Sinclair Wilson Finance

01/07/2026

The latest June property market data is in.
While conditions vary across Australia, informed decisions remain the key to achieving your property goals.
Contact our team to learn more.

25/06/2026

Our June Sinclair Wilson Finance & Property newsletter has just been sent out!

Stay updated on the latest in finance, property & expert tips.

Check your inbox for valuable insights.

Want to know more? Book in for an appointment with one of our trusted brokers.

25/05/2026

Helping Hamilton locals with home loans, asset finance and tailored lending solutions.

Finance & Lending broker Max Lumsden is now working from our Hamilton office every Wednesday.

Book via the link in bio.

09/04/2026

We love seeing outcomes like this.

Thank you Bridget for the kind words about Jack, making sure our clients feel supported and confident throughout the home buying journey is exactly what we aim for at Sinclair Wilson Finance.

If you’re thinking about buying, refinancing, or simply want to understand your options, our team is always here to help.

15/01/2026

🚜 Get Moving with Asset Finance!

Whether it’s cars, heavy equipment, or business investments, Sinclair Wilson Finance has the solutions to keep your assets working for you. ✅

💼 Car Finance
🛠️ Equipment Finance
🚚 Prime Mover Finance
📈 Business Finance

📞 Call us: (03) 5564 0555
📸 Follow:
🌐 Learn more & book in via Link in Bio!

18/12/2025

Our December Sinclair Wilson Finance & Property newsletter has just been sent out!

Stay updated on the latest in finance, property & expert tips.

Check your inbox for valuable insights or click the link below.

https://mailchi.mp/sinclairwilson.com.au/finance-property-monthly-newsletter-october-13267725

Want to know more? Book in for an appointment with one of our trusted brokers.

17/12/2025

🎅🎄 Merry Christmas from Sinclair Wilson Finance!

As we wrap up the year, we want to say a big thank you to all our clients and partners for the support throughout the year.

Our office will be closed from 24th of December to 5th of January, but don’t worry our brokers will still be available if you need help or have any enquiries during the break.

We hope you enjoy a well earned rest, plenty of good food, and time with family and friends.
Wishing you a very Merry Christmas and a happy New Year! ✨🎁

13/11/2025

At Sinclair Wilson Finance, we’re here to help you make the most of your home loan. 🏡
Book a review today and ensure you’re getting the best rate possible.
Book via the link in bio ✅

08/09/2025

📢 Important update for first-home buyers!

The Federal Government has brought forward the expansion of the Home Guarantee Scheme – it will now begin 1 October 2025 (three months earlier than expected).

✅ From this date, all eligible first-home buyers with just a 5% deposit can apply – with no income or location caps.

✅ Property price limits are also increasing across most regions.

🔑 New property price caps (highlights):
NSW (capital/regional centre): $900k → $1.5m
VIC (capital/regional centre): $800k → $950k
QLD (capital/regional centre): $700k → $1m
SA (capital): $600k → $900k
WA (capital): $600k → $850k

This is a big opportunity for those who may have previously been priced out – especially in Sydney, Melbourne, and Brisbane.

💡 If you’re considering your first home, now is the time to start planning. Contact us today to discuss: https://calendly.com/d/cnyk-j5r-4m3

02/06/2025

🏠 Interest rates just dropped – what’s your next move?

Following the latest RBA decision, variable home loan rates are coming down. That could mean lower repayments – if your bank automatically reduces them.

Does your bank adjust repayments after a rate cut?

ANZ/CBA/NAB:
No – customer must initiate the change in the direct debit

Westpac/Macquarie:
Yes – If customer paying the minimum with a direct debit set up

So what does this mean? This could be a great time to:
✅ Check your current rate
✅ Consider refinancing
✅ Review your savings options (some rates are falling here too)

Every little bit helps – especially if it shaves years off your loan.

📲 Want to talk it through? Our finance team can help you make sense of it: https://calendly.com/d/cnyk-j5r-4m3

🔗 Full article here:
https://www.abc.net.au/news/2025-05-21/what-happens-after-the-rba-cuts-interest-rates-bank-repayments/105317554

The big banks have all cut their variable home loan rates, but not everyone will want to reduce their mortgage repayments. Savers are still in the dark, with only two lenders announcing cuts to savings rates. Here's your handy guide to what the RBA cut means for you.