Reliable Mortgages

Reliable Mortgages At Reliable Mortgages, we bring smiles by guiding First Home Buyers and Investors to achieve homeownership dreams. Let's make your goals a reality.

With transparency, education, and exceptional service, we believe in fostering strong relationships.

19/08/2025

๐Ÿกโœจ Another First Home Buyer Success Story! โœจ๐Ÿก

Weโ€™re so excited to share the journey of one of our amazing clients who just purchased their very first home with only a 5% deposit โ€” and the best part? No Lenders Mortgage Insurance (LMI)! ๐ŸŽ‰

Thanks to the First Home Guarantee Scheme, they were able to step into the property market much sooner than they thought possible, saving tens of thousands in LMI costs.

At Reliable Mortgages, we love helping first home buyers turn their dream into reality. Whether youโ€™re just starting to explore your options or ready to buy, there are government-backed schemes and lender options designed to help you get there faster.

๐Ÿ‘‰ Watch their story in this short video and see how we made it happen.
๐Ÿ‘‰ If youโ€™re thinking about buying your first home, letโ€™s have an obligation-free chat about how we can help you too.

๐Ÿ“ฉ Message us today or call on 0410 168 956

โœ… Another 5-Star SMSF Lending Experience!When it comes to navigating the complexities of SMSF property finance, expert g...
31/07/2025

โœ… Another 5-Star SMSF Lending Experience!
When it comes to navigating the complexities of SMSF property finance, expert guidance makes all the difference.
Grateful to support clients with tailored solutions that make the process simple and stress-free.

๐Ÿ“ž Reach out on 0410 168 956
๐Ÿ“ง Email: [email protected]

โ€œ๐๐ฎ๐ญ ๐ฆ๐ฒ ๐ฆ๐š๐ญ๐ž ๐ ๐จ๐ญ ๐Ÿ“.๐Ÿ๐Ÿ—%!โ€ ๐Ÿคฆโ€โ™€๏ธ  โ€œ๐‘๐š๐ญ๐ž๐ฌ ๐š๐ซ๐ž ๐ฅ๐ข๐ค๐ž ๐œ๐จ๐Ÿ๐Ÿ๐ž๐ž ๐จ๐ซ๐๐ž๐ซ๐ฌโ€”๐ก๐ข๐ ๐ก๐ฅ๐ฒ ๐ฉ๐ž๐ซ๐ฌ๐จ๐ง๐š๐ฅ.โ€Seven things stirring your interest rate:1...
19/07/2025

โ€œ๐๐ฎ๐ญ ๐ฆ๐ฒ ๐ฆ๐š๐ญ๐ž ๐ ๐จ๐ญ ๐Ÿ“.๐Ÿ๐Ÿ—%!โ€ ๐Ÿคฆโ€โ™€๏ธ

โ€œ๐‘๐š๐ญ๐ž๐ฌ ๐š๐ซ๐ž ๐ฅ๐ข๐ค๐ž ๐œ๐จ๐Ÿ๐Ÿ๐ž๐ž ๐จ๐ซ๐๐ž๐ซ๐ฌโ€”๐ก๐ข๐ ๐ก๐ฅ๐ฒ ๐ฉ๐ž๐ซ๐ฌ๐จ๐ง๐š๐ฅ.โ€

Seven things stirring your interest rate:

1. LVR (higher the LVR, higher the rate)
2. Credit score (lower the score, higher the rate)
3. Property type (some properties are higher risk which means a higher rate)
4. Deposit size (the bigger the deposit, the better the rate!)
5. Loan purpose (OO (cheaper) vs investment)
6. Repayment type (IO or P&I (cheaper))
7. Fixed or Variable rates

Tell your friend to enjoy their latte; youโ€™re getting a bespoke brew. โ˜•๏ธ

๐Ÿ“ ๐–๐š๐ง๐ญ ๐ญ๐จ ๐Š๐ง๐จ๐ฐ ๐˜๐จ๐ฎ๐ซ ๐๐ฎ๐ฆ๐›๐ž๐ซ๐ฌ?๐‹๐ž๐ญโ€™๐ฌ ๐ฆ๐š๐ค๐ž ๐ฌ๐ž๐ง๐ฌ๐ž ๐จ๐Ÿ ๐ฒ๐จ๐ฎ๐ซ ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐ฃ๐จ๐ฎ๐ซ๐ง๐ž๐ฒ โ€” ๐ง๐จ ๐ ๐ฎ๐ž๐ฌ๐ฌ๐ฐ๐จ๐ซ๐ค, ๐ง๐จ ๐ฉ๐ซ๐ž๐ฌ๐ฌ๐ฎ๐ซ๐ž, ๐ฃ๐ฎ๐ฌ๐ญ ๐œ๐ฅ๐š๐ซ๐ข๐ญ๐ฒ.Book you...
17/07/2025

๐Ÿ“ ๐–๐š๐ง๐ญ ๐ญ๐จ ๐Š๐ง๐จ๐ฐ ๐˜๐จ๐ฎ๐ซ ๐๐ฎ๐ฆ๐›๐ž๐ซ๐ฌ?

๐‹๐ž๐ญโ€™๐ฌ ๐ฆ๐š๐ค๐ž ๐ฌ๐ž๐ง๐ฌ๐ž ๐จ๐Ÿ ๐ฒ๐จ๐ฎ๐ซ ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐ฃ๐จ๐ฎ๐ซ๐ง๐ž๐ฒ โ€” ๐ง๐จ ๐ ๐ฎ๐ž๐ฌ๐ฌ๐ฐ๐จ๐ซ๐ค, ๐ง๐จ ๐ฉ๐ซ๐ž๐ฌ๐ฌ๐ฎ๐ซ๐ž, ๐ฃ๐ฎ๐ฌ๐ญ ๐œ๐ฅ๐š๐ซ๐ข๐ญ๐ฒ.

Book your ๐…๐‘๐„๐„ consultation and walk away knowing:
๐Ÿ’ฐ How much can you borrow
๐Ÿก How much deposit do you really need
๐Ÿ“† What your monthly repayments would look like
โ€ฆand where to start if youโ€™re not quite ready yet.

Whether you're buying your first home, upgrading, or just curious โ€” a quick chat with a broker (hi ๐Ÿ‘‹) can give you the confidence to plan your next move.

๐Ÿ”— DM me to book or click the link in bio to grab a time that suits you.

https://tinyurl.com/bookwithJitin

Letโ€™s turn your questions into a plan.

๐Ÿก Did you know...?Paying rent can count as genuine savings! ๐Ÿ’ฐYep โ€” thatโ€™s right. If youโ€™re renting and dreaming of buyin...
16/07/2025

๐Ÿก Did you know...?

Paying rent can count as genuine savings! ๐Ÿ’ฐ
Yep โ€” thatโ€™s right. If youโ€™re renting and dreaming of buying your own place, you might already be building a positive savings track record without even realising it.

When you apply for a home loan, most lenders want to see โ€œgenuine savingsโ€ โ€” meaning money youโ€™ve consistently saved over time (not just a gift from mum or a tax return).

But hereโ€™s the good news:

๐Ÿ‘‰ Some banks will accept on-time rental payments as genuine savings.

Why? Because consistently paying rent shows you can manage regular repayments โ€” and thatโ€™s exactly what lenders want to see.
Itโ€™s all about proving your commitment and reliability.

So if youโ€™ve been renting for 6+ months and keeping up with payments, youโ€™re already on the right path. And I can help you take that next step.

๐Ÿ’ฌ DM me if you want to know which lenders offer this โ€” and how to make it work for your scenario.

๐Ÿ’ก World Youth Skills Day โ€“ Start Them Young15 July is World Youth Skills Day โ€” and when it comes to financial literacy, ...
15/07/2025

๐Ÿ’ก World Youth Skills Day โ€“ Start Them Young

15 July is World Youth Skills Day โ€” and when it comes to financial literacy, the earlier the better.

From managing pocket money to understanding the value of saving, teaching kids about money doesnโ€™t need to be complicated โ€” but it does need to be intentional.

Here are a few ways parents can build smart money habits early:

๐Ÿ“š Read books like โ€œThe Barefoot Investor for Familiesโ€
๐Ÿ’ฐ Use apps like Spriggy to manage pocket money
๐Ÿ“ˆ Try Spriggy Invest to teach kids about long-term savings and investing
๐Ÿก Start conversations about property and home ownership (yes, even in the car!)

These small lessons today can become powerful tools tomorrow โ€” whether your child wants to own a home, run a business, or simply understand their worth in dollars and sense.

Letโ€™s raise a generation who knows how to budget, invest, and back themselves.

Another Happy Client!Thrilled to have helped another client achieve settlement on their investment property with ease an...
28/04/2025

Another Happy Client!

Thrilled to have helped another client achieve settlement on their investment property with ease and confidence!

At Reliable Mortgages, we pride ourselves on clear communication, expert guidance, and unwavering support every step of the way. Whether you're buying your first home or expanding your investment portfolio, we're here to make the process seamless and stress-free.

Ready to start your journey? Reach out today at 0410168956 or [email protected] for an obligation-free chat!

Grateful to receive such kind words from a client I recently had the pleasure of helping.Not every loan journey is strai...
11/04/2025

Grateful to receive such kind words from a client I recently had the pleasure of helping.

Not every loan journey is straightforwardโ€”but with the right guidance and persistence, solutions can always be found.

If you're ever in a tricky situation or just need the confidence of having the right support behind you, I'm here to helpโ€”every step of the way.

Navigating the home buying journey? Start with a pre-approval! This step not only clarifies your budget and strengthens ...
25/02/2025

Navigating the home buying journey? Start with a pre-approval! This step not only clarifies your budget and strengthens your negotiation position but also allows for faster transactions and uncovers potential issues early on. With pre-approval, both buyers and sellers gain confidence in the financial side of the deal, making the entire process smoother. Remember, preparation is key for a successful home buying experience!

We are beyond excited to announce that our Mortgage Broker Jitin Ambwani has been awarded ๐„๐‹๐ˆ๐“๐„ Broker Status for the SE...
20/02/2025

We are beyond excited to announce that our Mortgage Broker Jitin Ambwani has been awarded ๐„๐‹๐ˆ๐“๐„ Broker Status for the SECOND year in a row by the Commonwealth Bank of Australia!

This prestigious recognition highlights Jitin's unwavering dedication, exceptional client service, and consistent drive to go above and beyond for every client.

At Reliable Mortgages , we don't just talk about results โ€” we deliver them. And this award is proof!

Hereโ€™s to more milestones, more success stories, and helping more clients achieve their property dreams. ๐Ÿกโœจ

Reach out today for an obligation-free chat!

18/11/2024

๐ŸŽ‰ Testimonial - Celebrating Milestones with Rushabh and Charu! ๐Ÿกโœจ

We are beyond thrilled to share the journey of Rushabh and Charu, who recently settled into their first home in Wollert! In this heartfelt video, they share their experience of working with us and how we supported them every step of the way to achieve their dream of homeownership.

A big congratulations to this wonderful couple on this exciting new chapter! ๐Ÿฅ‚๐Ÿ 

Watch their inspiring story and feel free to reach out if you're ready to turn your dream of owning a home into a reality. ๐ŸŒŸ

Address

600 Sneydes Road
Werribee South, VIC
3030

Opening Hours

Monday 9:30am - 7pm
Tuesday 9:30am - 7pm
Wednesday 9:30am - 7pm
Thursday 9:30am - 7pm
Friday 9:30am - 7pm
Saturday 9:30am - 7pm

Telephone

+61410168956

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