Mortgage Choice - Jane Brazenor

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Mortgage Choice - Jane Brazenor Jane Brazenor is a Smartline Personal Mortgage Adviser in Mount Hawthorn. Finalist, Smartline Client Care Award WA 2010

She can look after all your financing needs including home loans, personal loans, leasing and commercial and business financing Before I became a mortgage broker, I had a rewarding career as a top loan writer with the Commonwealth Bank for over 10 years. However, I found that one bank did not necessarily fit the needs of every client so I decided to join Mortgage Force in 2005 (which merged with Smartline in 2009) and start my own mortgage broking business. This has allowed me to offer my clients multiple options and as I have a good understanding of the many products offered by the many different lenders, I can tailor a loan and package to suit you now and into the future. I love what I do and I am very grateful that most of my business comes by way of referrals from my existing client base. Some of my clients initially came to me as first home buyers and are now experienced property investors. It is very rewarding to see them succeed and to receive feedback that I played a big part in helping them get there – I would love the opportunity to help you too. I can assist you with:

A first home purchase
Property & personal Investing
Moving house including bridging finance
Building & renovations
Re-financing
Debt consolidation
Restructuring
Self employed
Life insurance to cover your loan

Jane's mortgage broking business is based in Mount Hawthorn. She is fully mobile and services all areas of the Perth metropolitan area including but not limited to Joondanna, Glendalough, Menora and Leederville and can visit you outside of working hours in the comfort of your own home.

The RBA just increased the cash rate to 4.85% ‼️ That’s five hikes in 2026 alone and the highest cash rate Australian bo...
03/11/2026

The RBA just increased the cash rate to 4.85% ‼️

That’s five hikes in 2026 alone and the highest cash rate Australian borrowers have seen in 18 years.

Instead of absorbing higher monthly repayments, let’s see where you stand. A home loan review could help you save money by negotiating a sharper rate with your current lender or by exploring more competitive options with another lender.

📩 Drop me a DM to review your home loan today!

Is your current home loan rate starting to spook you? 😱  Opening your monthly bank statement shouldn't feel like a horro...
31/10/2026

Is your current home loan rate starting to spook you? 😱
Opening your monthly bank statement shouldn't feel like a horror movie. But if your interest rate hasn't been reviewed in the past 12 to 24 months, "rate creep" may have quietly driven up your monthly repayments.
I can benchmark your current rate against other lenders and possibly help you find a better deal. Get in touch today to learn more.

That online borrowing calculator gave you a number. Your actual borrowing capacity might be different, and not always fo...
29/10/2026

That online borrowing calculator gave you a number. Your actual borrowing capacity might be different, and not always for the reasons you'd expect 👀

As your broker, I can go through all of this with you before you apply. So you know your real number, not a rough guess from a calculator.

Refinancing could save you thousands, but knowing if it's worth switching isn't always obvious. I can help cut through t...
27/10/2026

Refinancing could save you thousands, but knowing if it's worth switching isn't always obvious.

I can help cut through the complexity for you. Sometimes a complete refinance unlocks major savings, other times a simple rate negotiation with your current lender does the trick. And occasionally? You'll discover you're already in a great spot.

The key is getting expert eyes on your situation so you don't miss out on potential savings. Get in contact with me today!

When it comes to your borrowing power, your salary is just the tip of the iceberg. 🧊 Beneath the surface, lenders look a...
20/10/2026

When it comes to your borrowing power, your salary is just the tip of the iceberg. 🧊 Beneath the surface, lenders look at the bigger picture: your debts, expenses, savings, and employment history all play a crucial role.

The more prepared you are, the stronger your position. Contact me today so I can help you get ready before you even apply.

Your next big move could start with the home you already own. 🏡✨Whether you’re planning a renovation, considering an inv...
19/10/2026

Your next big move could start with the home you already own. 🏡✨

Whether you’re planning a renovation, considering an investment property or funding education costs, your home’s equity could help.

Want to know how much usable equity you have and whether accessing it suits your goals? Let’s chat.

Saving a full deposit can take the better part of a decade. Guarantor loans exist to change that 👀But here's what most p...
13/10/2026

Saving a full deposit can take the better part of a decade. Guarantor loans exist to change that 👀

But here's what most people, including potential guarantors, don't know: they're not on your loan forever. Once your LVR hits 80%, they can apply for their property to be released off the loan.

That one detail has changed a lot of family conversations.

Finding it tough to break into the property market? Why not team up with a partner, friend, or family member ?🏡 Co-borro...
12/10/2026

Finding it tough to break into the property market? Why not team up with a partner, friend, or family member ?🏡

Co-borrowing can help you boost your borrowing power and overcome market challenges

Contact me today to learn more.

Many people think refinancing is complicated, but it's actually quite straightforward when you have expert guidance!  I'...
09/10/2026

Many people think refinancing is complicated, but it's actually quite straightforward when you have expert guidance!

I'm here to guide you through the process. Get in contact if you'd like me to explore competitive home loan deals tailored to your goals.

The first home buyers who feel calm and in control almost always have one thing in common. They sorted their pre-approva...
29/09/2026

The first home buyers who feel calm and in control almost always have one thing in common. They sorted their pre-approval first.

Address

353 Cambridge Street
Wembley, WA
6014

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

Telephone

+61431042395

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