IMortgageConnect

11/06/2025

We will help you go through the refinance process.

These videos are intended for customers who have a keen interest in property investment. Lenders will share the video links with their customers to help prov...

03/06/2025

Brokers wrote almost 77 per cent of all mortgages in the March quarter, MFAA figures show.

01/05/2025

Source: The Adviser
New research from the lenders mortgage insurance provider suggests more first home buyers are turning to the broker channel.

First home buyers are increasingly turning to mortgage brokers for guidance in navigating a challenging property market, according to the new research from lenders mortgage insurance (LMI) provider Helia.

Released on Wednesday (30 April), the latest Helia Spotlight home buyer sentiment survey showed almost two-thirds (62 per cent) of first home buyers used a mortgage broker to get onto the property ladder, compared to just over half (56 per cent) in last year’s survey.

The survey – conducted by market research consultancy CoreData between February and March 2025 – comprised responses from 500 prospective first home buyers and 500 recent first home buyers.

Almost half (48 per cent) of the first home buyer respondents said ‘experience and knowledge’ were their primary reasons for choosing a broker (up from 36 per cent in 2024), with ‘ability to access better deals’, ‘ease of application process’, and ‘stress reduction plus recommendations by friends and family’ among other leading reasons cited.

Greg McAweeney, Helia’s chief commercial officer, said the results showed broker expertise is increasingly valued in today’s property market.

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10/02/2025

10 Steps to Buy a House
1. Assess Your Financial Situation
Begin by evaluating your current financial status. Consider your savings, income, debts, and credit score to determine how much you can afford to spend on a home. This assessment will help you set a realistic budget.
2. Get Pre-Approved for a Mortgage
Contact a Lender or Mortgage broker to get pre-approved for a mortgage. This involves providing financial documentation and will give you a clear idea of how much you can borrow, making you a more attractive buyer to sellers.
3. Determine What You Want in a Home
Make a list of your must-have features and amenities, such as location, size, number of bedrooms, and proximity to schools or work. This will help you narrow down your search and focus on homes that meet your needs.
4. Hire a buyer agent or ask for helps from experienced friends.
Find a reputable real estate agent who is familiar with the area where you want to buy. An agent can provide valuable insights, help you find suitable properties, and guide you through the buying process.
5. Start House Hunting
Begin visiting homes in your desired area and within your budget. Take notes and pictures to help you remember each property, and don't be afraid to ask questions about any concerns you may have.
6. Make an Offer
Once you find a house you love, work with your real estate agent to make a competitive offer. This may involve negotiations with the seller, so be prepared to adjust your initial offer as needed.
7. Get a Home Inspection
Schedule a professional home inspection to identify any potential issues with the property. The results of the inspection might influence your decision to proceed with the purchase or negotiate repairs with the seller.
8. Secure Your Financing
After your offer is accepted, finalize your mortgage with your lender. This includes locking in your interest rate and completing any remaining paperwork.
9. Conduct a Final Walkthrough
Before closing, do a final walkthrough of the property to ensure that everything is in order and any agreed-upon repairs have been completed.
10. Close the Deal - Settlement
Attend the closing meeting to sign the necessary documents and make the purchase official. Once everything is signed and the funds are transferred, you will receive the keys to your new home. Congratulations!
Source: Me and Al.

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13/09/2024

Because we can help clients to achieve financial goals with many lending options.

09/09/2024

More than 500 Australian suburbs have hit a point where 90% of house sales exceed $1 million, according to the latest PropTrack data from July.

This marks a dramatic jump from five years ago when only 159 suburbs crossed this threshold.

“It’s a huge challenge for first-home buyers,” said Karen Dellow (pictured above), senior data analyst for www.realestate.com.au. “The market is getting increasingly out of reach for those with tight budgets.”
https://www.brokernews.com.au/news/breaking-news/suburbs-priced-out-of-reach-285560.aspx?hsmemberId=2841612&tu=&utm_campaign=&utm_medium=20240908&_hsenc=p2ANqtz-9FSfC6h-NjfjNwtkyen1hXIUgth-RM-DUOWeXfCcs181_eEXN-2fD42aaXdGv86l5cZLQsSaZ447mYJlJX83hEFPGn03ECUhNaDyWSv4zgIR2NE4s&_hsmi=323687240&utm_content=&utm_source=

More than 500 suburbs top $1 million

30/07/2024

ME Bank reduce interest rate...

12/02/2024

Do you need a loan for your first home? At iMortgageConnect, We can make the process simple and easy for you.
Call to 0433 024 689 for a free consultation.

07/02/2024

As a apart of the Mortgage Industry, we know that Mortgage brokers bring benefits to clients. More and more clients using Mortgage broker to find the solutions for their financial needs, investment plans.

02/02/2024

More people take home loan than previous year.

23/01/2024

From Macquarie Bank

We’re pleased to let you know we’re reducing all fixed home loan interest rates for new loans by up to 0.56% p.a.

These rates will be effective from Thursday 25 January 2024.

Some of the changes include new fixed rates of:
• 5.99% p.a. for owner occupier P&I 3-year fixed term at ≤70% LVR.
• 6.29% p.a. for investment P&I 2-year fixed term at ≤70% LVR.
• 6.29% p.a. for investment P&I 3-year fixed term at ≤70% LVR.

22/12/2023

The city we deeply in love 20 năm, và mãi mãi.