Ocean Edge Finance

Ocean Edge Finance Our goal is to demystify the finance experience for our clients.

Hey everyone! We're running an AFL tipping competition through our work at Ocean Edge Finance and would love for you to ...
03/03/2026

Hey everyone! We're running an AFL tipping competition through our work at Ocean Edge Finance and would love for you to get involved. There is $1,000 in total prize money up for grabs: $500 for the winner, $300 for 2nd, and $200 for 3rd. It’s a great way to stay connected, enjoy some healthy competition, and have a bit of fun throughout the season. You can join directly via this link: https://tipping.afl.com.au/leagues/join/HUB5AJIV. Otherwise, head to tipping.afl.com.au, go to the ‘Comps’ section, and enter Comp Code: HUB5AJIV. You'll just need an AFL iD to play. Good luck to everyone!

Fantastic evening at the Western Suburbs Business Association Property Dinner at the Claremont Football Club last night!...
23/10/2025

Fantastic evening at the Western Suburbs Business Association Property Dinner at the Claremont Football Club last night!

A huge thanks to Nadia Leopardi and Melanie Cronin for the invite.

It was great to reconnect with an old networking colleague, Jonathan Aindow from equNorth, and to hear from a stellar lineup of speakers.

As always, Gavin Hegney delivered sharp market insights. His advice for anyone looking at apartments — whether you’re a first home buyer or investor — really hit the mark:

“Jump on the train line from Mosman Park, Cottesloe, Claremont, through Shenton Park, Subiaco, Leederville and beyond — and do the research on apartments for yourself. I’m personally seeing value in Subiaco.”

Hard to argue with that!

Also enjoyed the perspectives shared by Clare Nation (Haivan), Suzanne Brown (REIWA President), Jim Tsagalis (Lease Equity), and moderator Blake Lieschke (Loop Leasing). Also lovely to meet WSBA President, Michelle Yates.

A great night of learning, networking, and ideas — looking forward to more WSBA events ahead!

What is Borrowing Power?Your borrowing power is the amount a lender is willing to let you borrow for a home loan. It’s b...
15/09/2025

What is Borrowing Power?

Your borrowing power is the amount a lender is willing to let you borrow for a home loan. It’s based on a few key things:

🏦 Your income
📉 Your expenses and debts
💳 Your credit history
📈 Current interest rates

Knowing your borrowing power before you start house hunting means you can look at properties with confidence and avoid falling in love with a home that’s outside your budget.

At Ocean Edge Finance, we’ll crunch the numbers, explain your options, and help you boost your borrowing power where possible so that you can step into the market prepared.
Ready to find out your borrowing power? Let’s chat today.

How Does Refinancing Work?Refinancing is simply replacing your current home loan with a new one , usually to get a bette...
11/09/2025

How Does Refinancing Work?

Refinancing is simply replacing your current home loan with a new one , usually to get a better interest rate, lower repayments, or more suitable features.
Here’s how it works in a nutshell:

1️⃣ Review your current loan – We look at your rate, repayments, and features.
2️⃣ Compare options – We find lenders offering better rates or terms that suit your goals.
3️⃣ Apply for the new loan – Once approved, the new lender pays out your old loan.
4️⃣ Enjoy the benefits – Lower repayments, faster payoff, or improved loan flexibility.

Why people refinance:
💰 Save money on interest and repayments
⏳ Shorten your loan term
✨ Access features like offset accounts or redraw facilities
🔄 Consolidate higher-interest debts into one manageable payment

At Ocean Edge Finance, we handle the entire process from start to finish so all you need to do is enjoy the savings.

Meet the Brokers Behind Ocean Edge FinanceOcean Edge Finance isn’t just about mortgages , we’re here to be your guiding ...
08/09/2025

Meet the Brokers Behind Ocean Edge Finance

Ocean Edge Finance isn’t just about mortgages , we’re here to be your guiding light in the often-confusing world of lending.

Founded by Darren and Reece, the business was built on a shared passion for making the lending process simple, stress-free, and tailored to you. We believe everyone deserves clarity, confidence, and the right financial solution for their goals.
From your first home to your next investment, and from business loans to asset finance, we’ve got you covered:

🏡 Owner-occupied & investment lending
🚗 Asset finance
🏢 Business & commercial lending
💳 Personal loans
Reach out to us today !

Saving for a Deposit?Most lenders will ask for 5%–20% of the property price as a deposit.But you don’t always need the f...
04/09/2025

Saving for a Deposit?

Most lenders will ask for 5%–20% of the property price as a deposit.

But you don’t always need the full 20% to buy your home. You may be able to get in sooner with a smaller deposit but you’ll just need to factor in Lenders Mortgage Insurance (LMI).

LMI is an insurance paid by you that protects the lender on higher-risk loans (like when the deposit is small). While it’s an extra cost, it can be a smart move if it means securing your home faster.

At Ocean Edge Finance, we’ll help you weigh up your options and choose the path that’s right for you.

Let’s chat about how soon you could get into your new home.

While home loans are our specialty, at Ocean Edge Finance we can also help you with Asset Finance.Looking to buy a car, ...
02/09/2025

While home loans are our specialty, at Ocean Edge Finance we can also help you with Asset Finance.

Looking to buy a car, boat, caravan or machinery? If it’s got a serial number we can finance it.

Whether it’s for work or play, we’ll help you find the right loan so you can hit the road, the water, or the job site sooner.

How much could a rate cut save you each month?With the Reserve Bank’s recent 0.25% cash rate cut, here’s what that could...
28/08/2025

How much could a rate cut save you each month?

With the Reserve Bank’s recent 0.25% cash rate cut, here’s what that could mean for your monthly repayments (based on an assumed rate of 5.76%):

💰 $1,000,000 loan – from $5,840 ➡ $5,680
💰 $750,000 loan – from $4,380 ➡ $4,260
💰 $500,000 loan – from $2,920 ➡ $2,840
💰 $250,000 loan – from $1,460 ➡ $1,420

Even a small rate drop can make a big difference over time putting hundreds (or even thousands) of dollars back in your pocket each year.

At Ocean Edge Finance, we’ll help you review your options and see how much you could save.

Message us today

Western Australia’s Housing Supply: Are We Finally Catching Up?Housing supply challenges in WA have been a recurring the...
27/08/2025

Western Australia’s Housing Supply: Are We Finally Catching Up?

Housing supply challenges in WA have been a recurring theme in recent years, but the latest Australian Bureau of Statistics (ABS) data suggests the situation may be stabilising.

While we’re not yet at the 26,000 new homes per year benchmark set under the National Housing Accord, completions are on track for just over 21,000 dwellings in 2025.

WA’s population is in track for 3.07 million by the end of the year (a 2.0% increase on 2024), & the State’s total dwelling stock will sit at around 1.205 million homes. That equates to 2.55 people per dwelling, compared to the national average of 2.45.

This suggests there is still room for further housing construction, but importantly, the home building market in WA is currently largely keeping pace with demand.

If anyone would like a deeper breakdown of the ABS numbers, I’m happy to share.

Big thanks to Nathan, Todd, Clare & the whole team at Yard Property for sitting through my annual (okay, 18-monthly 😅) e...
26/08/2025

Big thanks to Nathan, Todd, Clare & the whole team at Yard Property for sitting through my annual (okay, 18-monthly 😅) economic & Perth property market update. Special shoutout to Toby for presenting the thoughtful gift – much appreciated. My slide design skills might be a little… ‘rustic’, but really glad to hear everyone took away something new – I certainly did too. ‘Til next year, Yard… you’re the best! 🙌

Address

45 Ventnor Avenue
West Perth, WA
6005

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61893192850

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