor.
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đđđđŽđĢđđŦ:
The Shahib al-maal provides the capital, while the Mudarib manages the investment.
Profits are shared based on a pre-agreed ratio.
Any loss is borne solely by the Shahib al-maal unless the Mudarib engages in misconduct, negligence, or violates agreed terms, in which case the Mudarib is held responsible.
đŠ đ´đđđđđđđđ:
âMusharakaâ originates from the Arabic word âShirkatâ or 'Sharikat,' meaning partnership or sharing. In Islamic banking, Musharaka refers to a specific type of partnership where:
All partners contribute capital.
They actively participate in the management of the business.
Profits are distributed as per pre-agreed ratios, while losses are shared in proportion to each partner's capital contribution.
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đđđđŽđĢđđŦ:
Musharaka fosters joint ownership and responsibility in business operations.
It ensures equitable profit-sharing and loss-bearing based on capital contributions.
â đŽđđđđđđđđđ đđđ
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Astha CapitalGrowâs operations are guided by its own Shariah Board, which ensures strict adherence to Shariah principles in all investment activities. While the organization draws inspiration from the models practiced by Islami Bank Bangladesh Limited (IBBL), it independently formulates governance policies to uphold Shariah compliance.
đ đđ¨đĨđ đ¨đ đđĄđ đđĄđđĢđĸđđĄ đđ¨đđĢđ:
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Astha CapitalGrowâs Shariah Board consists of experts in Islamic finance, Fiqhul Muamalat, and related fields.
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The Board reviews, monitors, and approves all financial products and operations to ensure full compliance with Islamic principles.
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Policies are tailored to meet the needs of ethical and Shariah-compliant investments, focusing on transparency and welfare-based economic activity.
𤲠đĒđđđ đˇđđđđđđđđđ đđ đēđđđđđđ-đĒđđđđđđđđ đ°đđđđđđđđđ:
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Shariah-Compliant Activities: Adhering to Islamic principles in all financial dealings.
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Money as Potential Capital: Ensuring money serves productive purposes.
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Sanctity of Contract: Upholding the ethical and legal sanctity of agreements.
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Prohibition of Speculative Transactions: Avoiding uncertainty or excessive speculation.
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Risk Sharing: Promoting shared responsibility in profits and losses.
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Prohibition of Interest: Eliminating Riba (interest) from all transactions.
đ¤ Astha CapitalGrow embraces Mudaraba and Musharaka models to ensure Shariah compliance in its investment activities. Guided by its own Shariah Board, the organization prioritizes ethical, transparent, and welfare-based economic operations. By integrating Islamic values, Astha CapitalGrow contributes to a fair and sustainable financial system while empowering businesses and individuals through shared prosperity and sharing.
đ đđ¨đđĨđĸđ§đ:
+880 1917-039373
+880 1400-442299
+880 1911-534160
+880 1913-749816