M Finance Pty Ltd

30/12/2025

How do mortgage brokers spend their day off when suns out? By the water....Magic

16/12/2025

Bec went above and beyond over weekend. Hand made all from WA products. Her own Rocky road, home made butter, jam, ginger bread men. Made her own hampers to introduce herself to some of the local real estate offices we have had mutual clients with over last year. Hope they enjoy it. Note she didnt save any for me.......very huge efffort. Very proud Bec Ewen

10/12/2025

Expected 2026 to continue to rise in price according to a few experts

10/12/2025

RECENT ARTICLE

Further rate cuts ‘not needed’: RBA governor

Hopes of further easing have been quashed by the governor of the central bank, who has confirmed that “additional cuts are not needed”.

The governor of the Reserve Bank of Australia (RBA) has told journalists that another rate cut would be unlikely if the underlying economics in Australia remain the same.

After announcing the December/January rate decision on Tuesday afternoon (9 December), the governor of the central bank, Michele Bullock, told journalists that the decision had been unanimous, that there was “no cut on the table”, and that the monetary policy board did not think additional cuts would be necessary.

Bullock said: “We didn’t consider the case for a rate cut at all. We didn’t explicitly consider the case for a rate rise, but we did consider and discuss quite a lot of circumstances and what might need to happen if we were to decide interest rates had to rise again next year.

“At this moment, given what’s happening with underlying momentum in the economy… additional cuts are not needed.

“If inflation pressures look to be more persistent, then that does raise some questions.”

Reiterating that the central bank is targeting an inflationary band of 2.5 per cent, Bullock said “we’re still quite a way from it”, adding that the RBA does not believe inflation will “come down below three for another 12 months” and was “uncomfortable where it is” at the moment.

When asked whether there would be an extended hold or a potential rate rise in 2026, Bullock said: “I couldn’t put a possibility on those, but I think they’re the two things that the board will be looking closely at coming into the new year.

“What we know at the moment, I don’t think there are cuts for the foreseeable future.

03/12/2025

A few lenders starting to increase fixed rates this week. A few economists talking about easing pressure and this might be a hold pattern on rates for awhile. Some predicting one more drop mid next year. Some predicting rate hikes end next year. All depends on inflation, people spending, house prices, unemployment rate. And overseas influences.

Is now the time to talk to us ( M Finance team) about fixed rates???

02/10/2025

The Visser family said it best - refinancing can feel like such a headache, but it doesn't have to be. Our goal is always to take the stress out of the process and to make sure your hard earned dollars stay in your own pocket. With Christmas around the corner, the extra peace of mind (and money saved) makes all the difference!
https://rma.reviews/1ehhxsa41sua

12/08/2025

The Reserve Bank of Australia has confirmed a widely anticipated interest rate cut, trimming the cash rate by 25 basis points to 3.6 per cent.

What does this mean for you?? For a borrower with a $600,000 mortgage, the cut is expected to reduce monthly repayments by about $89. HIGHLY recommend you keep the payments your making the same as they are currently and dont drop if you can. Call us if you need advise

20/05/2025

RBA
The cash rate will drop below 4 per cent for the first time in two years as the central bank continues its rate-easing cycle.

The Reserve Bank of Australia (RBA) has announced TODAY that it will cut the cash rate by 25 bps from 4.10 per cent to 3.85 per cent.

What does this mean for you? Lower repayments if your feeling the pinch. BUT if you can afford it dont drop your repayment as it will help pay the loan off quicker and save you alot of interest. Ring and ask us how!!!

14/04/2025

Might be worth first home owners holding off until after the election to see if any of the schemes criteria change. Come Talk to us .........

The Prime Minister and the Opposition Leader have both unveiled major new policies to support first home buyers onto the property ladder.

10/04/2025

Thrilled to have helped make buying a first home a smooth and stress-free experience! I truly do love my first home owner clients and helping with their journey to becoming home owners. Our goal at M Finance is to ensure it's not only a positive experience, but also one that leaves them feeling informed, empowered, and confident for any future property decisions.
https://rma.reviews/k85723hkmn9w

28/03/2025

Our clients truly are the best!!! I've loved every second of helping both Leanna & Tom on their journey to homeownership. Thank you both for trusting me to guide you through one of life's biggest milestones. Whether you're starting or continuing your path to buying a home, I'm always here to help, every step of the way.
https://rma.reviews/peu1kmmusw1i

17/02/2025

The team working hard as usual
https://rma.reviews/z6rayg75wsf1
Finance Brokers License CR399331