Direct Mortgages Wollongong

Direct Mortgages Wollongong Mortgage Broker | Director Hi! I'm Julz, and I'm an accredited Mortgage Broker and founder of Direct Mortgages Wollongong.

But more than that, I'm someone who's been on the property journey myself! My professional background is rooted in finance and compliance – think over 5 years at the big banks (Westpac, CommBank) in business lending, and a solid 11 years in government compliance. This gives me a unique perspective and a sharp eye for detail when it comes to finding the right loan for you. My personal dive into pro

perty started in 2017, fueled by a stack of "how-to" books! In 2019, I bought my first home using some fantastic government schemes (shoutout to the super saver and first home buyers guarantee!). A little bit of renovating later (hello, new kitchen!), and after just two years, I sold it for a really nice profit. That experience was a game-changer – it showed me firsthand the incredible potential of property and really ignited my passion. When I'm not crunching numbers, I'm pretty active in the community. I'm on the finance council for Lumen Christi Catholic Parish, a regular blood donor (almost at 100!), and a proud volunteer and sponsor for the Illawarra Filipino & Multicultural Women's Group (IFMWG) and their amazing annual Masquerade Ball. These experiences have really honed my research and problem-solving skills. Now, I use those skills to dig deep and build home loan applications that truly stand out to lenders. Every application is a new puzzle, but helping my clients find the right financial solutions is incredibly rewarding. Plus, my community involvement keeps me grounded and motivated to support others. As a Mortgage Broker, my priority is building real, open relationships with my clients. I'm here to guide, educate, and inspire you on your property journey, whether you're a first-time buyer, an investor, or looking to refinance. My goal is to help you achieve your goals faster! I truly believe that real estate is a powerful path to financial freedom, and I'm genuinely excited to be a part of yours!

Proud to support Masquerade Ball 2026 🎭✨A great night bringing the community together. Thank you to everyone involved at...
07/05/2026

Proud to support Masquerade Ball 2026 🎭✨
A great night bringing the community together. Thank you to everyone involved at the Illawarra Filipino & Multicultural Women's Group Inc (IFMWG) for such a well-run event!

Hit the 100 milestone today! 🩸Still no superpowers, but I do get extra biscuits 🍪
30/12/2025

Hit the 100 milestone today! 🩸Still no superpowers, but I do get extra biscuits 🍪

✨ Your Home Could Be the Key to Your Next Investment!
13/11/2025

✨ Your Home Could Be the Key to Your Next Investment!















Refinancing Your Wollongong Home: Costs, Cashback & Savings Explained!
24/10/2025

Refinancing Your Wollongong Home: Costs, Cashback & Savings Explained!


First Home Buyer Mistakes to Avoid in Wollongong
04/10/2025

First Home Buyer Mistakes to Avoid in Wollongong

Thinking about refinancing your home loan?Here are 7 signs it might be time to review your mortgage.In our latest blog, ...
26/09/2025

Thinking about refinancing your home loan?
Here are 7 signs it might be time to review your mortgage.

In our latest blog, we cover:

- When to refinance
- A simple mortgage review checklist
- Whether it’s worth refinancing in 2025
- Tips tailored for Wollongong homeowners

Local insights, expert advice, and clear next steps.

Read the full blog here in our bio!

🏡 Buying your first home in the Illawarra? Know the steps from pre-approval to settlement!
22/09/2025

🏡 Buying your first home in the Illawarra? Know the steps from pre-approval to settlement!

Offset, Redraw or Refinance? Here’s What Could Work for You
13/09/2025

Offset, Redraw or Refinance? Here’s What Could Work for You










5% Deposit vs 20% - What It Means in Wollongong
05/09/2025

5% Deposit vs 20% - What It Means in Wollongong

Wondering if it’s time to refinance your home loan? Here are 7 clear signs it might be the right move.Wollongong locals:...
27/08/2025

Wondering if it’s time to refinance your home loan? Here are 7 clear signs it might be the right move.

Wollongong locals: let’s see how much you could save.

Book your free home loan check-up now.
🔗 directmortgageswollongong.com.au

Address

PO Box 234
Wollongong, NSW
2520

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61410482035

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