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02/08/2026

From Negative Net Worth to Freedom

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24/07/2026

Comment ‘INSURANCE’ and I will send the article to you.

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22/07/2026

Insurance is critically overlooked in our country, when it is actually a powerful and, in some ways, necessary tool.

This Friday, I’m sharing everything I know about insurance and how to pick the right policy for you.

It’s going out in my newsletter. Comment “INSURANCE” and I’ll send you the free signup link.

Commercial banks have proposed to introduce extra and new charges for 14 services including fees on cash withdrawals. Ma...
21/07/2026

Commercial banks have proposed to introduce extra and new charges for 14 services including fees on cash withdrawals. Maintenance charges are also increased in this proposal.

Private credit growth is at a historic low and citizens of Bangladesh are already paying for years of inflation.

What do you think about this proposal? Let me know in the comments below.

I turned 23 this year with a negative net worth, and six months later it was positive. Well that sounds like the setup f...
21/07/2026

I turned 23 this year with a negative net worth, and six months later it was positive. Well that sounds like the setup for a much more impressive story than the one I'm about to tell you. As what I did was not not glamourous or even pleasant to say the least. It was pretty boring and relied heavily on delayed gratification but as I am an impulsive spender, trust me when I say it. It was difficult.

I make videos about personal finance and motivation. How come I started with a negative net worth? The culprit my friends, was none other than our very alluring friend who goes by the name of ‘Consumer Debt.’ I have had the opportunity (or rather, misfortune) of obtaining a credit card and ever since then, it was a downward spiral for my finances.

I knew I had to fix that. That’s when I got into this rabbit hole of personal finance. And I want to share everything i learnt and keep on learning with you guys.

Everyone’s journey is different as the starting points are different. Let’s tackle sequentially.

Read the rest in my newsletter. Link in comments.

Vid I/O Summit 1100 video agency founders. 1 room. A community of builders.The value delivers itself just from proximity...
22/06/2026

Vid I/O Summit 1

100 video agency founders. 1 room. A community of builders.

The value delivers itself just from proximity.

Thank you to everyone who came and made the event possible.

And special thanks to the organising committee for choosing me as one of the hosts.

Fixing your finances doesn’t require a painful overhaul, just a few quiet tweaks that take under an hour: top up your DP...
12/06/2026

Fixing your finances doesn’t require a painful overhaul, just a few quiet tweaks that take under an hour: top up your DPS or Mutual Fund SIP by even 500 to 1,000 Taka a month to let compounding work, and update your nominees across bank accounts, bKash, Nagad, and insurance so your family can actually access your money. Then audit your subscriptions for unused services bleeding your card (cutting 1,200 Taka a month adds up to nearly 15,000 a year), and close dormant bank accounts that keep racking up maintenance and SMS fees. Which one are you tackling first this weekend?

The National Board of Revenue (NBR) is implementing new corporate taxation regulations that extend beyond initial report...
10/06/2026

The National Board of Revenue (NBR) is implementing new corporate taxation regulations that extend beyond initial reports. For a period of five years, the NBR is establishing fixed corporate tax rates. The authorities are also removing the Minimum Tax penalty, and by law the government is now required to process excess Tax Deducted at Source (TDS) refunds in fewer than 90 days.

If you work as a freelancer, create digital content, run a technology company, or operate in the renewable energy sector, these policies apply directly to you:
→ Digital creators and freelancers are exempt from all income tax
→ Newly established tech startups get a nine-year tax-exempt period
→ Electric vehicle (EV) imports are fully exempt from Advance Income Tax (AIT)

But these reductions require funding from other sources. To cover the gap, the source tax on 28 essential commodities (wheat, onions, rice) is increasing from 0.5% to 1%. As a result, the cost of food for consumers is going up.

And after representatives for wealthy individuals engaged in discussions with officials, the government removed the proposed asset-tax threshold of Tk 4 crore.

The strategy is clear: Bangladesh is prioritizing technology and renewable energy for future economic stability, while individual consumers pay for the changes through higher costs.

Know a freelancer or small business owner? Share this with them.

Save this post for later. 📌

Disclaimer: This content is for educational and informational purposes only and does not constitute professional tax, legal, or financial advice. Budget provisions may change between proposal, finalization, and implementation. Always consult a qualified accountant or the NBR before making financial decisions.



Budget is not live yet, some of these might change. We will know for sure, next week.

07/06/2026

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