Wiseman Finance

26/04/2020

https://www.smh.com.au/money/borrowing/three-cheaper-alternatives-than-taking-a-mortgage-holiday-20200423-p54mp2.html

27/02/2020

Another day of learning

02/01/2020

Are you thinking of doing some reno’s before putting your place on the market. Maybe read this first:

Australian celebrity real estate agent Andrew Winter has revealed which renovating trends will add value to the home. He has also listed the decorating fads that have fallen out of favour.

10/11/2019

https://www.domain.com.au/living/why-painting-and-landscaping-alone-wont-transform-your-home-897626

Painting your facade and landscaping your yard is not enough to truly transform the exterior of your property.

02/10/2019

Have you ever had your mates repay you and leave a ‘hilarious’ reason in the transaction history?

Well maybe it’s a good idea to ask them not to do that if you are applying for a loan:

https://www.domain.com.au/money-markets/home-loan-applicants-face-delays-after-mislabelling-transactions-as-adult-entertainment-886493

A common expense is raising eyebrows as lenders check the transaction history presented by borrowers - who have to explain all is not as it seems.

17/09/2019

11/09/2019

Can't argue with this

https://www.domain.com.au/advice/five-mortgage-strategies-that-can-grow-your-wealth-877690/

A low interest rate can save you hundreds of thousands of dollars over your lifetime, but an effective mortgage strategy can actually make you money.

21/08/2019

Interest rates in Australian are pretty low.... But not this low

The new loan means Jyske bank is effectively paying a borrower to take out a loan.

18/08/2019

According to a recent survey, Young Aussies think that in 5 years they will be in a position to buy a home, however they aren't doing anything to help them get into that position.

Check out our video on some steps you can take:
http://wisemanfinance.com.au/blog/why-you-need-to-do-a-budget

https://www.domain.com.au/news/young-australians-show-blind-optimism-theyll-own-a-home-ahuri-report-869921/

Why you need to do a budget for your home loan

15/07/2019

"Are you hiding any children?" Just some of the questions being asked by lenders nowadays.

Lenders are doubling down on their dissection of loan applications and holding up the application process to grill borrowers on peculiar transactions.

08/07/2019

"auction is coming back a little now as a method of sale"

Auction clearance rates appear to be recovering as market as overall interest from buyers increases, a property expert says.

25/06/2019

Don’t have ready or convenient access to your cash for your 10% home deposit? A deposit bond could be the smart solution.

A deposit bond is a guarantee issued by an insurer, for the deposit required of up to 10% of the purchase price. Just like a cash deposit, a deposit bond guarantees your commitment to an unconditional contract of sale. Then, at settlement, you simply pay the full purchase price, including the deposit amount.

Contact us to find out how we can help!