PRP Advisers

13/11/2025

Big week of birthdays here in the PRP office!

Happy Birthday to Meg, Mayson & Carla 🥳✨🎂

15/08/2025

Happy Birthday for Sunday Charlie 🍒🍾

08/08/2025

Happy birthday for Sunday Bailey 🥂🧁

30/07/2025

Happy birthday Abi 🍭🧁

24/07/2025

Happy birthday Amanda 🎂🎈

02/07/2025

20/06/2025

Happy 40th Kerri! 🥂🧁

19/05/2025

Happy Birthday Rob 🎈 🍰

09/05/2025

We’re excited to welcome Amanda to the PRP Advisers Team! 🎉

Amanda brings over 22 years of experience in the financial services industry, with the past 16 years spent as a trusted adviser in the Shoalhaven.

She brings extensive knowledge across all areas of financial advice and is especially passionate about helping clients plan for and enjoy their retirement. Amanda is also highly experienced in supporting clients through insurance claims and provides clear, practical advice to help them manage their financial position after receiving a claim or compensation.

Her values and commitment to personalised, client-first advice align perfectly with the PRP Advisers approach, and we’re thrilled to have her on board.

Amanda will be based in our Wollongong office but will continue to see clients by appointment in the Shoalhaven as well.

Welcome, Amanda – we’re so pleased to have you join the team!

01/05/2025

Is It Time to Talk About Aged Care for Your Parents?

No one likes to think about their parents getting older, let alone needing aged care. But starting the conversation early—before there’s a crisis—is one of the kindest things you can do for them and for yourself.

If your parents are still healthy and living independently, now is actually the ideal time to open the discussion. While it might be uncomfortable at first, it gives them the opportunity to express what matters most—how they’d like to live, what kind of care they’d want, and how they’d prefer things to be handled if their health changes down the line.

Avoid the Two Most Common Mistakes:
1. Waiting Too Long to Talk About It
Often, aged care becomes a sudden and urgent need—after a fall, a hospital stay, or a health scare. In those moments, decisions are made in a rush and under stress. That’s not ideal for anyone.
2. Assuming It Will Never Be Needed
The reality is, many older Australians will need aged care at some point. In fact, most of us will spend 17–25% of our retirement living with a disability that may require support. Planning ahead won’t just give you peace of mind—it can also make sure your parents receive the care they deserve without financial stress or family conflict.

Getting the Right Help Matters
Helping your parents navigate the aged care system is about more than just choosing a facility. The financial decisions you make can have a lasting impact on their wellbeing—and your family’s future.
That’s why it’s important to get the right advice. Aged care financial advice is a specialised field with constantly changing rules, and not all advice is equal. At PRP Advisers, we take the time to understand your family’s unique circumstances and help you make informed, confident choices—whether aged care is needed now or later.
Start the conversation today, and let us guide you through it.
Call us at 02 4226 1233 to book a consultation.

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Disclaimer: This information is general in nature and does not take into account your personal circumstances. You should seek specific legal, tax, or financial advice before acting on any information provided.

01/05/2025

16/04/2025

Happy Easter! We hope you and your family have a fun and safe long weekend. 🐰