Unconditional Finance

01/09/2026

Our director Chris Raymond recently invited to attend a lunch hosted by CBA’s Baber Zaka, and Michael Piper.

It was a fantastic opportunity for Chris to share in some great conversations with other business leaders in the brokerage industry and hypothesise on the future of mortgage brokering in Australia.

01/09/2026

We’ve got some lenders who offer some great construction loans with deferred repayment options - which can help you focus on building costs rather than mortgage repayments during the construction phase 🚜🏗️

Here’s what you need to know…

☑️ No repayments for up to 12 months: You won't have to make monthly principal or interest payments while the home is actively being built.

☑️ Rates from 6.29%*: This is a competitive starting interest rate for a construction loan, but rates and eligibility are dependent on your own personal situation.

☑️ Refinancing existing land: If you already owe money on the land, lenders might roll that existing loan into the new construction loan and extend the payment pause to the land portion as well.

⚠️ Important considerations…

☑️ Because you aren't paying interest during construction, your overall loan balance will grow. You will end up paying interest on that unpaid interest once the 12 months are up.

☑️ Higher Post-Construction Payments: Because your total loan balance increases during the build, your monthly repayments will be higher once the regular repayment period begins.

☑️ Strict Construction Timelines: The 12-month pause usually relies on the builder meeting strict milestones. If council approvals or weather delays push the build past 12 months, repayments will likely kick in anyway.

We’ve got some fantastic products on our panel at the moment for those looking to build…
And yes, investors can take advantage too without losing their negative gearing benefits.

Reach out to our team today if you’d like to know more 📧

01/09/2026

We’ve got some fantastic products on our panel at the moment for those looking to build…
And yes, investors can take advantage too without losing their negative gearing benefits.

Reach out to our team today if you’d like to know more 📧

28/08/2026

Rents have reach a new record high📈

The typical Australian renter is now spending about one third of household income on rent, as affordability reaches new lows…

Some are even spending as much as HALF of their income on rent.

Annual growth in rental prices accelerated to 5.9% in the June quarter, up from a low of 3.4% in mid-2025, according to a report by data analysis firm Cotality.

Nationally, the median rent climbed to a record $705 per, recently 🥲

Time to buy?

Let’s chat…☎️ 1300 484 390

26/08/2026

Negative gearing VS positive cash flow property - with the new government reforms coming into place, let's compare the two...🏠

Both represent different investment approaches, each with potential benefits and trade-offs depending on an investor’s financial position, objectives and risk tolerance.

Here's everything you need to know👇

Understand negative gearing vs positive cash flow property after Australia's announced reforms. Compare tax, lending, borrowing capacity and investment considerations.

25/08/2026

This week our very own Chris Raymond was asked to weigh in on rise of non-bank lenders in the mortgage industry, for Mortgage Professional Australia magazine.

Swipe across to see what he had to say 👉

19/08/2026

Negative gearing is entering a new phase in Australia 🏠 🐨

The reforms announced in the 2026–27 Federal Budget became law on 26 June 2026 and are scheduled to apply from 1 July 2027. For property investors, the immediate question is no longer whether the changes might pass Parliament...

It's how the legislated rules might affect an existing property, a future purchase and the finance required to support it.

Here's everything you need to know👇

Understand the proposed negative gearing changes, borrowing capacity impacts, new build rules and key considerations for Australian property investors.

18/08/2026

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18/08/2026

👏👏👏 another 5 stars to add to our collection!