Unconditional Finance

25/06/2026

Yesterday I was invited to speak at Sam Panetta | BROKER COACH’s end-of-financial-year broking event with 40 brokers inside his coaching group.

The topic was the road to writing $300m a year and becoming a top 10 mortgage broker.
I shared my personal and business story to date and how we have scaled my business to write these types of numbers.

It’s always great to be able to give back to the wider Broker community.

Thanks for the invite, Sam🤝

- Chris Raymond

23/06/2026

A quick word from our director Chris Raymond on the big SMSF changes announced this week…

We’ve got a lot of clients who use this strategy to invest in residential property who are going to be affected by this sudden change - but if there’s one thing that the Unconditional Finance team excel at, it’s pivoting and adapting strategies for our clients.

So reach out to your broker as soon as possible and we’ll make sure you’re looked after within that tight 45 day window 🤝

23/06/2026

For anyone planning on buying a residential property inside their SMSF - now could be your last chance.

As you’ve probably seen, the government has agreed to amendments put forward by the Greens to ban limited recourse borrowing arrangements for SMSFs for residential property in order to secure the passage of its tax changes.

Please know that if you’ve already got a loan set up in this way, you’re fine - existing loans are protected.

If you’re in the process of getting one sorted, the window of time has shortened - you’ve got 45 days before the ban kicks in.

Busy times ahead, but we’re here to help🤝

More info to come.

23/06/2026

Waking up to messages like this is the best!!

Thanks Shelley and congrats on your new property! Looking forward to helping you with the next one 😁

22/06/2026

Such a fantastic weekend away in Adelaide with the SFG crew.

The business leaders retreat was filled with great food, drinks, company and conversations.

It’s such a pleasure to be apart of this group and be surrounded by other passionate business owners with big goals in the finance industry.

-Chris

17/06/2026

When you're told that refincing your home loan isn't an option, there's always a plan B...

Here are some back up strategies that our team uses with our clients👇

Getting knocked back for a refinance when your home loan rate is higher than it should be is genuinely frustrating. You’ve done the research, you’ve compared rates, you might have even started an…

16/06/2026

Yesterday we had Jason Titus from Buyers Edge Property visit the office to discuss how his team can support clients looking to buy affordable properties in growth areas 📈🏠

Thanks for stopping by Jason Titus!

15/06/2026

How would you feel knowing that your broker specialised in the exact type of lending you were after?

Whether you’re a first time buyer needing a broker who can answer any and every question to make you feel more comfortable and informed…

Or you’re a seasoned investor wanting to utilise SMSF lending, and need someone who knows exactly what they’re doing and how to structure things for you…

Or perhaps you’re ready to dive into commercial assets and want to make sure your broker knows exactly which lender is going to be the best fit…

Perhaps specialising is the way to go!

12/06/2026

A little-known fact about refinancing👇

Some lenders will offer cashback deals… while quietly charging a MUCH higher rate than competitors.

That $3,000 cashback can cost you tens of thousands over the life of the loan if you don’t compare properly.

Always compare:

✅Interest rate
✅Ongoing fees
✅Offset functionality
✅Borrowing flexibility

Not just the shiny upfront incentive.