Ascend Financial Freedom

14/11/2025

💥Did you know, about 75% of mortgages go through a broker – woo hoo! 💥

Are you in on the secret that roughly 75% of consumers already know?

Banks can only “sell” you the few products they have.... How do you know if they’re actually in YOUR best interests?!

Thanks to the Royal Commission a few years back, brokers are now bound to provide loan options to you that follow the rules and regulations set out under their “Best Interest Duty”… and if we don’t, we can get our PANTS sued off us!!

Banks, sell their products.... If you fit, and you want it, they’ll sell it to you and upsell as well. They have KPIs to meet, don’t you know!!

Brokers can assess your eligibility and suitability across MANY lenders and HUNDREDS of loans and do all the paperwork and running around for you! This saves you time, headaches, and confusion on what you actually qualify for and doesn't ruin your credit score by shopping around!

We treat you as our “client”, not a simple “customer”.
So, what are you waiting for... DM us to book a FREE call!

11/11/2025

Today we pause to remember the brave souls who gave everything for our freedom. Their courage and sacrifice will never be forgotten. 🌹

03/11/2025

Planning a budget is a critical step towards achieving financial stability. If you're looking to build a budget, here are some steps to follow:

💰 Determine your income: Start by calculating your total income from all sources. This includes your salary, rental income, investment income, and any other sources of income.

📋List your expenses: Make a list of all your monthly expenses, including rent/mortgage payments, utilities, groceries, transport, entertainment, and any other expenses you have.

📁 Categorize your expenses: Once you have a list of all your expenses, categorize them into fixed and variable expenses. Fixed expenses are those that do not change much from month to month, such as rent or mortgage payments, while variable expenses are those that can vary from one month to the next, such as entertainment expenses.

🎯 Set your financial goals: Decide on your financial goals, such as paying off debt, saving for a house, or building an emergency fund. This will help you prioritize your expenses and allocate your money accordingly.

📊 Create a budget: Using the information you've gathered, create a budget that reflects your income, expenses, and financial goals. Be realistic and make sure you account for unexpected expenses.

🔍 Monitor your progress: Once you have a budget in place, monitor your progress regularly to ensure you're on track. Make adjustments as needed to stay on top of your finances.

Remember, building a budget takes time and effort, but the benefits are worth it. By following these steps, you can take control of your finances and work towards achieving your financial goals.

If you find it daunting, or you’re struggling to get your act together to do it on your own, we can help with our Financial Coaching services. Book a call from the link below to see how we can help.

11/09/2025

With an average of 92% of us sucking at achieving goals, I thought I'd share some stats...to help!

CHANCES OF SUCCEEDING AT A GOAL:

⭐️You create a goal: ⬆️10% chance of achieving it
⭐️You make a conscious decision to achieve that goal: ⬆️25%
⭐️You make a date to achieve that goal: ⬆️40%
⭐️You make a plan to achieve that goal: ⬆️50%
⭐️You promise to someone else to achieve that goal: ⬆️65%
⭐️You set and attend regular accountability appointments with a mentor: ⬆️95%

We're nearly at the end of the year... AGAIN...

Think it's finally time to get your sh💩t sorted?

This is your sign to STOP procrastinating and book in for a 1hr Financial Coaching Consultation TODAY.

Link in comments!

29/07/2025

Call us! 😄

28/07/2025

⛔️INSURANCE⛔️

☝Can you get by without it?
✌Should you have it?
👌Do you need it?
🖖Is it worth it?
🖐What's the difference between policies?
🤔And if you claim, is it paid?

James Mathison looks for answers.

Should you have it? Do you need it? Is it worth it? What's the difference between policies? And if you claim, is it paid? James Mathison looks for answers.

17/07/2025

🐾🐕 National "Get Out of the Dog House Day : Mending Fences and Building Bridges" 🐕🐾

🚫But wait - it's not JUST about a spouse or significant other who has done something wrong🚫

It can be ANY relationship, be it with a friend, family member, a business partner --- or between yourself and your finances...🫶😥

If you feel like your finances are in the dog house, or are covered in 🐩💩 and you can't see a way out, TODAY is a great opportunity to:

✨ reflect on your financial situation 🪞🪩
✨ reconcile, mend fences and rebuild connections 🏡💔👫
✨ seek guidance through financial coaching.💰💼📉

Financial coaching is a process where:

1️⃣ You work with a professional who can provide guidance and support to help you navigate the complexities of your financial life.

2️⃣ You take proactive steps to understand and improve your financial situation, whether it's creating a budget, managing debt, or planning for the future.

3️⃣ By addressing these challenges head-on, you can alleviate stress and regain control of your financial well-being, which can positively impact your relationships. 💪📊💼

Worth having a quick 15min chat to see how we can help?

Book your free consultations today using the booking link in the comments!

23/06/2025

🤠 End of Financial Yeehaw! 🤠

Looking for a personal loan that actually fits your life? One of our awesome lenders, Wisr, has some seriously fab options right now — and they're not just for the standard cookie-cutter borrower either!

✨ Here’s what they’ve got goin’ on:

💰 Secured + Unsecured loans
👯‍♀️ Joint apps graded off the stronger credit score
💼 Employed full-time or part-time? You're eligible from Day 1 (with 6 months total work history)
📉 Personalised Rates starting from 6.74% (better than some mortgage rates!!)
🚗 Up to $150k secured, $65k unsecured
📄 No bank statements required on some secured loans
💥 Plus a Price Beat promo for unsecured loans!

If you've been thinking about consolidating debt, upgrading your car, or funding a big goal — now could be your yeehaw moment.

💬 Flick us a message or book in a free consult to see if Wisr is the right fit for you!

22/06/2025

A Finance Broker compares thousands of loan products to help you find the best fit for your life + goals.

🏡 Home loans
🚗 Car finance
🧠 Strategy advice (but not tax!)

We don’t just chase “best rate” – we think bigger.

16/06/2025

Impulse buys got you in a chokehold? 😬
Today’s your nudge to review your spending triggers and cancel that “just in case” cart.
Future You will thank you. 🙃

16/06/2025

Want to take back control of your money without handing it over to someone else?

That’s where a Financial Coach comes in.

✨ Help you set goals
✨ Talk through fears & blindspots
✨ Teach you how to actually do the thing

We’re not here to rescue or rule – we’re your hype team, reality check, and roadmap in one.

15/06/2025

Set your money mindset for the week.

Grab your cuppa, jot down 1 financial goal, and visualise it DONE. 👏

What you focus on grows — so where’s your attention today?