Mortgage Choice Hoppers Crossing

21/05/2026

With 30 June fast approaching, now is the perfect time to get your finances in order. We can review your home loan to make sure it’s still right for you.

Let’s chat today.

19/05/2026

Understanding your borrowing capacity is often the first step in any property journey. 🧐

Whether you are a first home buyer or in investor we are here to help.

Borrowing capacity is the maximum amount of money a lender is willing to loan you to purchase a property. It factors in your income, your existing debts, living expenses, and the lender’s current interest rates, to ensure you can comfortably manage repayments.

We have access to market-leading rates from over 35 lenders, and each one may calculate your borrowing capacity differently.

Ready to find out where you stand? Let’s chat today for a quick assessment of your borrowing potential.

05/05/2026

Are you paying too much on your home loan?

At Mortgage Choice Hoppers Crossing, we can compare your loan against thousands of products in the market to check if you’re on a competitive interest rate.

If you apply to refinance by 16 May, you’ll automatically go into the draw to win a $5,000 prize. 💰That’s some serious breathing room.

Reach out today to get started.

T&Cs apply. Minimum loan amount of $250,000.

16/03/2026

16/03/2026

26/02/2026

1️⃣ Some banks - like credit unions, police or teachers’ unions - are customer-owned, not owned by external shareholders. That changes how they do business. They often have more flexible policies and sometimes lower rates. That’s why we never overlook the smaller lenders.

2️⃣ If you don’t ask, you don’t get
Research shows that existing customers often pay more than new customers for the same product. Regular reviews, repricing requests, or refinancing are your chance to call the bank’s bluff.

3️⃣ Banks are NOT all the same
Every bank has its own rules, rates, perks, and turnaround times. If one bank says no - another could absolutely say yes. Choosing the right bank can make a huge difference.

We've got some really great banks on our panel, but it's important to remember that banks are a business, and they want to make money. Our job? To keep as much money in your pocket as possible.

*This is not financial advice, this is for educational purposes only.

04/02/2026

Mixed messages apparently 🫠

02/01/2026

Behind every loan is a big life moment - and that’s what we love most about what we do. We can't WAIT to see what 2026 has in store.🚀

23/12/2025

Another year done - and a great one at that! Grateful for our team, our clients and all the big - and small - moments in between. Helping people with their property dreams is what we ❤️ to do and we feel so lucky we get to do it every single day.

Wishing everyone a Merry Christmas, 🎄a proper break, and plenty of good food. Can't wait to see what 2026 holds. ✨