Mortgage Choice - James Fowler

Mortgage Choice - James Fowler James Fowler’s top priority is to expedite the lending process for his clients.

Having worked in consumer lending for over 15 years, he has great analytical skills, product knowledge, and an in-depth understanding of credit assessment procedures.

HUGE news for first home buyers! 🚨 Starting October 1st, 2025, the First Home Guarantee Scheme just got a major upgrade!...
25/08/2025

HUGE news for first home buyers! 🚨

Starting October 1st, 2025, the First Home Guarantee Scheme just got a major upgrade!

🏡 No income caps
📈 Higher property price caps, and more spots available!

Take a look at the full breakdown and let's chat about how you can benefit.

🏡 Send me a message, book a discovery call through my bio, or call 0422 882 216.

Still waiting to “have it all together” before buying a home? Well guess what?! You don’t need to! What you DO need? A g...
30/06/2025

Still waiting to “have it all together” before buying a home?
Well guess what?! You don’t need to! What you DO need? A good broker 🙋🏻‍♂️

Hit the link in bio and let’s make homeownership happen for you!

June 30 is fast approaching! 📲 Message me or book a discovery call via the link in bio. We'll collaborate with your acco...
23/06/2025

June 30 is fast approaching!
📲 Message me or book a discovery call via the link in bio.
We'll collaborate with your accountant to help you make the most of EOFY!
📞 0422 882 216

Thinking about reviewing your home loan? After two cash rate cuts in 2025, now could be the perfect time to find out wha...
07/06/2025

Thinking about reviewing your home loan? After two cash rate cuts in 2025, now could be the perfect time to find out what you could save.

Plus, when you apply for a loan with us by 5 August, you’ll go into the running to win a weekly $1,000 prize.

Find out more and view the full T&Cs here.

https://www.mortgagechoice.com.au/campaign/apply-to-win/terms-and-conditions/

📲 Send me a message.
💻 Book a discovery call via link in bio.
📞 0422 882 216

Australia’s RBA has cut the cash rate by 0.25%, bringing it down to 3.85% 🏡 This is the second cut in 2025, offering mea...
20/05/2025

Australia’s RBA has cut the cash rate by 0.25%, bringing it down to 3.85% 🏡 This is the second cut in 2025, offering meaningful relief for homeowners and buyers alike.

What it means for you:
• Lower mortgage payments - e.g. a $750k loan could drop your monthly repayments by around $114

• Banks are responding fast - NAB & ANZ from May 30, CBA soon after, Westpac by June 3

• More borrowing power - expectations that with cheaper credit, demand will rise... but that means more competition in the market

📈Hot housing insight
This rate cut could fast-track buyer activity, and current homeowners and investors might act quickly-so if you’re thinking of upgrading or refinancing, timing is key.


Labor has been re-elected.WHAT BENEFITS DO YOU HAVE AS A FIRST HOME BUYER IN AUS?🏡 ⬆️ To see how i can help you achieve ...
04/05/2025

Labor has been re-elected.

WHAT BENEFITS DO YOU HAVE AS A FIRST HOME BUYER IN AUS?
🏡 ⬆️

To see how i can help you achieve your property dreams or if you have any questions reach out - 🇦🇺 Aus wide

📲 Send me a message.
💻 Book a discovery call via link in bio.
📞0422 882 216

ANZAC Day is a time for remembrance, reflection, and deep gratitude.May we never forget their courage.They shall grow no...
25/04/2025

ANZAC Day is a time for remembrance, reflection, and deep gratitude.
May we never forget their courage.

They shall grow not old, as we that are left grow old;
Age shall not weary them, nor the years condemn.
At the going down of the sun and in the morning,
We will remember them.
LEST WE FORGET

Out of office (kind of)...👨🏻‍💻With Easter and Anzac Day public holidays falling so close together this year, it’s feelin...
22/04/2025

Out of office (kind of)...👨🏻‍💻

With Easter and Anzac Day public holidays falling so close together this year, it’s feeling like the perfect time to soak up some family time, eat too much chocolate , and enjoy a
little break.

But if you’re using this quiet week to finally tick off your to-do list — like checking in on your home loan • — I’m still here to help! Whether you’re wondering if you could be getting a better rate, or just want to make sure your loan still suits your goals, now’s a great time to chat.

🗓️ Book in a free call via the link in bio / shoot us a message — let’s talk refi, before the year gets away from you again!

However you choose to celebrate this Easter long weekend, we wish you all the best.
20/04/2025

However you choose to celebrate this Easter long weekend, we wish you all the best.

We’re sending a message of appreciation to all the incredible mums out there on this special day. Happy Mother's Day fro...
13/05/2023

We’re sending a message of appreciation to all the incredible mums out there on this special day. Happy Mother's Day from the team at Mortgage Choice!

The main difference between fixed and variable rate home loans is that fixed rate home loans have a set interest rate an...
14/04/2023

The main difference between fixed and variable rate home loans is that fixed rate home loans have a set interest rate and repayment amount over a set period of time, typically one to five years, while variable rate home loans fluctuate as bank lending rates change.

If you’d like to know more about the different types of home loans, talk us today.

Address

Unit 1, 2-4 King Street
Warners Bay, NSW
2282

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+61422882216

Website

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