Hfz. Dr. Edib Smolo

Hfz. Dr. Edib Smolo Ovo je jedina FB stranica i prezentacija Prof. Dr. Ediba Smolo

๐ŸŽ‰ ๐Ž๐ฎ๐ซ ๐ง๐ž๐ฐ ๐ฉ๐š๐ฉ๐ž๐ซ ๐ข๐ฌ ๐จ๐Ÿ๐Ÿ๐ข๐œ๐ข๐š๐ฅ๐ฅ๐ฒ ๐ฉ๐ฎ๐›๐ฅ๐ข๐ฌ๐ก๐ž๐ ๐š๐ง๐ ๐ซ๐ž๐š๐๐ฒ ๐ญ๐จ ๐๐จ๐ฐ๐ง๐ฅ๐จ๐š๐! ๐ŸŽ‰Excited to share our latest research, "๐†๐ซ๐ž๐ž๐ง ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ ...
28/10/2025

๐ŸŽ‰ ๐Ž๐ฎ๐ซ ๐ง๐ž๐ฐ ๐ฉ๐š๐ฉ๐ž๐ซ ๐ข๐ฌ ๐จ๐Ÿ๐Ÿ๐ข๐œ๐ข๐š๐ฅ๐ฅ๐ฒ ๐ฉ๐ฎ๐›๐ฅ๐ข๐ฌ๐ก๐ž๐ ๐š๐ง๐ ๐ซ๐ž๐š๐๐ฒ ๐ญ๐จ ๐๐จ๐ฐ๐ง๐ฅ๐จ๐š๐! ๐ŸŽ‰

Excited to share our latest research, "๐†๐ซ๐ž๐ž๐ง ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ ๐š๐ง๐ ๐œ๐จ๐ซ๐ฉ๐จ๐ซ๐š๐ญ๐ž ๐ฉ๐ซ๐จ๐Ÿ๐ข๐ญ๐š๐›๐ข๐ฅ๐ข๐ญ๐ฒ: ๐„๐ฏ๐ข๐๐ž๐ง๐œ๐ž ๐Ÿ๐ซ๐จ๐ฆ ๐ญ๐ก๐ž ๐จ๐ข๐ฅ-๐ ๐š๐ฌ ๐ฌ๐ž๐œ๐ญ๐จ๐ซ ๐ข๐ง ๐ญ๐ก๐ž ๐†๐‚๐‚ ๐ซ๐ž๐ ๐ข๐จ๐ง," published by Ola Alaa Farrash and Edib Smolo.

In this study, we tackle the complex link between environmental efforts and financial success in the Gulf Cooperation Council's (GCC) key hydrocarbon industry. We used a dynamic panel GMM approach to control for endogeneity and cross-sectional dependence, analyzing how the ๐„๐ง๐ฏ๐ข๐ซ๐จ๐ง๐ฆ๐ž๐ง๐ญ๐š๐ฅ ๐๐ข๐ฅ๐ฅ๐š๐ซ ๐’๐œ๐จ๐ซ๐ž (๐„๐๐’), ๐„๐ง๐ž๐ซ๐ ๐ฒ ๐‚๐จ๐ง๐ฌ๐ฎ๐ฆ๐ฉ๐ญ๐ข๐จ๐ง (๐„๐‚), and ๐†๐‡๐† ๐ž๐ฆ๐ข๐ฌ๐ฌ๐ข๐จ๐ง๐ฌ impact profitability (๐‘๐Ž๐€ & ๐‘๐Ž๐„).

๐Ÿ” ๐Š๐ž๐ฒ ๐…๐ข๐ง๐๐ข๐ง๐ ๐ฌ:

- ๐’๐ก๐จ๐ซ๐ญ-๐“๐ž๐ซ๐ฆ ๐‚๐จ๐ฌ๐ญ: We found a subtle, short-term ๐ง๐ž๐ ๐š๐ญ๐ข๐ฏ๐ž connection between environmental performance (EPS) and profitability, likely due to high initial investment or compliance costs.

- ๐๐š๐ซ๐š๐๐จ๐ฑ๐ข๐œ๐š๐ฅ ๐‚๐จ๐ซ๐ซ๐ž๐ฅ๐š๐ญ๐ข๐จ๐ง: Energy consumption paradoxically correlates ๐ฉ๐จ๐ฌ๐ข๐ญ๐ข๐ฏ๐ž๐ฅ๐ฒ with profitability, reflecting the sector's high production focus and regional energy subsidies.

This research offers crucial new empirical data for hydrocarbon-based economies navigating the green transition.

๐Ÿ’ก ๐๐จ๐ฅ๐ข๐œ๐ฒ ๐“๐š๐ค๐ž๐š๐ฐ๐š๐ฒ:
We recommend context-specific ๐„๐’๐† ๐ซ๐ž๐ฉ๐จ๐ซ๐ญ๐ข๐ง๐  ๐ฌ๐ญ๐š๐ง๐๐š๐ซ๐๐ฌ ๐š๐ง๐ ๐Ÿ๐จ๐œ๐ฎ๐ฌ๐ž๐ ๐ข๐ง๐œ๐ž๐ง๐ญ๐ข๐ฏ๐ž๐ฌ to help the GCC balance economic development with environmental responsibility.

๐Ÿ”— ๐‘๐ž๐š๐ ๐ญ๐ก๐ž ๐…๐ฎ๐ฅ๐ฅ ๐๐š๐ฉ๐ž๐ซ ๐‡๐ž๐ซ๐ž: https://doi.org/10.3934/GF.2025023

19/10/2025

Bravo ลกampione Ahmed Krnjiฤ‡!

Tokom svog boravka u Skoplju i Novom Pazaru imao sam priliku dati nekoliko intervjua o svojim knjigama, kao i o uvijek a...
05/10/2025

Tokom svog boravka u Skoplju i Novom Pazaru imao sam priliku dati nekoliko intervjua o svojim knjigama, kao i o uvijek aktuelnoj temi โ€“ islamske finansije. U nastavku dijelim intervju za televiziju ๐’๐š๐ง๐ลพ๐š๐ค u okviru emisije โ€ž๐‘ป๐’†๐’Ž๐’‚ ๐’…๐’‚๐’๐’‚โ€œ.

Zahvaljujem se organizatorima konferencije u Novom Pazaru, na ฤelu sa rektorom ๐ฉ๐ซ๐จ๐Ÿ. ๐๐ซ. ๐’๐ฎ๐š๐๐จ๐ฆ ๐๐žฤ‡๐ข๐ซ๐จ๐ฏ๐ขฤ‡๐ž๐ฆ, ๐๐ซ. ๐‡๐š๐ซ๐ข๐ฌ๐ฎ ๐™๐จ๐ ๐ขฤ‡๐ฎ, kao i voditeljici i urednicima ove televizije na ukazanoj prilici da se obratim gledaocima.

๐ŸŽฅ Pogledajte intervju na linku:

๐Ÿ”—

Izdavaฤ:Sandลพak Media DOO Novi PazarDimitrija Tucoviฤ‡a bb, 36300 Novi PazarPIB: 109791829Matiฤni broj: 21243582[email protected]..." rel="ugc" target="_blank">http://[email protected]...

Thrilled to announce that our research paper, "๐†๐ซ๐ž๐ž๐ง ๐ˆ๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ ๐š๐ง๐ ๐‚๐จ๐ซ๐ฉ๐จ๐ซ๐š๐ญ๐ž ๐๐ซ๐จ๐Ÿ๐ข๐ญ๐š๐›๐ข๐ฅ๐ข๐ญ๐ฒ: ๐„๐ฏ๐ข๐๐ž๐ง๐œ๐ž ๐Ÿ๐ซ๐จ๐ฆ ๐ญ๐ก๐ž ๐Ž๐ข๐ฅ-๐†๐š๐ฌ ๐’...
28/09/2025

Thrilled to announce that our research paper, "๐†๐ซ๐ž๐ž๐ง ๐ˆ๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ ๐š๐ง๐ ๐‚๐จ๐ซ๐ฉ๐จ๐ซ๐š๐ญ๐ž ๐๐ซ๐จ๐Ÿ๐ข๐ญ๐š๐›๐ข๐ฅ๐ข๐ญ๐ฒ: ๐„๐ฏ๐ข๐๐ž๐ง๐œ๐ž ๐Ÿ๐ซ๐จ๐ฆ ๐ญ๐ก๐ž ๐Ž๐ข๐ฅ-๐†๐š๐ฌ ๐’๐ž๐œ๐ญ๐จ๐ซ ๐ข๐ง ๐ญ๐ก๐ž ๐†๐‚๐‚ ๐‘๐ž๐ ๐ข๐จ๐ง," co-authored with my brilliant master's student, ๐Ž๐ฅ๐š ๐€๐ฅ๐š๐š ๐…๐š๐ซ๐ซ๐š๐ฌ๐ก, has been officially ๐š๐œ๐œ๐ž๐ฉ๐ญ๐ž๐ ๐Ÿ๐จ๐ซ ๐ฉ๐ฎ๐›๐ฅ๐ข๐œ๐š๐ญ๐ข๐จ๐ง in the ๐‘ฎ๐’“๐’†๐’†๐’ ๐‘ญ๐’Š๐’๐’‚๐’๐’„๐’† journal! ๐ŸŽ‰

Our study dives into the complex financial impact of green investments in the key ๐†๐‚๐‚ ๐จ๐ข๐ฅ ๐š๐ง๐ ๐ ๐š๐ฌ ๐ฌ๐ž๐œ๐ญ๐จ๐ซ. Using dynamic panel GMM, we find a fascinating, multi-dimensional relationship:

โ€ข A short-term ๐ง๐ž๐ ๐š๐ญ๐ข๐ฏ๐ž ๐ฅ๐ข๐ง๐ค between ๐ž๐ง๐ฏ๐ข๐ซ๐จ๐ง๐ฆ๐ž๐ง๐ญ๐š๐ฅ ๐ฉ๐ž๐ซ๐Ÿ๐จ๐ซ๐ฆ๐š๐ง๐œ๐ž (๐„๐๐’) and profitability, potentially due to high initial costs.
โ€ข A ๐ฉ๐š๐ซ๐š๐๐จ๐ฑ๐ข๐œ๐š๐ฅ ๐ฉ๐จ๐ฌ๐ข๐ญ๐ข๐ฏ๐ž ๐œ๐จ๐ซ๐ซ๐ž๐ฅ๐š๐ญ๐ข๐จ๐ง between ๐ž๐ง๐ž๐ซ๐ ๐ฒ ๐œ๐จ๐ง๐ฌ๐ฎ๐ฆ๐ฉ๐ญ๐ข๐จ๐ง and profitability, reflecting the region's production-oriented, subsidized context.

This work offers new empirical evidence for policymakers aiming to balance economic growth and environmental responsibility in hydrocarbon-based economies.

Stay tuned for the publication details!

๐Š๐ก๐ข๐ฒ๐š๐ซ (๐Ž๐ฉ๐ญ๐ข๐จ๐ง) & ๐’๐ญ๐ข๐ฉ๐ฎ๐ฅ๐š๐ญ๐ข๐จ๐ง๐ฌ ๐ข๐ง ๐ˆ๐ฌ๐ฅ๐š๐ฆ๐ข๐œ ๐‚๐จ๐ง๐ญ๐ซ๐š๐œ๐ญ๐ฌWelcome back to "๐‘ฐ๐’”๐’๐’‚๐’Ž๐’Š๐’„ ๐‘ญ๐’Š๐’๐’‚๐’๐’„๐’† ๐’‡๐’๐’“ ๐‘ฌ๐’—๐’†๐’“๐’š๐’๐’๐’†" and Episode 4 of our "...
03/09/2025

๐Š๐ก๐ข๐ฒ๐š๐ซ (๐Ž๐ฉ๐ญ๐ข๐จ๐ง) & ๐’๐ญ๐ข๐ฉ๐ฎ๐ฅ๐š๐ญ๐ข๐จ๐ง๐ฌ ๐ข๐ง ๐ˆ๐ฌ๐ฅ๐š๐ฆ๐ข๐œ ๐‚๐จ๐ง๐ญ๐ซ๐š๐œ๐ญ๐ฌ

Welcome back to "๐‘ฐ๐’”๐’๐’‚๐’Ž๐’Š๐’„ ๐‘ญ๐’Š๐’๐’‚๐’๐’„๐’† ๐’‡๐’๐’“ ๐‘ฌ๐’—๐’†๐’“๐’š๐’๐’๐’†" and Episode 4 of our "๐ˆ๐ฌ๐ฅ๐š๐ฆ๐ข๐œ ๐‹๐š๐ฐ ๐จ๐Ÿ ๐‚๐จ๐ง๐ญ๐ซ๐š๐œ๐ญ" series! In this video, we delve into the ๐Ž๐ฉ๐ญ๐ข๐จ๐ง๐ฌ & ๐€๐๐๐ข๐ง๐  ๐‚๐จ๐ง๐๐ข๐ญ๐ข๐จ๐ง๐ฌ: ๐Š๐ก๐ข๐ฒ๐š๐ซ & ๐’๐ญ๐ข๐ฉ๐ฎ๐ฅ๐š๐ญ๐ข๐จ๐ง๐ฌ ๐ข๐ง ๐ˆ๐ฌ๐ฅ๐š๐ฆ๐ข๐œ ๐‚๐จ๐ง๐ญ๐ซ๐š๐œ๐ญ๐ฌ. We explore the conditions that the object of the contract must meet under Shari'ah, including legality, ownership, deliverability, suitability, and clear specification, as well as the necessity for a well-defined price.

https://youtu.be/mFHZtU4qhlQ

๐Ÿ“ข ๐…๐จ๐ฅ๐ฅ๐จ๐ฐ ๐ฎ๐ฌ ๐Ÿ๐จ๐ซ ๐ฆ๐จ๐ซ๐ž ๐ฎ๐ฉ๐๐š๐ญ๐ž๐ฌ:
๐Ÿ“ ๐ˆ๐ง๐ฌ๐ญ๐š๐ ๐ซ๐š๐ฆ: https://www.instagram.com/islamicfinanceforeveryone
๐Ÿ“ ๐…๐š๐œ๐ž๐›๐จ๐จ๐ค: https://facebook.com/61572669714767
๐Ÿ“ ๐“๐ข๐ค๐“๐จ๐ค: https://www.tiktok.com/

๐Ÿค ๐’๐ฎ๐ฉ๐ฉ๐จ๐ซ๐ญ ๐”๐ฌ / ๐ƒ๐จ๐ง๐š๐ญ๐ž
๐Ÿ…ฟ๏ธ ๐๐š๐ฒ๐๐š๐ฅ
๐Ÿ”— https://paypal.me/ESmolo80
๐Ÿ“ง [email protected]

Welcome back to "๐‘ฐ๐’”๐’๐’‚๐’Ž๐’Š๐’„ ๐‘ญ๐’Š๐’๐’‚๐’๐’„๐’† ๐’‡๐’๐’“ ๐‘ฌ๐’—๐’†๐’“๐’š๐’๐’๐’†" and Episode 4 of our "๐ˆ๐ฌ๐ฅ๐š๐ฆ๐ข๐œ ๐‹๐š๐ฐ ๐จ๐Ÿ ๐‚๐จ๐ง๐ญ๐ซ๐š๐œ๐ญ" series! In this vi...

Assalamu Alaykum, everyone!I'm honored and excited to be a keynote speaker at the upcoming IQRA' 2025 Global Conference....
17/08/2025

Assalamu Alaykum, everyone!

I'm honored and excited to be a keynote speaker at the upcoming IQRA' 2025 Global Conference. My talk will be on "๐ˆ๐ฌ๐ฅ๐š๐ฆ๐ข๐œ ๐…๐ข๐ง๐š๐ง๐œ๐ž ๐ข๐ง ๐ญ๐ก๐ž ๐ƒ๐ข๐ ๐ข๐ญ๐š๐ฅ ๐€๐ ๐ž: ๐…๐ข๐ง๐ญ๐ž๐œ๐ก ๐š๐ฌ ๐š ๐‚๐ข๐ฏ๐ข๐ฅ๐ข๐ณ๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐“๐จ๐จ๐ฅ."

This is a fantastic opportunity to learn from experts and engage in important discussions. I would be delighted if you could join us!

For more details and to register, please visit the conference website. I look forward to seeing you there, inshaAllah.

Registration Link: https://iqra.study/the-iqra-2025-conference/

๐‘น๐‘ฌ๐‘ช๐‘ถ๐‘ต๐‘บ๐‘ฐ๐‘ซ๐‘ฌ๐‘น๐‘ฐ๐‘ต๐‘ฎ ๐‘จ๐‘น๐‘ด๐‘บ ๐‘ญ๐‘ฐ๐‘ต๐‘จ๐‘ต๐‘ช๐‘ฐ๐‘ต๐‘ฎ ๐‘ฐ๐‘ต ๐‘ฐ๐‘บ๐‘ณ๐‘จ๐‘ด๐‘ฐ๐‘ช ๐‘ญ๐‘ฐ๐‘ต๐‘จ๐‘ต๐‘ช๐‘ฌDear Esteemed Shari'ah Scholar/Islamic Finance Professional,Assalamu alay...
26/07/2025

๐‘น๐‘ฌ๐‘ช๐‘ถ๐‘ต๐‘บ๐‘ฐ๐‘ซ๐‘ฌ๐‘น๐‘ฐ๐‘ต๐‘ฎ ๐‘จ๐‘น๐‘ด๐‘บ ๐‘ญ๐‘ฐ๐‘ต๐‘จ๐‘ต๐‘ช๐‘ฐ๐‘ต๐‘ฎ ๐‘ฐ๐‘ต ๐‘ฐ๐‘บ๐‘ณ๐‘จ๐‘ด๐‘ฐ๐‘ช ๐‘ญ๐‘ฐ๐‘ต๐‘จ๐‘ต๐‘ช๐‘ฌ

Dear Esteemed Shari'ah Scholar/Islamic Finance Professional,

Assalamu alaykum wrt. wbt. & Good Day to you!

This survey is an integral part of a conceptual paper dedicated to re-evaluating the conventional prohibition on financing arms production within Islamic finance. Your invaluable insights, as a Shari'ah scholar or an Islamic finance professional, are crucial for this research, which seeks to consider the urgent need for self-preservation and defense in light of current global challenges affecting OIC countries.

This survey has been designed to be straightforward and brief. Your responses will provide critical professional and scholarly perspectives on this complex issue. While we ask for your name for verification and professional context, we assure you that your name will not be published or associated with your specific responses in any public output (e.g., conference papers, journal articles), unless you grant explicit permission at the end of the survey. Your confidentiality is paramount, and any quoting will only occur with your direct consent.

Thank you for your time and invaluable contribution.

Assoc. Prof. Dr. Edib Smolo
[email protected]

https://forms.gle/a6eCshpW3zPGBZ5L8

๐๐Ž๐“๐„: ๐“๐ก๐ข๐ฌ ๐ฌ๐ฎ๐ซ๐ฏ๐ž๐ฒ ๐ข๐ฌ ๐Ÿ๐จ๐ซ ๐’๐ก๐š๐ซ๐ข'๐š๐ก ๐ฌ๐œ๐ก๐จ๐ฅ๐š๐ซ๐ฌ ๐š๐ง๐/๐จ๐ซ ๐ˆ๐ฌ๐ฅ๐š๐ฆ๐ข๐œ ๐…๐ข๐ง๐š๐ง๐œ๐ž ๐๐ซ๐จ๐Ÿ๐ž๐ฌ๐ฌ๐ข๐จ๐ง๐š๐ฅ๐ฌ ๐Ž๐๐‹๐˜

Dear Esteemed Scholar/Professional, Assalamu alaykum wrt. wbt. & Good Day to you! This survey is an integral part of a conceptual paper dedicated to re-evaluating the conventional prohibition on financing arms production within Islamic finance. Your invaluable insights, as a Shari'ah scholar or an I...

My latest YouTube video kicks off a new series on โ€œ๐‘ฐ๐’”๐’๐’‚๐’Ž๐’Š๐’„ ๐‘ณ๐’‚๐’˜ ๐’๐’‡ ๐‘ช๐’๐’๐’•๐’“๐’‚๐’„๐’•โ€, starting with the definition and significan...
07/07/2025

My latest YouTube video kicks off a new series on โ€œ๐‘ฐ๐’”๐’๐’‚๐’Ž๐’Š๐’„ ๐‘ณ๐’‚๐’˜ ๐’๐’‡ ๐‘ช๐’๐’๐’•๐’“๐’‚๐’„๐’•โ€, starting with the definition and significance of 'aqd'. Essential viewing for those interested in the legal underpinnings of Islamic finance and business. Here is the Link:

https://youtu.be/9UJEQ67yzHE

Islamic Finance for Everyone

Welcome to the final episode of our "๐“๐ก๐ž ๐’๐ก๐š๐ซ๐ข'๐š๐ก ๐‹๐š๐ฐ ๐…๐ซ๐š๐ฆ๐ž๐ฐ๐จ๐ซ๐ค ๐จ๐Ÿ ๐ˆ๐ฌ๐ฅ๐š๐ฆ๐ข๐œ ๐„๐œ๐จ๐ง๐จ๐ฆ๐ข๐œ๐ฌ ๐š๐ง๐ ๐…๐ข๐ง๐š๐ง๐œ๐ž" series!In ๐„๐ฉ๐ข๐ฌ๐จ๐๐ž ๐Ÿ“, w...
26/06/2025

Welcome to the final episode of our "๐“๐ก๐ž ๐’๐ก๐š๐ซ๐ข'๐š๐ก ๐‹๐š๐ฐ ๐…๐ซ๐š๐ฆ๐ž๐ฐ๐จ๐ซ๐ค ๐จ๐Ÿ ๐ˆ๐ฌ๐ฅ๐š๐ฆ๐ข๐œ ๐„๐œ๐จ๐ง๐จ๐ฆ๐ข๐œ๐ฌ ๐š๐ง๐ ๐…๐ข๐ง๐š๐ง๐œ๐ž" series!

In ๐„๐ฉ๐ข๐ฌ๐จ๐๐ž ๐Ÿ“, we explore the dynamic secondary sources of ๐‘ด๐’‚๐’”๐’๐’‚๐’‰๐’‚๐’‰ ๐‘ด๐’–๐’“๐’”๐’‚๐’๐’‚๐’‰ (Public Interest), ๐‘บ๐’‚๐’…๐’… ๐’‚๐’-๐‘ซ๐’‰๐’‚๐’“๐’‚๐’Š (Legal Prevention), and the crucial process of ๐‘ฐ๐’‹๐’•๐’Š๐’‰๐’‚๐’… (Independent Legal Reasoning).

Discover how these principles allow Islamic jurisprudence to adapt to new challenges while upholding its core values, particularly in the context of Islamic finance.

Thank you for joining us on this journey!

๐Ÿ“ข ๐…๐จ๐ฅ๐ฅ๐จ๐ฐ ๐ฎ๐ฌ ๐Ÿ๐จ๐ซ ๐ฆ๐จ๐ซ๐ž ๐ฎ๐ฉ๐๐š๐ญ๐ž๐ฌ:

๐Ÿ“ ๐ˆ๐ง๐ฌ๐ญ๐š๐ ๐ซ๐š๐ฆ: https://www.instagram.com/islamicfinanceforeveryone
๐Ÿ“ ๐…๐š๐œ๐ž๐›๐จ๐จ๐ค: Islamic Finance for Everyone
๐Ÿ“ ๐“๐ข๐ค๐“๐จ๐ค: https://www.tiktok.com/

Check out the full video at the following link:
https://youtu.be/UZpQi9igjk4

Alhamdulillah! Today is a truly special and joyful day for me. I am deeply humbled and honored to share two significant ...
02/06/2025

Alhamdulillah! Today is a truly special and joyful day for me. I am deeply humbled and honored to share two significant milestones in my academic journey:

๐Ÿ“Œ I have been officially ๐ฉ๐ซ๐จ๐ฆ๐จ๐ญ๐ž๐ ๐ญ๐จ ๐€๐ฌ๐ฌ๐จ๐œ๐ข๐š๐ญ๐ž ๐๐ซ๐จ๐Ÿ๐ž๐ฌ๐ฌ๐จ๐ซ ๐š๐ญ Effat University.

๐Ÿ“Œ I have also been awarded the prestigious ๐„๐Ÿ๐Ÿ๐š๐ญ ๐”๐ง๐ข๐ฏ๐ž๐ซ๐ฌ๐ข๐ญ๐ฒ ๐€๐ฐ๐š๐ซ๐ ๐Ÿ๐จ๐ซ ๐„๐ฑ๐œ๐ž๐ฅ๐ฅ๐ž๐ง๐œ๐ž ๐ข๐ง ๐‘๐ž๐ฌ๐ž๐š๐ซ๐œ๐ก.

These honors were bestowed ๐ฎ๐ง๐๐ž๐ซ ๐ญ๐ก๐ž ๐ฉ๐š๐ญ๐ซ๐จ๐ง๐š๐ ๐ž ๐จ๐Ÿ ๐‡๐‘๐‡ ๐๐ซ๐ข๐ง๐œ๐ž๐ฌ๐ฌ ๐‹๐จ๐ฅ๐จ๐ฐ๐š๐ก ๐€๐ฅ ๐…๐š๐ข๐ฌ๐š๐ฅ, Vice Chair of the Board of Trustees and General Supervisor of Effat University. I am profoundly grateful for her continued support of academic excellence and research leadership at our institution.

๐€๐ฅ๐ฅ ๐ฉ๐ซ๐š๐ข๐ฌ๐ž ๐ข๐ฌ ๐๐ฎ๐ž ๐ญ๐จ ๐€๐ฅ๐ฅ๐š๐ก ๐’๐ฎ๐›๐ก๐š๐ง๐š๐ก๐ฎ ๐–๐š ๐“๐šโ€™๐š๐ฅ๐š. We belong to Him, and all success comes from Him.

I would like to extend my heartfelt gratitude to:

๐Ÿ”น ๐ƒ๐ซ. ๐‡๐š๐ข๐Ÿ๐š ๐‘๐ž๐๐š ๐‰๐š๐ฆ๐š๐ฅ ๐€๐ฅ-๐‹๐š๐ข๐ฅ, President of Effat University, for her visionary leadership,

๐Ÿ”น ๐ƒ๐ซ. ๐Œ๐ž๐ซ๐ฏ๐š๐ญ ๐‚๐ก๐ฎ๐ฆ๐š๐ง, Provost of Effat University, for her constant encouragement and support,

๐Ÿ”น The ๐š๐ฐ๐š๐ซ๐ ๐œ๐จ๐ฆ๐ฆ๐ข๐ญ๐ญ๐ž๐ž ๐ฆ๐ž๐ฆ๐›๐ž๐ซ๐ฌ, for selecting me among many outstanding researchers,

๐Ÿ”น My colleagues at ๐„๐Ÿ๐Ÿ๐š๐ญ ๐‚๐จ๐ฅ๐ฅ๐ž๐ ๐ž ๐จ๐Ÿ ๐๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ, and especially my team in the ๐ƒ๐ž๐ฉ๐š๐ซ๐ญ๐ฆ๐ž๐ง๐ญ ๐จ๐Ÿ ๐…๐ข๐ง๐š๐ง๐œ๐ž, so ably led by ๐ƒ๐ซ. ๐Œ๐จ๐ก๐š๐ฆ๐ž๐ ๐Œ๐š๐ก๐ž๐ž๐ฌ.

And finally, my deepest thanks to my beloved ๐ฐ๐ข๐Ÿ๐ž ๐š๐ง๐ ๐๐š๐ฎ๐ ๐ก๐ญ๐ž๐ซ๐ฌโ€”my daily source of inspiration, strength, and joy. This achievement would not have been possible without your love and support.

May Allah continue to bless our efforts with sincerity, impact, and barakah.

29/05/2025

Excited to launch the first video in my new YouTube series, "๐“๐ก๐ž ๐’๐ก๐š๐ซ๐ข'๐š๐ก ๐‹๐š๐ฐ ๐…๐ซ๐š๐ฆ๐ž๐ฐ๐จ๐ซ๐ค ๐จ๐Ÿ ๐ˆ๐ฌ๐ฅ๐š๐ฆ๐ข๐œ ๐„๐œ๐จ๐ง๐จ๐ฆ๐ข๐œ๐ฌ ๐š๐ง๐ ๐…๐ข๐ง๐š๐ง๐œ๐ž"! This episode provides a foundational understanding of Shari'ah and its crucial role in shaping the principles of Islamic finance. Understanding this framework is essential for anyone working in or interested in ethical and Shari'ah-compliant financial solutions.

Watch the full video here:

https://youtu.be/dgd14rGkw88

๐Ÿคฒ๐Ÿผ Alhamdulillah! All praise is to the Almighty, subhanahu wa taโ€™ala โšœ๏ธ๐Ÿ“Š Reached 1,500 citations according to Google Sch...
27/05/2025

๐Ÿคฒ๐Ÿผ Alhamdulillah! All praise is to the Almighty, subhanahu wa taโ€™ala โšœ๏ธ

๐Ÿ“Š Reached 1,500 citations according to Google Scholar. ๐Ÿ“šโœ…

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