Loan Market Wollongong

Loan Market Wollongong We're especially known for our expertise in helping the self-employed, with deep knowledge of low-doc and full-doc loans.

With over 50 years of combined experience and more than 10,000 locals helped with their home ownership dreams, our team—formerly RAMS Home Loans Illawarra—provides personalised service to find the right loan for you, no matter your stage of life. Our lending specialists take the hassle out of the process by coming to you at a time and place that suits you. We aim to secure approval quickly and ensure you work with the same specialist from start to finish, with direct access for quick resolutions. We also offer assistance with asset finance, commercial lending, SMSF, and other lending needs. Home purchasing
Refinancing
Loan applications
Home loans
First home buyers
Investment loans
Repricing
Next home loan
Personal loans

Get Started Online https://my.loanmarket.com.au/88c6fb13-5e31-434a-8988-1264d76f0e43 #/get-started

According to data from RedBook the cars that are slower to depreciate are the ones with the highest demand. supply and d...
09/09/2026

According to data from RedBook the cars that are slower to depreciate are the ones with the highest demand. supply and demand.

🚗 SUVs and utes generally outperform sedans right now
🎨 Neutral colours (white, silver, grey, black) sell faster and hold value better
📋 A full service history and lower kms matter more than badge or colour
🔋 EVs and hybrids depreciate very differently, and it's not as simple as "EVs lose more"

If you're wondering which models hold their value for longer, or how depreciation could affect things like your insurance or a balloon payment down the track, we've broken it all down.

Read the full article 👇

https://broker.loanmarket.com.au/loan-market-wollongong/blog/top-five-vehicles-that-hold-their-value/

Most people start looking at property based on a guess of what they can afford. They take their income, subtract the mor...
07/09/2026

Most people start looking at property based on a guess of what they can afford. They take their income, subtract the mortgage their mate has, adjust for vibes.

A capacity conversation takes about 20 minutes. It costs nothing and could save you valuable time and possible heartbreak. 💔

Call it sense and serviceability.

For the dad who somehow knew rates were moving before the RBA did. Who's been providing advice since 1995, whether you a...
05/09/2026

For the dad who somehow knew rates were moving before the RBA did. Who's been providing advice since 1995, whether you asked for it or not.

He's never worked in finance but insists you should have "just asked him first" before you signed anything.

And somehow, annoyingly, he's usually right.

Happy Father's Day 💙

✅ We compare your options across our lender panel, not just the big four.✅ We handle the paperwork so you're not chasing...
02/09/2026

✅ We compare your options across our lender panel, not just the big four.

✅ We handle the paperwork so you're not chasing it yourself - statements, payslips, the lot.

✅ We negotiate directly with lenders on rate and structure.

✅ We check the fine print for things that don't show up in the headline rate including redraw fees, offset accounts, break costs & extra repayment caps.

✅ We stay in your corner after settlement too, checking your rate against the market so you're not quietly overpaying a year in.

✅ We work for you. Not the bank.

If you've been living in a house you've been meaning to renovate for years, we see you.The reno conversation is happeni...
31/08/2026

If you've been living in a house you've been meaning to renovate for years, we see you.

The reno conversation is happening around kitchen tables all over Australia right now. And the finance side (accessing equity, construction loans, top-up lending) is actually one of the easier conversations we have with clients.

Before you call the builder, it's worth knowing what you can access and how. Because the number on those quotes might look very different once you know what you actually have to work with.

We can help you figure that out.

DM us or tap the link in bio.

Borrowing power is one of those numbers a lot of people think they know but haven't actually checked.It shifts with your...
29/08/2026

Borrowing power is one of those numbers a lot of people think they know but haven't actually checked.

It shifts with your income, your expenses, your existing debts and yes, interest rates. With rates higher than they were a couple of years ago, your borrowing capacity might look different now than you expected.

Send us a DM to get started 💬

Getting a home loan when you're self-employed has a number of hoops to jump through. The good news is that brokers who ...
27/08/2026

Getting a home loan when you're self-employed has a number of hoops to jump through.

The good news is that brokers who work regularly with self-employed clients know exactly which lenders understand business income and how to structure an application that actually reflects how your finances work.

It's not impossible. You just need the right person in your corner 🙋

Serviceability is the bank's way of asking not just can you afford this today but can you keep affording it if rates mov...
25/08/2026

Serviceability is the bank's way of asking not just can you afford this today but can you keep affording it if rates move or life gets more expensive. It sounds intense, but it is really just about giving you a loan you can live with.

Want a clearer picture of your own numbers? We are happy to run through it with you.

Address

7/74 Kembla Street
Wollongong, NSW
2500

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 8:15am - 5pm

Telephone

+61242295455

Website

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