Ajesh Mortgage Broker

Ajesh Mortgage Broker We provide Homes(New/ Refinance), Business / Equipment Loans, Vehicle / Personal Loans and Commercial Loans / SMSF

As property values change and loans are repaid, some homeowners build equity in their property. That equity may be used ...
18/06/2026

As property values change and loans are repaid, some homeowners build equity in their property.

That equity may be used for things like renovations, investments, or other financial goals depending on the situation.

Understanding how equity works can help homeowners make more informed decisions.

A home loan is more than just repayments. Features like redraw facilities, offset accounts, and flexible repayment optio...
16/06/2026

A home loan is more than just repayments.

Features like redraw facilities, offset accounts, and flexible repayment options can give borrowers more control over how their loan works overtime.

Choosing the right combination of features can make managing a loan much easier.

For some homeowners, renovating can be an alternative to moving. Depending on the situation, home loans may allow access...
11/06/2026

For some homeowners, renovating can be an alternative to moving.

Depending on the situation, home loans may allow access to equity that can help fund renovations or improvements.

Understanding the available options can help homeowners plan upgrades without unnecessary financial pressure.

One thing I hear often is that buyers believe they must save a 20% deposit before purchasing a home. Some buyers enter t...
09/06/2026

One thing I hear often is that buyers believe they must save a 20% deposit before purchasing a home.

Some buyers enter the market with a smaller deposit depending on their situation and the loan options available.

Understanding what’s possible can sometimes help people move forward sooner than they expected.

A lot can change in a few years. Interest rates move. Lending policies evolve. And your financial situation may be very ...
04/06/2026

A lot can change in a few years.

Interest rates move.
Lending policies evolve.
And your financial situation may be very different from when you first took out your loan.

That’s why many homeowners benefit from reviewing their loan from time to time.

Sometimes small adjustments can make a meaningful difference.

02/06/2026

Borrowing power has changed a lot over the past few years.
Getting clarity early can help you plan your next move with confidence.

With sustainability becoming more mainstream, environmental-linked loan options and incentives are gaining traction. Som...
27/05/2026

With sustainability becoming more mainstream, environmental-linked loan options and incentives are gaining traction.

Some lenders offer pricing benefits for energy-efficient homes or green upgrades (e.g., solar, insulation, EV charging at home).

It’s another way to save over time while reducing your environmental impact.

In a tighter cost-of-living environment, many Australians are choosing structured finance for vehicles or work-related a...
26/05/2026

In a tighter cost-of-living environment, many Australians are choosing structured finance for vehicles or work-related assets instead of dipping into savings.

Asset finance can protect your cash flow while helping you grow your business or lifestyle.

Understanding term, repayment flexibility, and balloon options can make a big difference.

If your deposit is below 20%, you may be required to pay Lenders Mortgage Insurance. LMI protects the lender — not the b...
21/05/2026

If your deposit is below 20%, you may be required to pay Lenders Mortgage Insurance.

LMI protects the lender — not the borrower — but it can allow you to enter the market sooner with a smaller deposit.

In some cases, it can be added to the loan. In others, there may be alternatives depending on your situation.

Knowing how it works helps you decide whether waiting or moving sooner makes more sense.

Settlement is not the end of the journey — it is the beginning. How your loan is structured today can influence your abi...
19/05/2026

Settlement is not the end of the journey — it is the beginning.

How your loan is structured today can influence your ability to refinance, invest, or upgrade later.

Thinking beyond the purchase keeps your options open and positions you strongly for the future.

Address

144 Haywards Bay Drive
Wollongong, NSW
2530

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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