Kate Powell Finance

Call Directions Website Contact the business

Kate Powell Finance Using 20yrs lending experience to bring effective and efficient finance solutions to ALL our clients.

So, you’ve been working hard, clocking up some overtime, getting serious about your side hustle, winning more clients, o...
18/10/2026

So, you’ve been working hard, clocking up some overtime, getting serious about your side hustle, winning more clients, or slowly climbing the corporate ladder.

Your salary is healthier than ever, yet it’s not as though you’re saving, investing, or donating more.

Where has it gone?

Think gym memberships that never get used, extra streaming services that aren’t needed, more meals out.

The antidote? A budget!

Who's tried a budget that hasn't stuck? Who loves budgeting? Who can't think of anything worse?

Buy now, pay later services have proven to be one of the most popular disruptors to traditional credit cards!If a new ho...
17/10/2026

Buy now, pay later services have proven to be one of the most popular disruptors to traditional credit cards!

If a new home loan is on the horizon for you, keep in mind some lenders will view your Afterpay account as an ongoing credit facility (like a credit card), which may impact how much they're willing to lend you.

It all depends on your circumstances, and which lender you end up applying with.

Lucky for you, we have a lot of insight into the closely-guarded policies banks use to base their decision on whether to say Yay or Nay to your home loan application.

Get in touch if you're applying for a loan and want help putting your best foot forward.

Another First Home Owner heading into the weekend with a new house!!How good is Friday for a settlement ❤️❤️This house i...
16/10/2026

Another First Home Owner heading into the weekend with a new house!!

How good is Friday for a settlement ❤️❤️

This house is ripe for renovation and I can’t wait to see it come to life, grow equity and send its new owner into her property journey!!

Happy Friday 🏡☀️

It's a maze out there in home loan land. There are dozens of lenders, each with multiple finance products.If you'd like ...
14/10/2026

It's a maze out there in home loan land. There are dozens of lenders, each with multiple finance products.

If you'd like to spare yourself hours of research, get in touch with us to understand your options.

First Home Buyers are my fave!!!I get to see lots of interesting properties, lots of exciting upgrades, complicated scen...
14/10/2026

First Home Buyers are my fave!!!

I get to see lots of interesting properties, lots of exciting upgrades, complicated scenarios and sometimes I am around for the whole long term property journey.

But I always tell my customers, nothing is as exciting as your first!! Sometimes I’m even jealous I’ll never get this rush again…

Super pumped to put this young family in their first home this week 🏡👏☺️

Rentvesting is where you buy a property but live elsewhere (in a rental).It's not a bad way to get into the market, beca...
12/10/2026

Rentvesting is where you buy a property but live elsewhere (in a rental).

It's not a bad way to get into the market, because it means you get to lock in today’s prices without being locked into living in the same place 'forever'.

Who's considering buying an investment property before their first home?

While the idea of creating and sticking to a budget might seem restrictive, it actually brings freedom and clarity.Done ...
11/10/2026

While the idea of creating and sticking to a budget might seem restrictive, it actually brings freedom and clarity.

Done right, budgeting can enhance your life by aligning your spending with your values and goals.

Using tools like budgeting apps can simplify and automate the process, so it becomes something you barely have to think about.

Being realistic about your spending habits and regularly revising your budget to reflect any changes in your situation can transform a budget from a constraint into a dynamic tool that supports your ambitions.

Tell us, are you pro budget...or do you take a less structured approach to your spending?

Here's bit of a rundown on how the banks assess whether it makes sense to lend you money for your property purchase...al...
09/10/2026

Here's bit of a rundown on how the banks assess whether it makes sense to lend you money for your property purchase...also known as 'The 5 Cs of credit'

Character: Refers to your reputation for paying debts on time and your willingness to repay the loan.

Capacity: Is your ability to repay the loan, based on your income and existing debts.

Capital: Means your net worth and the value of assets you can offer as collateral.

Collateral: Refers to the property you're purchasing or using as security for the loan.

Conditions: Are the overall economic conditions and how they may affect your ability to repay the loan.

Want to make sure you put your best foot forward? Ask us how!

When it comes to home loans, one size definitely doesn't fit all.Let's take a look at the different ways the interest on...
30/09/2026

When it comes to home loans, one size definitely doesn't fit all.

Let's take a look at the different ways the interest on your loan can be applied:
1. Fixed rate: Consistent, predictable repayments.
2. Variable rate: Flexible, that shifts with the market.
3. Split loans: A mix of both fixed and variable.

Choosing which option would work for you depends on so many factors.

It's all about aligning your loan with your long term property goals and making sure the features of the loan work in your best interests. You also need to make an educated assessment on what is likely to happen in the market – although as we've seen no one has a crystal ball on interest rates.

Get in touch to discuss the type of home loan that will work for you.

Here are five questions to help you choose the right mortgage broker:- What are your qualifications?Make sure you choose...
28/09/2026

Here are five questions to help you choose the right mortgage broker:

- What are your qualifications?
Make sure you choose a broker who is qualified and has the necessary experience to provide you with the guidance you need.

- Who's your ideal client?
Look for a broker who specialises in – and loves – helping people just like you.

- How do you get paid?
It's important to understand how your broker gets paid.

- Can you provide reviews?
Look at feedback from previous clients to get a sense of the broker's track record.

- Do you understand my goals?
Choose a broker who takes the time to understand your unique situation and works with you to develop a plan that meets your needs and goals.

Address

2d/77 Gurwood Street
Wagga Wagga, NSW
2650

Telephone

+61428299939

Website

Alerts

Be the first to know and let us send you an email when Kate Powell Finance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Kate Powell Finance:

Shortcuts

Share

Category