MoneyQuest - Bass Coast

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MoneyQuest - Bass Coast In need of finance and would like to work with a friendly, experienced broker? Give us a call today.

Same car. Different ways to finance it.A novated lease involves salary packaging through your employer, with potential t...
15/10/2026

Same car. Different ways to finance it.

A novated lease involves salary packaging through your employer, with potential tax benefits and fees to consider.

A standard car loan generally uses post-tax repayments, with rates and fees varying by lender.

The right fit depends on your circumstances. Compare the total costs and seek tax advice on any potential benefits.

We are mortgage brokers, we can help you explore your car finance options.

General information only. It does not take into account your objectives, financial situation or needs. Eligibility and lending criteria apply. Fees and charges may apply.

Your savings could do more than sit in your account. With a linked 100% offset account, your balance reduces the amount ...
12/10/2026

Your savings could do more than sit in your account. With a linked 100% offset account, your balance reduces the amount of your home loan charged interest.

On an $850,000 home loan at 6% p.a., keeping $30,000 in the offset could mean approximately $1,800 less interest a year before fees.*

Your money stays accessible but taking it out reduces the benefit. Any extra fees or higher loan rate also need to be weighed up.

We’re mortgage brokers, and we can help you work out if an offset adds up for you. Let’s chat!

*Simplified illustration assuming unchanged balances and a constant rate for one year. Excludes repayments, compounding and fees. Interest savings don’t necessarily reduce your required repayments.

General information only. It does not take into account your objectives, financial situation or needs. Eligibility and lending criteria apply. Fees and charges may apply.

To be able to share this to our community warms my heart. What an amazing effort by Team Ella.  We are so proud to be ma...
10/10/2026

To be able to share this to our community warms my heart. What an amazing effort by Team Ella. We are so proud to be major sponsors, but what truly wonderful people surround us to make this happen. Thank you to everyone especially our existing clients that donated, you know who you are and I’m so grateful to you and to everyone. But special shout out to Michelle and Shane Chadwick who worked tirelessly to bring this all together and help raise the awareness of CF. Everyone should be so proud of the wonderful results. Congratulations The Great Escape Oz Car Rally Team Ella!

Fully electric vehicles have more than doubled their share of Australia’s new car market in just a year, jumping from 11...
09/10/2026

Fully electric vehicles have more than doubled their share of Australia’s new car market in just a year, jumping from 11.3% in September 2025 to 24.2% in September 2026. Nearly one in four new vehicles sold is now fully electric!

Source: Federal Chamber of Automotive Industries (FCAI), “Sales edge higher amid shifting buyer preferences”, 6 October 2026.

More models, competitive pricing and potential running-cost savings are adding to the appeal.

According to the Australian Government, EVs can offer up to 70% savings on equivalent fuel costs when reliably charging at home, and around 40% on servicing compared to petrol or diesel vehicles.*

Read more: https://www.moneyquest.com.au/news/electric-vehicles-like-byd-are-outpacing-fuelled-cars/

Thinking about making the switch? There’s more to consider than the showroom price.

We’re mortgage brokers, and we can help you compare finance options for your next EV. Let’s chat before you hit the showroom!

*Actual savings vary depending on the vehicle, charging costs and usage.

General information only. It does not take into account your objectives, financial situation or needs. Eligibility and lending criteria apply. Fees and charges may apply.

🎉 HAPPY FRIDAY, EVERYONE! ☀️🥳Another week done and dusted! 🙌Whether you've smashed your goals, survived the chaos, or ju...
09/10/2026

🎉 HAPPY FRIDAY, EVERYONE! ☀️🥳

Another week done and dusted! 🙌

Whether you've smashed your goals, survived the chaos, or just made it through with a little help from coffee ☕😂 — give yourself a pat on the back!

Life's too short not to enjoy the little things. So finish the week strong, switch off, recharge and make some memories!

Here's to good vibes, great people and an even better weekend! 🍻🌴

Stay safe, keep smiling and enjoy every minute!

HAPPY FRIDAY! 😎🎉

07/10/2026

🏦 We’ll chase the banks, so you don’t have to.

From paperwork to follow-ups and everything in between, let us do the hard work for you.

Less stress. Less hassle. More time for you. 🏡

Talk to our mortgage brokers today. Call 1300 870 000.

04/10/2026

Australia’s national Home Value Index fell 1.1% in September, marking the sixth straight month of declines. Every capital city except Darwin recorded a fall.

So what could this mean for you?
• Buyers: Softer prices and less competition may mean more choice and negotiating power, although borrowing capacity remains under pressure.
• Homeowners: Falling values may impact your equity and refinancing options.
• Investors: Lower prices may create opportunities, but higher rates, holding costs and cash flow still need careful consideration.

Read the full October Home Value Index update here: https://www.moneyquest.com.au/news/october-home-values-2026/

If you’re thinking about buying, refinancing or reviewing your property plans, your local MoneyQuest broker can help you understand your options.

Source: Cotality Home Value Index, October 2026. General information only.

General information only. It does not take into account your objectives, financial situation or needs.

Another 5-star review! ⭐️⭐️⭐️⭐️⭐️ A huge thank you to Belle for the kind words and for trusting Lachlan and the MoneyQue...
02/10/2026

Another 5-star review! ⭐️⭐️⭐️⭐️⭐️

A huge thank you to Belle for the kind words and for trusting Lachlan and the MoneyQuest Bass Coast team with the journey.

If you’re looking for help with your home loan, refinance or next property purchase, we’d love to help.

📞 Get in touch with MoneyQuest Bass Coast today 1300 870 000

Flat white. Long black. Extra shot.Your coffee is personal. Your finance should be too.A first home, work ute or café eq...
01/10/2026

Flat white. Long black. Extra shot.

Your coffee is personal. Your finance should be too.

A first home, work ute or café equipment? Let’s grab a coffee and explore your finance options.

If insurance comes up, we can introduce you to a specialist too.

Insurance referrals only. We don’t provide insurance advice or recommend insurance products.

The RBA has raised the cash rate to 4.60%, marking the fourth increase this year.So, what’s behind it?Inflation is still...
29/09/2026

The RBA has raised the cash rate to 4.60%, marking the fourth increase this year.

So, what’s behind it?
Inflation is still proving stubborn, with everyday costs like food, housing, education and health continuing to put pressure on household budgets.

Buying a home?
Higher rates can mean lower borrowing power, higher repayments and tighter servicing checks. But there can be another side to it. Higher rates may cool buyer demand, which could mean less competition in some parts of the market.

Already have a home loan?
If you’re on a variable rate, your repayments may rise again. It could be a good time to check whether your loan is still competitive. On a fixed rate? You won’t feel the impact straight away, but it’s a good idea to know when your fixed period ends and what happens next.

And from here?
No one knows exactly what the RBA will do next, so it’s smart to be prepared for either outcome. Speak with your local MoneyQuest mortgage broker to review your options.

Read more here: https://www.moneyquest.com.au/news/september-rate-report-cash-rate-increases-to-4-60/

General information only. It does not take into account your objectives, financial situation or needs.

Address

9 Billson Street
Wonthaggi, VIC
3995

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 10am - 1pm

Telephone

+61417666644

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