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Monday 9am - 6:30pm Tuesday 9am - 6:30pm Wednesday 9am - 6:30pm Thursday 9am - 6:30pm Friday 9am - 6:30pm

Access Mortgage Solutions

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Australia
West Pennant Hills, NSW
Access Mortgage Solutions

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Home Buyers | Investors | Refinancing | Automotive Finance | Heavy Equipment Finance I can also assist with your commercial and asset finance.

Matthew Adams of Access Mortgage Solutions is a premium mortgage broker service assisting in home buyers and investors and those looking to refinance their home. I will be a trusted partner in your mortgage journey today and moving forward.

30/10/2026

Breaking Down the Loyalty Tax

• The New Customer Trap: Lenders routinely reserve their sharpest, below-market rates for brand-new borrowers.
• The Silent Creep: Over time, standard interest rate increases mean your older loan falls behind competitive market benchmarks.
• The 3-Year Rule: Once your loan passes three years, it is highly likely you are paying more than a new customer with the same bank.
• The Refinance Fix: Refinancing or forcing your current lender to renegotiate is the only definitive way to eliminate this premium.
Take a few minutes to check your interest rate today—loyalty belongs to your family, not your bank.
If you want to see if you are paying this tax, let me know:
• How long you have had your current mortgage
• Your current interest rate
I can help you estimate how much you could potentially save by negotiating or switching.

28/10/2026

Paying 6.50% or above on your home loan? Current market rates for owner-occupier principal and interest loans sit well below that—with major banks offering best variable rates around 6.20% to 6.45%, online lenders down to 6.09%, and credit unions from 6.15%

01/10/2026

Property Market Shifts Falling property prices: The hidden side effect of rising rates. 📉As the cash rate stays higher, borrowing capacities shrink. When buyers can not borrow as much, capital city housing markets face deeper corrections .If you are a homeowner or buyer: Equity is changing: Falling prices mean your Loan-to-Value Ratio (LVR) might shift, impacting your refinancing power. Act early: Restructuring your debt before values drop further keeps your options flexible.Want to know how your specific suburb is holding up? Let’s chat.

30/09/2026

Addressing Mortgage Stress Over 22% of Australian mortgage holders are now classified as "extremely at risk".

28/09/2026

You are absolutely not alone if you are feeling the cost-of-living squeeze.

27/09/2026

The Power of a Broker Why navigating this volatile market alone is costing you money.

26/09/2026

Don't let Sunday night roll around without taking action on your biggest household expense. Give your home loan a quick health check today.

25/09/2026

💸It is easy to ignore percentages until they turn into real dollars.

21/09/2026

Tomorrow, the Reserve Bank is likely raising the cash rate. If your current variable mortgage rate was a roommate, this would be the moment they walk into your room and announce they’re increasing your rent because “the vibes changed.”Instead of panic-buying instant noodles or whispering sweet nothings to your piggy bank, it might be time to look at your options.At Access Mortgage Solutions, we can’t stop the RBA from doing RBA things, but we can look for a sharper deal that actually fits your budget. Let’s review your rate before your bank decides your morning coffee is a luxury asset.📲 Send us a DM or visit the link in our bio to book a quick chat.

03/09/2026

🏠 Are you paying a "Loyalty Tax" to your bank? 📉If you haven’t reviewed your home loan recently, you could be giving away thousands of dollars a year in unnecessary interest.Recent data shows that the current average Australian home loan has climbed to $736,259. With average variable market rates sitting around 6.84%, many homeowners are feeling the pinch. But here is the good news: the sharpest refinancing rates secured by a broker are hovering closer to 5.35%—a massive gap of roughly 1.50%!By refinancing to a better market rate, the average Australian household is saving between $3,000 and $3,400 per year 💰Here is what a simple interest rate reduction could look like for your pocket:$500,000 loan: Save ~$165/month ($1,980 a year) with just a 0.50% drop.$736,000 average loan: Cut your repayments by up to $708/month ($8,496 a year) by switching to a top-tier market deal.$1,000,000 loan: Keep nearly $8,000 a year in your pocket with a 1.0% reduction.Why use Access Mortgage Solutions instead of going straight to your bank?Lenders rarely offer their best rates to existing customers. In fact, homeowners who switch lenders save an average of $1,908 a year, compared to just $384 for those who try to negotiate internally.We do the heavy lifting for you:✅ Access to a massive panel of over 40 lenders.✅ Complete management of the paperwork from start to finish.✅ $0 out-of-pocket cost to you (the lender pays us).Don't let bank loyalty cost you thousands. Let us calculate your exact "break-even" point and see how much you could be saving every month.📲 Ready to review your rate?
Call Matthew Adams today on 0448 445 477 or send us a DM to book a quick, obligation-free chat!

Address

1, Tekla Street
West Pennant Hills, NSW
2125

Opening Hours

Monday	9am - 6:30pm
Tuesday	9am - 6:30pm
Wednesday	9am - 6:30pm
Thursday	9am - 6:30pm
Friday	9am - 6:30pm

Telephone

+61448445477

Website

http://www.accessmortgagesolutions.com.au/

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