Generation Financial Services

Generation Financial Services We love nothing more than organising a fantastic home loan for our clients. Brian Daley is the senior Mortgage Broker within Generation Financial Services.

Generation Financial Services (Australian Credit Licence Number 390204) was founded by Brian Daley in 2002 and has been providing financial services to our highly valued clients ever since. While we are based in Brisbane we provide services to clients all over South East Queensland and also interstate. He has a Bachelor of Commerce majoring in Banking and Finance and over 18 years’ experience as a

Mortgage Broker. Brian has a young family and appreciates the demands of raising a family and working at the same time. He has a passion for helping everyday Australians to get a better deal from their bank. Narelle Wilson is an experienced Mortgage Broking Associate. She has been working in the Mortgage Broking and Finance industry for the last 8 years. She really enjoys getting to know our clients and finding out what is important to them. Her aim is to make the home loan process as easy as possible. Services we provide;

• We will shop around for a great home loan deal for your needs
• We will review your existing loan to see if you would be better off to re-finance
• We will provide advice on structuring your loan to suit your needs
• We will discuss features including offset accounts, redraw, interest only etc...
• We will compare and discuss fixed rates and variable rates
• We provide additional assistance for first home buyers to make the process easy

11/08/2026

Thankfully, the RBA has left interest rates on hold today. However, it mentioned inflation a number of times and indicated it's still too high. That seems to suggest that they will hike rates again unless inflation cools from current levels. Thus, another rate rise or two can't be ruled out at this stage and it will be heavily dependant on the inflation figures. The RBA statement today won't give the falling property market any confidence that rates have peaked.

10/08/2026

Today was the deadline for Self Managed Super Funds (SMSF's) to have a contract in place if they wanted to borrow funds to buy a residential property. Going forward, SMSF's can no longer borrow money to buy a residential property. However, they can still borrow money to buy commercial property. A smarter solution would have been to limit SMSF's to only borrowing money for brand new properties which would have encouraged the building of more new homes and that would help ease the housing supply crisis we have. But smart policy seems in short supply at the moment!

29/07/2026

Todays inflation figures came in a little lower than expected. It should be just enough to prevent the RBA from raising rates in August. So hopefully rates on hold for now but probably too early to say we are at the peak.

23/07/2026

A significantly stronger than expected employment number today will put a lot of pressure on the RBA to raise rates again in August. Inflation figures are out next week and they will need to be lower than expected otherwise a rate rise looks very likely for August. The strong employment numbers are rather confounding given the budget changes, high interest rates and falling house prices.

24/06/2026

As part of negotiations between Labor and the Greens to pass all of the budget measures, the Greens have negotiated a ban on Self Managed Super Funds (SMSF's) being allowed to borrow money to buy residential property. This seems like yet another harsh measure that won't help the demand/supply issue in the housing market. An alternative would have been to allow SMSF's to borrow funds if the property was brand new (to encourage new supply). It appears it is a blanket ban and you won't be able to borrow funds inside a SMSF to buy residential property any more.

11/06/2026

Interest rates at their peak??? Economists from both CBA and NAB have indicated in recent days that they believe the next move will be a cut (due to a slowing economy). However, the cut could be a while off yet. But at least there might just be some light at the end of the tunnel and hopefully no more rate rises.

05/05/2026

As you may know, the RBA has lifted interest rates today. It just makes balancing the books that bit harder for everyone. In terms of what's ahead, there is a real mixed bag of views amongst the financial analysts. Some are indicating there could be another 2 or 3 rate hikes to come while others are saying this one today could be the last. If the economy turns down sharply then today's hike might be the last. But it would be wise to prepare for the possibility of at least one or two more.

Address

Victoria Point, QLD
4165

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 9am - 2pm

Telephone

+61438339532

Website

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