06/12/2025
The hidden cost of convenience 🤔
I came across a post from another financial planner Ashley Tilston in Sydney on LinkedIn that really made me think about our everyday spending habits.
Quick question: when you order takeaway through Uber Eats or similar apps, do you know how much extra you're paying?
Ashley was speaking about a Financial Review article that looked at the difference between ordering directly versus through a delivery app. Same meal, same restaurant - but the app added 30-40% to the total cost through service fees, delivery charges, and sometimes even higher menu prices. That's $15-20 extra on a $50 order. Over a month of ordering weekly takeaways? We're talking $60-80 that could stay in your pocket.
This is what I call cashflow slippage. You know, you get paid and at the end of the week you (and me too sometimes) are scratching your head wondering where your income went!
It's so easy to tap and order without thinking about it - I'm guilty of it too! But these small spending habits add up quickly, often without us realising.
A quick shout out to Clarkson Thai Cuisine - Ade's step-brother makes an incredible Massaman Curry), if you're local to the area try calling the restaurant directly, as they will still deliver to you. You'll get the same delicious meal, often faster, and save yourself a chunk of money in the process. Don't be surprised if occasionally Ade or I are delivering your order when they get busy! Family helping family 🥰
Sometimes the most effective financial wins are simply about being aware of where our money is actually going. What small spending habits have you noticed add up over time?
Want to make your money work smarter for you? Let's chat about your financial goals.
