Sinclair Wilson Finance

09/04/2026

We love seeing outcomes like this.

Thank you Bridget for the kind words about Jack, making sure our clients feel supported and confident throughout the home buying journey is exactly what we aim for at Sinclair Wilson Finance.

If you’re thinking about buying, refinancing, or simply want to understand your options, our team is always here to help.

15/01/2026

🚜 Get Moving with Asset Finance!

Whether it’s cars, heavy equipment, or business investments, Sinclair Wilson Finance has the solutions to keep your assets working for you. ✅

💼 Car Finance
🛠️ Equipment Finance
🚚 Prime Mover Finance
📈 Business Finance

📞 Call us: (03) 5564 0555
📸 Follow:
🌐 Learn more & book in via Link in Bio!

18/12/2025

Our December Sinclair Wilson Finance & Property newsletter has just been sent out!

Stay updated on the latest in finance, property & expert tips.

Check your inbox for valuable insights or click the link below.

https://mailchi.mp/sinclairwilson.com.au/finance-property-monthly-newsletter-october-13267725

Want to know more? Book in for an appointment with one of our trusted brokers.

17/12/2025

🎅🎄 Merry Christmas from Sinclair Wilson Finance!

As we wrap up the year, we want to say a big thank you to all our clients and partners for the support throughout the year.

Our office will be closed from 24th of December to 5th of January, but don’t worry our brokers will still be available if you need help or have any enquiries during the break.

We hope you enjoy a well earned rest, plenty of good food, and time with family and friends.
Wishing you a very Merry Christmas and a happy New Year! ✨🎁

13/11/2025

At Sinclair Wilson Finance, we’re here to help you make the most of your home loan. 🏡
Book a review today and ensure you’re getting the best rate possible.
Book via the link in bio ✅

08/09/2025

📢 Important update for first-home buyers!

The Federal Government has brought forward the expansion of the Home Guarantee Scheme – it will now begin 1 October 2025 (three months earlier than expected).

✅ From this date, all eligible first-home buyers with just a 5% deposit can apply – with no income or location caps.

✅ Property price limits are also increasing across most regions.

🔑 New property price caps (highlights):
NSW (capital/regional centre): $900k → $1.5m
VIC (capital/regional centre): $800k → $950k
QLD (capital/regional centre): $700k → $1m
SA (capital): $600k → $900k
WA (capital): $600k → $850k

This is a big opportunity for those who may have previously been priced out – especially in Sydney, Melbourne, and Brisbane.

💡 If you’re considering your first home, now is the time to start planning. Contact us today to discuss: https://calendly.com/d/cnyk-j5r-4m3

02/06/2025

🏠 Interest rates just dropped – what’s your next move?

Following the latest RBA decision, variable home loan rates are coming down. That could mean lower repayments – if your bank automatically reduces them.

Does your bank adjust repayments after a rate cut?

ANZ/CBA/NAB:
No – customer must initiate the change in the direct debit

Westpac/Macquarie:
Yes – If customer paying the minimum with a direct debit set up

So what does this mean? This could be a great time to:
✅ Check your current rate
✅ Consider refinancing
✅ Review your savings options (some rates are falling here too)

Every little bit helps – especially if it shaves years off your loan.

📲 Want to talk it through? Our finance team can help you make sense of it: https://calendly.com/d/cnyk-j5r-4m3

🔗 Full article here:
https://www.abc.net.au/news/2025-05-21/what-happens-after-the-rba-cuts-interest-rates-bank-repayments/105317554

The big banks have all cut their variable home loan rates, but not everyone will want to reduce their mortgage repayments. Savers are still in the dark, with only two lenders announcing cuts to savings rates. Here's your handy guide to what the RBA cut means for you.

16/05/2025

Meet the Sinclair Wilson Finance Team!

Local knowledge, industry expertise, and a client-first approach - our team is here to support you with practical, personalised finance solutions.

🏡 Andrew Morris, Mortgage Advisor – Andrew has been guiding clients through complex finance needs since 2017. With more than a decade of experience in the banking industry and a background in small business, Andrew understands what matters to clients – whether you're self-employed, refinancing, or buying your first home.

📊 Jack Crowe, Finance Broker – Jack recently joined us from Queensland with a strong background in asset finance. With a Diploma in Finance and Mortgage Broking, he’s known for his approachable style and tailored advice across home, vehicle, and personal lending.

🔧 Max Lumsden, Finance Officer – Max brings fresh energy and a practical, client-focused mindset to the team. With a background in farming and construction, he understands the real-world challenges many clients face. Recently completing his Diploma of Mortgage Broking, Max is already making an impact with his drive to deliver great outcomes.

No matter where you’re at in your finance journey - we’re here to help.

30/04/2025

Negative gearing is back in the headlines — but what does it actually mean for property investors?

We break down how it works, why it’s so popular, what capital gains tax has to do with it, and what’s being said in the lead-up to the election.

👉 Get the facts here: https://www.sinclairwilson.com.au/2025/04/negative-gearing-explained

Negative gearing is a popular investment strategy in Australia, but it’s also a term that often comes up in the media, particularly when there’s an election looming, like right now. Let’s take a look at what it means, what capital gains tax (CGT) is and why you need to know about these terms i...

25/03/2025

Unlock the benefits of a redraw facility! Learn how it can help you manage your mortgage more effectively. 🏠

Read more here: https://www.sinclairwilson.com.au/2025/03/how-a-redraw-facility-can-help-you

Managing your home loan well can give you more flexibility and help you pay off your mortgage sooner. A redraw facility could be one way to reduce interest costs while still having access to extra funds when you need them. Here’s what you need to know. What is a redraw facility? A redraw facility ...

06/03/2025

While our expert mortgage broking team has been helping clients for years, this new page is your go-to place for the latest finance updates, market insights, and expert tips 🏡

The Sinclair Wilson Finance team, Andrew Morris, Jack Crowe, and Max Lumsden are here to guide you through every step of your finance journey – whether you're buying, refinancing, building, or investing. We compare 25+ lenders to find the right solution for you, making the process smooth and stress-free.

Follow us for:
✔ RBA updates & interest rate news
✔ Home loan & refinancing tips
✔ Market trends & investment insights

We’re here to keep you informed and in control of your financial future. Stay connected and reach out anytime!

https://www.sinclairwilson.com.au/our-services/mortgage-broking